Comparison

Kharcha vs MPB Plus

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Kharcha

Features
Read full description

Kharcha makes expense tracking effortless and private. No sign-ups, no cloud storage, no data mining. Your financial life stays on your device, period. 1. Simple & Fast Log transactions in two taps. Whether it's your morning chai or monthly rent, Kharcha captures it instantly with an intuitive interface that gets out of your way. 2. Privacy at Its Best Your money is personal. That's why Kharcha works entirely offline by default. No accounts to create, no servers to trust, no data to leak. Optional Google Sheet sync puts you in control — only when you want it. 3. Budgets That Work Set spending limits for categories that matter. Watch your budget bars fill in real-time and know exactly where you stand before you overspend. 4. Insights You Can Use Beautiful charts and breakdowns reveal your spending patterns. Understand where your money goes without a finance degree. 5. Multiple Accounts Manage cash, bank accounts, credit cards, and savings separately. See balances at a glance and transfer between accounts seamlessly. 6. Google Sheet Sync (Optional) Prefer analyzing in spreadsheets? One-tap export to Google Sheets gives you the best of both worlds — simple daily tracking with powerful spreadsheet analysis. Why Kharcha? - 100% offline-first — your data never leaves your device - No subscriptions, no ads, no tracking - Clean, warm design that makes finance feel human - Lightning-fast transaction entry - Meaningful insights without complexity Download Kharcha today and take the first step toward financial clarity.

About

MPB Plus

Features
Read full description

MPB Plus brings secure, convenient, and seamless banking to your fingertips. Manage your finances anytime, anywhere with an intuitive digital banking experience. Transfer funds, manage your cards or opt for cardless transactions, and stay in control of your accounts with just a few taps. Top Features • Open an account digitally • View Account Balances • View Transaction History • Transfer Funds Between Your Accounts • Manage Beneficiaries • Cardless Cash Withdrawal from MPB ATMs • View Card Details Securely • Real-Time Transaction Notifications • Manage Multiple Accounts in One Place • Fast, Safe & Convenient Digital Banking • 24/7 Access to Your Accounts

Screenshots

Kharcha4 screens
MPB Plus4 screens

Verdict

The call

The clearest difference is update cadence: MPB Plus at daily against Kharcha's every 3 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Kharcha ships an update every 3 weeks, MPB Plus daily. The most recent releases landed on October 15, 2026 and October 6, 2026 respectively.

Scorecard1 real difference Ā· 5 level
Kharcha versus MPB Plus: the parameters behind the verdict, then further details
ParameterKharchaMPB Plus
PriceFreeFree
Update frequencyEvery 3 weeksDaily — better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.1 — better16.0
Further details — not scored
Size49 MB77 MB
Age rating4+4+
DeveloperEklak DangauraMaldives Premier Bank

In-app purchases

None

Kharcha

No in-app purchases

None

MPB Plus

No in-app purchases

Questions

Is Kharcha free?
Kharcha is free to download, with no in-app purchases.
Is MPB Plus free?
MPB Plus is free to download, with no in-app purchases.
Do Kharcha or MPB Plus have ads?
Neither Kharcha nor MPB Plus shows ads.
Which is updated more often, Kharcha or MPB Plus?
Kharcha ships an update every 3 weeks, and MPB Plus daily. Most recently, Kharcha was updated on October 15, 2026 and MPB Plus on October 6, 2026.

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