SnapSub vs Spendy
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SnapSub
Manage all your recurring bills and subscriptions in one place. Track payments, view spending insights, and receive smart notifications before billing dates. Keep your finances clear and under control without connecting to your bank.
- All bills and subscriptions in one place
- Add services quickly
- Voice input via Siri
- Payment calendar
- Spending insights and reports
- Smart billing reminders
- iCloud sync
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SnapSub helps you take control of your bills and subscriptions before they take control of your wallet. Streaming services, gym memberships, apps, SaaS tools, annual renewals or recurring bills add up fast and are easy to forget. SnapSub puts everything in one place so you always know what you're paying, when you're paying it, and whether it's worth it. FEATURES All your bills and subscriptions, one place Add any service in seconds, with popular ones ready to go Add with your voice via Siri Just say "Add subscription in SnapSub" and Siri guides you through the rest. No typing, no opening the app. Payment calendar See exactly what's due and when, no more surprise charges Spending insights Understand your monthly and yearly bill spend at a glance Power reports Visualize your spending with clear breakdowns and keep your finances fully under control Smart notifications Get reminded before each billing date so you're always prepared No bank connection required Your data stays private, always iCloud sync Your data stays in sync across all your Apple devices automatically Dark mode Looks great day or night Export Export your bills anytime Simple, private, and built for people who want clarity over their spending. Not another complicated budgeting app. One-time purchase. No subscription needed to track your bills.
Spendy
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Track expenses at the speed of light! Use the new Quick Controls, scan receipts, or automate with Apple Pay: your budget is always up to date, zero hassle. Spendy is the budgeting app you won't abandon after a week. Why? It automatically logs expenses when you pay with Apple Pay, or manually in an instant from the Control Center and with receipt OCR. The AI learns and auto-completes for you. Zero complications, maximum control. **WHY SPENDY** - Quick Controls → Add an expense or open the scanner in a single tap from the Control Center, Lock Screen, or using the Action Button - Apple Pay Automation → Set it once, every payment gets tracked automatically (zero effort) - Scan receipts in seconds → Take a photo, the app reads amount and date in 2 seconds - Learning AI → Suggests categories as you type, remembers your habits - Quick Add from Icon → Long-press Spendy's icon, add expenses from Home Screen - Category Budgets → Set monthly limits and see how much you can still spend - Savings Goals → Vacation, car, emergency fund: create the goal, Spendy tracks progress - Recurring Payments → Never forget subscriptions again: reminders before every due date - Smart Widgets → Budget, recent expenses, stats always visible on Home Screen **SPENDY ADVISOR: YOUR FINANCIAL AI** Analyzes spending pace: "It's day 10, you've already used 60% of your budget" Identifies hidden trends: "You spend too much on weekends" Smart predictions: "At this rate, you'll end the month at +$150" Onboarding coach: Helps you set up budgets and goals if you're just starting Proactive notifications: Unusual expenses detected in real-time Everything runs locally on your iPhone. Privacy guaranteed. **APPLE PAY AUTOMATION (Zero Effort)** Configure the Shortcuts integration once: every time you pay with Apple Pay or card, Spendy automatically records the transaction. So tracking stays complete even when you're in a hurry or forget. • Compatible with any card/bank • Runs in background, zero intervention • AI automatically categorizes every expense • Works with NFC/contactless too Result: budget always up-to-date without you lifting a finger. **QUICK FEATURES** Instant Access → Spendy is wherever you need it: Control Center, Lock Screen, and Action Button. Search and filters → Find any transaction in seconds PDF/CSV Export → Export everything when needed iCloud Backup → Private sync, no external servers **GAMIFICATION & MOTIVATION** **FREE VERSION** - Unlimited expenses and income - 1 goal + 1 subscription + 1 widget - Essential statistics - Spendy Advisor (basic analysis) **SPENDY PRO** - Unlimited goals and subscriptions - Budgets for all categories - OCR receipt scanning - Apple Pay automation with Shortcuts - Full Spendy Advisor (predictions + advanced trends) - Shortcuts automation - Automatic iCloud backup - PDF/CSV export - All widgets - Advanced statistics with charts - Quick Controls (Lock Screen and Control Center) **PRIVACY FIRST** All data stays on your iPhone. No mandatory account, no external servers, no tracking. Face ID/Touch ID protection included. **LEGAL INFORMATION** Terms and Conditions (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://francescowebdesign.it/spendyapp/privacy.html **SUBSCRIPTION INFORMATION** Spendy Pro is available with the following options: AUTO-RENEWABLE SUBSCRIPTIONS: • Monthly: €2.99/month • Annual: €17.99/year (save 58%) ONE-TIME PURCHASE: • Lifetime: €44.99 (lifetime access, no renewals) Subscriptions automatically renew unless auto-renewal is turned off at least 24 hours before the end of the current period. Payment is charged to your Apple ID upon confirmation of purchase. You can manage your subscriptions and turn off auto-renewal in your Apple account settings after purchase. The Lifetime purchase is a one-time payment with no automatic renewal and grants access to all Premium features forever.
Screenshots
Verdict
The clearest difference is iOS requirement: SnapSub at 16.0 against Spendy's 18. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. SnapSub sells 1 one-off in-app purchase and Spendy sells 3 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.
SnapSub ships an update every 2 weeks, Spendy every 11 days. The most recent releases landed on September 8, 2026 and September 22, 2026 respectively.
| Parameter | SnapSub | Spendy |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (4 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 4 — better | — |
| Update frequency | Every 2 weeks | Every 11 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free | — |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 16.0 — better | 18 |
| Further details — not scored | ||
| Size | 26 MB | 60 MB |
| Age rating | 4+ | 4+ |
| Developer | Hoang Nguyen | Francesco Algieri |
In-app purchases
SnapSub
- Snap Sub Premium Life Time$9.99
Spendy
- Spendy Pro - Monthly$2.991 Month
- Spendy Pro - Yearly$14.991 Year
- Spendy Pro - Lifetime$39.99





