SubAutomate vs Subcut
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SubAutomate
This app helps you identify and stop unwanted recurring charges by scanning your bank statements. It provides a clear overview of your subscription spending and offers tools to manage or cancel services. All data processing is done locally on your device for maximum privacy.
- Instant subscription detection
- Scan bank statements (CSV/PDF)
- Track total subscription spending
- 100% on-device processing
- Cancellation guides
- Refund and dispute templates
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Stop paying for subscriptions you forgot about. The average American wastes $284 per year on forgotten subscriptions. SubAutomate scans your bank statement in seconds and shows you exactly where your money is going — then helps you take action. INSTANT SUBSCRIPTION DETECTION Simply upload a CSV or PDF bank statement. Our smart detection engine identifies recurring charges automatically — streaming services, apps, memberships, forgotten trials, and more. SEE YOUR TOTAL SPENDING Get a clear breakdown of your monthly and yearly subscription costs. Finally understand where your money is actually going. 100% PRIVATE Unlike other financial apps, SubAutomate processes everything ON YOUR DEVICE. We never see, store, or transmit your bank data. No account required. No cloud uploads. Your financial data stays yours. PRO FEATURES Upgrade to unlock Action Packs: • Cancellation Guides — Step-by-step instructions for any subscription • Refund Templates — Pre-written emails to request your money back • Dispute Letters — Professional templates for chargebacks WHY SUBAUTOMATE? • Scan statements in under 30 seconds • Works with any bank's CSV or PDF export • No bank login required — ever • No account creation needed • Completely offline capable • Beautiful, intuitive interface Take control of your subscriptions today. Download SubAutomate and stop paying for things you don't use.
Subcut
Effortlessly track all your recurring expenses, from streaming services to software subscriptions. Get smart reminders before you're charged, visualize your bills on a calendar, and receive guided help to cancel unwanted services, saving you money.
- Subscription tracking
- Bill reminders
- Free-trial alerts
- Visual bill calendar
- Guided cancellation
- Automatic import
- Offline functionality
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Most people are paying for subscriptions they forgot they had. Subcut helps you find them, then cancel the ones you do not want. Scan a bank or credit card statement and Subcut surfaces the recurring charges hiding inside it. The free trial that quietly started billing. The app you stopped opening months ago. The service you meant to cancel and never did. You see exactly what you are paying, and what it adds up to over a year. Find Forgotten Subscriptions • Bank statement import (CSV and PDF): upload a statement and Subcut picks out the recurring charges in about a minute • Email import (Gmail): scan receipts and confirmation emails to detect services automatically • App Store import: pull in your Apple subscriptions instantly • No manual typing, no guessing How import works: your statement or receipts are sent to a secure service that reads them to find recurring charges. They are used only to detect your subscriptions, and are never sold or shared. See Everything in One Calendar • Monthly calendar of every upcoming bill • Tap any day to see what is due • Color-coded categories • Automatic monthly and yearly totals Know what you pay, when you pay, and how much it really costs. Reminders Before You Get Charged • Alerts before each billing date • Free-trial ending warnings so you can cancel in time • Custom reminder timing • Snooze or turn off per subscription Cancel, With Guidance Subcut helps you actually cancel, not just track. • Step-by-step cancellation instructions • Website links, email templates, and phone numbers • Difficulty rating and estimated time • Savings tracked after you cancel Keep Everything Organized For every subscription you can store the name and icon, price and currency, billing cycle, category, notes, cancellation link, and trial status. Categories include Entertainment, Music, Productivity, Cloud, Gaming, Finance, Fitness, Education, Shopping, Utilities, and more. Understand Your Spending • Monthly and yearly totals • Monthly equivalent for annual plans • History of archived subscriptions • A running total of what you have saved by cancelling Privacy • No account required to start • Your subscription data is stored on your device, with optional iCloud sync • Face ID and Touch ID lock • No ads, no third-party tracking, no selling your data The app works offline for tracking and managing your subscriptions. Import needs a connection, because it reads your statements to find charges. Export Anytime Export to CSV or JSON for spreadsheets and budgeting tools. Subcut Pro • Unlimited subscriptions • Bank statement import • Data export • Custom notification timing • Priority support Free users can track up to 5 subscriptions. Terms of Use (EULA): https://subcut.xyz/terms Privacy Policy: https://subcut.xyz/privacy
Screenshots
Verdict
The clearest difference is in-app purchases: SubAutomate at none against Subcut's 3. SubAutomate also leads on ads (none vs shown) and iOS requirement (15.1 vs 17.0). Subcut's advantage is ratings volume (19 vs 1) and update cadence (every 6 days vs fortnightly). On price, rating and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Subcut sells 3 in-app purchases, starting at $4.99 per month. SubAutomate asks for nothing beyond the download.
On the App Store both sit at effectively the same score — 5.0 for SubAutomate against 4.9 for Subcut. That said, the two scores are not equally well evidenced: Subcut has 19 ratings behind it against 1, so its average is the more settled of the two.
SubAutomate ships an update fortnightly, Subcut every 6 days. The most recent releases landed on October 6, 2026 and October 20, 2026 respectively.
| Parameter | SubAutomate | Subcut |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | 4.9 (19 ratings) |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | 1 | 19 — better |
| Update frequency | Fortnightly | Every 6 days — better |
| Ads | No — better | Yes |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Freemium |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.1 — better | 17.0 |
| Further details — not scored | ||
| Size | 27 MB | 29 MB |
| Age rating | 4+ | 4+ |
| Developer | Justin Hoang | Shrenik Choudhary |
Customer experience
SubAutomate
Subcut
In-app purchases
SubAutomate
No in-app purchases
Subcut
- Subcut Pro - Monthly$4.991 Month
- Subcut Pro - Yearly$14.991 Year
- Subcut Pro - LIFETIME$24.99









