Comparison

Requrr Payment Reminder vs SpendByMe

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Requrr Payment Reminder

Features
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Requrr – Simplify Your Income, Expense, and Service Tracking Managing your business finances shouldn’t be complicated. Requrr is your all-in-one income and expense tracker designed to help individuals, freelancers, and small businesses stay organized and on top of their recurring payments, renewals, and client records. Whether you’re managing multiple services, tracking client payments, or keeping an eye on recurring bills Requrr makes it simple, clear, and efficient. Key Features Manage Your Services Easily add and organize all your services such as hosting, domains, subscriptions, rent, or salaries. Stay informed with clear details about start dates, due dates, amounts, and payment status — all in one place. Requrr helps you avoid missed renewals or unexpected bills by keeping every service visible and trackable. Track Income and Expenses Keep a complete record of your income and expense flow. Whether it’s client payments, recurring expenses, or business costs, Requrr allows you to log and categorize every transaction — helping you understand where your money goes. Recurring Expense Tracking Set up monthly or yearly expenses like rent, salary, or hosting fees. Requrr automatically highlights upcoming payments so you never miss a due date again. Say goodbye to manual reminders — Requrr tracks your recurring costs for you. Smart Renewal Calendar The renewal calendar view gives you a clear monthly overview of upcoming due dates. You can quickly identify which renewals are pending, due soon, or completed. Stay ahead of your financial commitments with real-time countdowns like “1 day left” or “6 days left.” Manage Clients with Ease Maintain all your client information in one place — including names, contact details, and services linked to each client. Whether you’re managing multiple business clients or personal contacts, Requrr keeps everything organized and easily accessible. Smart Reminders Get timely updates for upcoming renewals and payments so you can take action before deadlines. Requrr helps you stay proactive and financially prepared at all times. Simple, Clean & Intuitive Design Designed for clarity and simplicity, Requrr’s interface helps you focus on what matters most — tracking, managing, and organizing your financial activities without distractions. Navigate easily between Renewals, Services, and Clients tabs. Why Choose Requrr? Perfect for freelancers, small businesses, and agencies Reduces the hassle of manual expense tracking Keeps every renewal and expense under control Helps you analyze monthly spending and earnings Works as your personal financial assistant Stay Ahead, Stay Organized Requrr isn’t just another expense tracker — it’s your reliable companion for managing recurring payments, service renewals, and client records. From business subscriptions to personal expenses, Requrr gives you total visibility and control over your finances. Track your payments, plan ahead, and manage your business effortlessly — all with Requrr. Start using Requrr today and take control of your finances — smartly, simply, and efficiently. Privacy Policy: https://requrr.vercel.app/privacy Terms Of Use: https://requrr.vercel.app/terms

About

SpendByMe

Effortlessly manage your finances with an AI-powered app that automatically tracks expenses, subscriptions, and bills by analyzing SMS and email. Gain clarity on your spending without manual entry, organize transactions with smart categorization, and monitor credit card usage and upcoming payments.

