I.O.Then vs TripsSplit

I.O.Then - the app that keeps your stuff coming back! You know how it goes. Someone borrows your charger “for a minute”, your drill “just for today”, or your book “until the weekend”. Weeks pass. Months. Suddenly you’re wondering if you ever owned that thing at all. I.O.Then fixes that exact problem. Not in theory. For you. Take a quick photo of the item. Let the borrower sign with a finger. Set a return date. That’s it. You’ve created a tiny, friendly agreement that no one forgets. No awkward reminders. No “hey, remember that thing…?” messages. I.O.Then handles the nudging so you don’t have to. Why you’ll actually use it You stop losing your stuff to forgetful friends. You never feel uncomfortable reminding someone. You always know who has what and when it’s coming back. You get a clear history of every item you’ve lent out. It’s not about managing debts. It’s about keeping your belongings in your life instead of disappearing into someone else’s. How it makes your life easier Your neighbor borrows a tool and actually returns it. Your sibling takes your charger and doesn’t “accidentally keep it”. Your coworker returns that book you recommended instead of adopting it. If you lend your stuff even occasionally, I.O.Then quietly protects your time, your patience, and your things. That’s why it belongs on your phone. Because you’re tired of being the responsible one who remembers everything. Because you want your things back without chasing people. Because you deserve an app that handles the awkward part for you. I.O.Then keeps your belongings safe, your relationships smooth, and your sanity intact. You can use it for money debts too. And you can even keep track of your own debts — if you really want to ;)

Smart expense sharing for trips, dinners, and everyday moments Easily track, split, and settle shared expenses with friends — whether you’re traveling, dining out, or managing group activities. Create trips, add participants, and keep all expenses organized in one place without spreadsheets or awkward conversations. Key features • Create trips & groups Set up trips or groups in seconds and track shared expenses with multiple participants. • AI-powered receipt scanning Snap a photo of a receipt and let AI automatically extract items and amounts — no manual input required. • Flexible expense splitting Split expenses equally, by custom amounts, percentages, or specific participants. Perfect for any scenario. • Clear balance summary Instantly see who owes whom with a clean, easy-to-understand balance overview for each participant. • Invite friends without registration Collaborate effortlessly by inviting friends via a link or QR — no account or sign-up required. • PDF export Export detailed summaries and balances to PDF for reporting, reimbursement, or record keeping. Whether it’s a weekend getaway, a group dinner, or a long trip with friends, this app helps you focus on the experience — not the math. Track smarter. Split fairly. Travel together.t