Fleexo vs Spendy
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
Fleexo
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FLEEXO: THE ALL-IN-ONE APP FOR PERSONAL AND SHARED FINANCES Stop jumping between apps to manage your savings and debts with friends. Fleexo is the financial ecosystem designed to unify what is usually separate: your private budget and shared expenses. YOUR UNIFIED FINANCIAL HUB Unlike standard budgeting apps, Fleexo breaks the barrier between "mine" and "ours." Manage your rent and weekly groceries in the same place where you split dinner bills or group travel costs. DEEP ANALYSIS & REPORTING Clear Visualization: Intuitive charts to understand exactly where your money goes. Data Export: Total freedom for your accounting. Export your reports in CSV format (Free) or professional PDF documents (Premium). SMART GROUPS Create shared spaces for any occasion: house sharing, trips, or events. Fleexo automatically calculates balances, so you don't have to do manual math or send awkward reminders. PRIVACY & VERSATILITY Modern design, fluid navigation, and data security. Whether you are planning your financial future or splitting a pizza, Fleexo is the versatile tool that fits your lifestyle. Privacy Policy: https://fleexo-app.vercel.app/en/privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Spendy
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Track expenses at the speed of light! Use the new Quick Controls, scan receipts, or automate with Apple Pay: your budget is always up to date, zero hassle. Spendy is the budgeting app you won't abandon after a week. Why? It automatically logs expenses when you pay with Apple Pay, or manually in an instant from the Control Center and with receipt OCR. The AI learns and auto-completes for you. Zero complications, maximum control. **WHY SPENDY** - Quick Controls โ Add an expense or open the scanner in a single tap from the Control Center, Lock Screen, or using the Action Button - Apple Pay Automation โ Set it once, every payment gets tracked automatically (zero effort) - Scan receipts in seconds โ Take a photo, the app reads amount and date in 2 seconds - Learning AI โ Suggests categories as you type, remembers your habits - Quick Add from Icon โ Long-press Spendy's icon, add expenses from Home Screen - Category Budgets โ Set monthly limits and see how much you can still spend - Savings Goals โ Vacation, car, emergency fund: create the goal, Spendy tracks progress - Recurring Payments โ Never forget subscriptions again: reminders before every due date - Smart Widgets โ Budget, recent expenses, stats always visible on Home Screen **SPENDY ADVISOR: YOUR FINANCIAL AI** Analyzes spending pace: "It's day 10, you've already used 60% of your budget" Identifies hidden trends: "You spend too much on weekends" Smart predictions: "At this rate, you'll end the month at +$150" Onboarding coach: Helps you set up budgets and goals if you're just starting Proactive notifications: Unusual expenses detected in real-time Everything runs locally on your iPhone. Privacy guaranteed. **APPLE PAY AUTOMATION (Zero Effort)** Configure the Shortcuts integration once: every time you pay with Apple Pay or card, Spendy automatically records the transaction. So tracking stays complete even when you're in a hurry or forget. โข Compatible with any card/bank โข Runs in background, zero intervention โข AI automatically categorizes every expense โข Works with NFC/contactless too Result: budget always up-to-date without you lifting a finger. **QUICK FEATURES** Instant Access โ Spendy is wherever you need it: Control Center, Lock Screen, and Action Button. Search and filters โ Find any transaction in seconds PDF/CSV Export โ Export everything when needed iCloud Backup โ Private sync, no external servers **GAMIFICATION & MOTIVATION** **FREE VERSION** - Unlimited expenses and income - 1 goal + 1 subscription + 1 widget - Essential statistics - Spendy Advisor (basic analysis) **SPENDY PRO** - Unlimited goals and subscriptions - Budgets for all categories - OCR receipt scanning - Apple Pay automation with Shortcuts - Full Spendy Advisor (predictions + advanced trends) - Shortcuts automation - Automatic iCloud backup - PDF/CSV export - All widgets - Advanced statistics with charts - Quick Controls (Lock Screen and Control Center) **PRIVACY FIRST** All data stays on your iPhone. No mandatory account, no external servers, no tracking. Face ID/Touch ID protection included. **LEGAL INFORMATION** Terms and Conditions (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://francescowebdesign.it/spendyapp/privacy.html **SUBSCRIPTION INFORMATION** Spendy Pro is available with the following options: AUTO-RENEWABLE SUBSCRIPTIONS: โข Monthly: โฌ2.99/month โข Annual: โฌ17.99/year (save 58%) ONE-TIME PURCHASE: โข Lifetime: โฌ44.99 (lifetime access, no renewals) Subscriptions automatically renew unless auto-renewal is turned off at least 24 hours before the end of the current period. Payment is charged to your Apple ID upon confirmation of purchase. You can manage your subscriptions and turn off auto-renewal in your Apple account settings after purchase. The Lifetime purchase is a one-time payment with no automatic renewal and grants access to all Premium features forever.
Screenshots
Verdict
The clearest difference is in-app purchases: Fleexo at none against Spendy's 3. Fleexo also leads on update cadence (every 4 days vs every 11 days) and iOS requirement (15.1 vs 18). On price, ads and device support there is nothing between them.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. Spendy sells 3 in-app purchases, starting at $2.99 per month. Fleexo asks for nothing beyond the download.
Fleexo ships an update every 4 days, Spendy every 11 days. The most recent releases landed on September 23, 2026 and September 22, 2026 respectively.
| Parameter | Fleexo | Spendy |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 4 days โ better | Every 11 days |
| Ads | No | No |
| In-app purchases | No โ better | Yes |
| Devices | iPhone, iPod โ better | iPhone |
| Requires iOS | 15.1 โ better | 18 |
| Further details โ not scored | ||
| Size | 40 MB | 60 MB |
| Age rating | 17+ | 4+ |
| Developer | Guglielmo Alfieri | Francesco Algieri |
In-app purchases
Fleexo
No in-app purchases
Spendy
- Spendy Pro - Monthly$2.991 Month
- Spendy Pro - Yearly$14.991 Year
- Spendy Pro - Lifetime$39.99