Highlights
  • Automatic expense tracking via SMS/email
  • Smart expense categorization
  • Credit card bill and due date tracking
  • Subscription, loan, and EMI tracker
  • Expense splitting with friends/couples
  • Budget planner and goal tracking
  • Spending map and insights
Features
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Stop tracking expenses manually. Most expense tracker apps expect you to enter everything yourself. That’s where people give up. SpendByMe is an AI-powered SMS & email-based automatic money management app that helps you track expenses, subscriptions, credit card bills, EMIs, and upcoming payments automatically. Instead of manually entering transactions, SpendByMe analyzes transactional SMS messages, statement emails, receipts, and bank statements to organize your finances automatically. No spreadsheets. No daily effort. No confusion. Just clarity. Works with almost every major currency worldwide. ▶ Track your money in 3 simple ways 1. Automatic expense tracking Transactions can be tracked automatically using transactional SMS messages and email alerts. Connect your email to fetch transaction alerts and credit card statements automatically. 2. Paste any transaction Paste a bank message and it gets categorized and added instantly. 3. Manual entry Add amount, merchant, and account. SpendByMe completes the rest automatically. ▶ Smart expense categorization • Automatically categorizes your transactions • Learns from your usage and improves over time • Set custom rules for full control • No need to fix categories again and again ▶ All your money in one place • Bank accounts, credit cards, wallets, and cash • Automatic balance tracking • One clean view of your finances • Automatic currency conversion support No switching between apps. No guesswork. ▶ Smart credit card management • Track credit card bills, due dates, and limits • Monitor spending across multiple cards • Understand your real credit usage • Avoid missed payments and late fees ▶ Subscription, loan & EMI tracker • Detect subscriptions, EMIs, loans, and recurring payments • Track upcoming payments and due dates • Avoid missed payments and hidden charges ▶ Splits with friends & couples • Split expenses with friends instantly • Track shared expenses for trips and groups • Manage couple expenses easily • Send reminders in one tap ▶ Tags & sub-tags for better organization • Organize transactions using tags and sub-tags • Track reimbursements and shared payments • Create trip budgets and event budgets • Filter transactions exactly how you want ▶ Spending map & smart insights • See where you spend money on a map • Track location-based spending habits ▶ Upcoming payments & invoice tracker • Track upcoming bills and payments • Create and manage invoices ▶ Budget planner & goal tracking • Create budgets in seconds • Track savings goals and financial targets ▶ Accurate financial tracking • Separates expenses, income, and transfers properly • Clean and reliable data • Search any transaction instantly • Real insights into your spending ▶ Powerful search & insights • Search transactions, tags, merchants, or notes instantly • AI-powered insights • Understand where your money goes Privacy-first expense tracker ▶ Your data stays yours. • Everything stays on your device unless you enable sync • Only transactional messages and emails are processed • No access to personal chats • No unnecessary data collection SpendByMe does not read personal chats, OTPs, or unrelated messages. Flexible and easy to use • Want full automation? It’s there • Prefer manual control? That works too SpendByMe adapts to you. Gets smarter over time. The more you use it, the better it becomes. Better categorization. Better accuracy. Less effort. Take control of your money today. Download SpendByMe — your smart expense tracker, budget planner, subscription tracker, split expense app, EMI tracker, credit card manager, and automatic money management app. Terms of Use: This app uses the standard Apple Licensed Application End User License Agreement (EULA). You can find it here: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Requrr Payment Reminder4 screens
SpendByMe4 screens

Verdict

The call

The clearest difference is update cadence: SpendByMe at every 5 days against Requrr Payment Reminder's monthly. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Requrr Payment Reminder sells 5 in-app purchases, starting at $24.99 per year and SpendByMe sells 7 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Requrr Payment Reminder ships an update monthly, SpendByMe every 5 days. The most recent releases landed on October 25, 2026 and October 31, 2026 respectively.

Scorecard1 real difference · 7 level
Requrr Payment Reminder versus SpendByMe: the parameters behind the verdict, then further details
ParameterRequrr Payment ReminderSpendByMe
PriceFreeFree
Positive reviews—58.8% of reviews
Update frequencyMonthlyEvery 5 days — better
AdsNoNo
In-app purchasesYesYes
Monetization—Free with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.0 — better16.0
Further details — not scored
Size39 MB90 MB
Age rating4+4+
DeveloperFUTURECRAFT APPS LLPAbhinav Ranjan Jha

In-app purchases

5 purchases

Requrr Payment Reminder

Subscriptions2
  • Requrr Plus$24.991 Year
  • Requrr Pro$39.991 Year
One-time3
  • 500 Credits$2.99
  • 1000 Credits$5.99
  • 2000 Credit$9.99
7 purchases

SpendByMe

Subscriptions7
  • SpendByMe Pro - Monthly$1.991 Month
  • Spendbyme Plus Monthly$3.991 Month
  • Spendbyme Max Monthly$7.991 Month
Show 4 more
  • SpendByMe Pro 6 Months$7.996 Months
  • SpendByMe Pro 1 Year$14.991 Year
  • Spendbyme Plus Yearly$29.991 Year
  • Spendbyme Max Yearly$59.991 Year

Questions

Is Requrr Payment Reminder free?
Requrr Payment Reminder is free to download, with in-app purchases available.
Is SpendByMe free?
SpendByMe is free to download, with in-app purchases available.
Do Requrr Payment Reminder or SpendByMe have ads?
Neither Requrr Payment Reminder nor SpendByMe shows ads.
Which is updated more often, Requrr Payment Reminder or SpendByMe?
Requrr Payment Reminder ships an update monthly, and SpendByMe every 5 days. Most recently, Requrr Payment Reminder was updated on October 25, 2026 and SpendByMe on October 31, 2026.

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