FlexBudget vs Spendy

FlexBudget: Your Complete Budgeting Companion Take control of your finances and make budgeting easier with FlexBudget! Connect with over 12,000 financial institutions to automatically sync your transactions and account balances, so your budget is always up to date. FlexBudget adapts to your needs with unique features that let you customize your budget in ways that traditional budgeting apps can’t. Key Features: - Connect Financial Accounts Seamlessly link your financial accounts to sync transactions and balances from a vast network of 12,000+ banks and credit unions. Get a real-time overview of your financial health, all in one place. - Custom Budget Dates No more rigid monthly budgets! Set your budget dates to match when you get paid, or customize them based on specific dates. FlexBudget supports weekly, monthly, and even custom timeframes to give you the flexibility to manage your money your way. - Track Spending and Savings Break down your transactions into spending and savings categories, giving you insight into exactly where your money goes. Gain better control over your finances with categorized spending summaries that keep you informed and on track. - Create Transaction Rules Manage transactions on your terms! Set up custom rules to automatically categorize or modify transaction details based on your preferences. From renaming merchants to setting recurring categories, FlexBudget makes sure each transaction reflects your budgeting style. - Customizable Categories Organize your budget with custom categories! Don’t see a category that fits your unique expenses? FlexBudget lets you create, rename, and group categories, so your budget is as personalized as your lifestyle. - Plan Future Transactions Stay prepared with future transactions. Add upcoming expenses or income to get a complete financial picture, and when the transactions sync with your bank, FlexBudget will automatically match them to prevent duplicates. FlexBudget is designed to make managing money easy, flexible, and effective. Whether you're a weekly budgeter or want a more dynamic schedule, FlexBudget has the tools to help you succeed. Try FlexBudget free for the first 30 days. After the trail period, the membership fee will be billed either monthly or annually, depending on which plan you selected. Privacy Policy: https://www.flexbudget.net/privacy-policy Terms of Service: https://www.flexbudget.net/terms

Track expenses at the speed of light! Use the new Quick Controls, scan receipts, or automate with Apple Pay: your budget is always up to date, zero hassle. Spendy is the budgeting app you won't abandon after a week. Why? It automatically logs expenses when you pay with Apple Pay, or manually in an instant from the Control Center and with receipt OCR. The AI learns and auto-completes for you. Zero complications, maximum control. **WHY SPENDY** - Quick Controls → Add an expense or open the scanner in a single tap from the Control Center, Lock Screen, or using the Action Button - Apple Pay Automation → Set it once, every payment gets tracked automatically (zero effort) - Scan receipts in seconds → Take a photo, the app reads amount and date in 2 seconds - Learning AI → Suggests categories as you type, remembers your habits - Quick Add from Icon → Long-press Spendy's icon, add expenses from Home Screen - Category Budgets → Set monthly limits and see how much you can still spend - Savings Goals → Vacation, car, emergency fund: create the goal, Spendy tracks progress - Recurring Payments → Never forget subscriptions again: reminders before every due date - Smart Widgets → Budget, recent expenses, stats always visible on Home Screen **SPENDY ADVISOR: YOUR FINANCIAL AI** Analyzes spending pace: "It's day 10, you've already used 60% of your budget" Identifies hidden trends: "You spend too much on weekends" Smart predictions: "At this rate, you'll end the month at +$150" Onboarding coach: Helps you set up budgets and goals if you're just starting Proactive notifications: Unusual expenses detected in real-time Everything runs locally on your iPhone. Privacy guaranteed. **APPLE PAY AUTOMATION (Zero Effort)** Configure the Shortcuts integration once: every time you pay with Apple Pay or card, Spendy automatically records the transaction. So tracking stays complete even when you're in a hurry or forget. • Compatible with any card/bank • Runs in background, zero intervention • AI automatically categorizes every expense • Works with NFC/contactless too Result: budget always up-to-date without you lifting a finger. **QUICK FEATURES** Instant Access → Spendy is wherever you need it: Control Center, Lock Screen, and Action Button. Search and filters → Find any transaction in seconds PDF/CSV Export → Export everything when needed iCloud Backup → Private sync, no external servers **GAMIFICATION & MOTIVATION** **FREE VERSION** - Unlimited expenses and income - 1 goal + 1 subscription + 1 widget - Essential statistics - Spendy Advisor (basic analysis) **SPENDY PRO** - Unlimited goals and subscriptions - Budgets for all categories - OCR receipt scanning - Apple Pay automation with Shortcuts - Full Spendy Advisor (predictions + advanced trends) - Shortcuts automation - Automatic iCloud backup - PDF/CSV export - All widgets - Advanced statistics with charts - Quick Controls (Lock Screen and Control Center) **PRIVACY FIRST** All data stays on your iPhone. No mandatory account, no external servers, no tracking. Face ID/Touch ID protection included. **LEGAL INFORMATION** Terms and Conditions (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://francescowebdesign.it/spendyapp/privacy.html **SUBSCRIPTION INFORMATION** Spendy Pro is available with the following options: AUTO-RENEWABLE SUBSCRIPTIONS: • Monthly: €2.99/month • Annual: €17.99/year (save 58%) ONE-TIME PURCHASE: • Lifetime: €44.99 (lifetime access, no renewals) Subscriptions automatically renew unless auto-renewal is turned off at least 24 hours before the end of the current period. Payment is charged to your Apple ID upon confirmation of purchase. You can manage your subscriptions and turn off auto-renewal in your Apple account settings after purchase. The Lifetime purchase is a one-time payment with no automatic renewal and grants access to all Premium features forever.