SubAutomate vs I.O.Then

Stop paying for subscriptions you forgot about. The average American wastes $284 per year on forgotten subscriptions. SubAutomate scans your bank statement in seconds and shows you exactly where your money is going — then helps you take action. INSTANT SUBSCRIPTION DETECTION Simply upload a CSV or PDF bank statement. Our smart detection engine identifies recurring charges automatically — streaming services, apps, memberships, forgotten trials, and more. SEE YOUR TOTAL SPENDING Get a clear breakdown of your monthly and yearly subscription costs. Finally understand where your money is actually going. 100% PRIVATE Unlike other financial apps, SubAutomate processes everything ON YOUR DEVICE. We never see, store, or transmit your bank data. No account required. No cloud uploads. Your financial data stays yours. PRO FEATURES Upgrade to unlock Action Packs: • Cancellation Guides — Step-by-step instructions for any subscription • Refund Templates — Pre-written emails to request your money back • Dispute Letters — Professional templates for chargebacks WHY SUBAUTOMATE? • Scan statements in under 30 seconds • Works with any bank's CSV or PDF export • No bank login required — ever • No account creation needed • Completely offline capable • Beautiful, intuitive interface Take control of your subscriptions today. Download SubAutomate and stop paying for things you don't use.

I.O.Then - the app that keeps your stuff coming back! You know how it goes. Someone borrows your charger “for a minute”, your drill “just for today”, or your book “until the weekend”. Weeks pass. Months. Suddenly you’re wondering if you ever owned that thing at all. I.O.Then fixes that exact problem. Not in theory. For you. Take a quick photo of the item. Let the borrower sign with a finger. Set a return date. That’s it. You’ve created a tiny, friendly agreement that no one forgets. No awkward reminders. No “hey, remember that thing…?” messages. I.O.Then handles the nudging so you don’t have to. Why you’ll actually use it You stop losing your stuff to forgetful friends. You never feel uncomfortable reminding someone. You always know who has what and when it’s coming back. You get a clear history of every item you’ve lent out. It’s not about managing debts. It’s about keeping your belongings in your life instead of disappearing into someone else’s. How it makes your life easier Your neighbor borrows a tool and actually returns it. Your sibling takes your charger and doesn’t “accidentally keep it”. Your coworker returns that book you recommended instead of adopting it. If you lend your stuff even occasionally, I.O.Then quietly protects your time, your patience, and your things. That’s why it belongs on your phone. Because you’re tired of being the responsible one who remembers everything. Because you want your things back without chasing people. Because you deserve an app that handles the awkward part for you. I.O.Then keeps your belongings safe, your relationships smooth, and your sanity intact. You can use it for money debts too. And you can even keep track of your own debts — if you really want to ;)