Expenso AI vs iLekka
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Expenso AI
Read full descriptionHide full description
Meet Expenso AI β a smarter, simpler way to understand and manage your money. Expenso AI helps you track your income and expenses, organize your spending, build spending plans, and understand your financial habits β all in one intuitive experience. POWERED BY AI Go beyond traditional expense tracking. Expenso AI helps turn your financial data into meaningful insights, making it easier to understand where your money goes and make more informed decisions. TRACK YOUR MONEY Quickly add and organize your income and expenses so you always have a clear picture of your finances. PLAN YOUR SPENDING Create personalized spending plans that help you organize your money around your priorities and stay on top of your goals. UNDERSTAND YOUR SPENDING Explore clear summaries and insights that make your spending patterns easier to understand. IMPORT & EXPORT Keep your financial information organized with convenient options to import and export your data. SIMPLE BY DESIGN Expenso AI combines powerful money-management tools with a clean, distraction-free experience designed to make managing your finances feel effortless. Whether youβre keeping track of everyday expenses, planning your monthly spending, or simply trying to better understand your financial habits, Expenso AI gives you the tools to stay informed and in control. Smarter spending starts with understanding your money. Download Expenso AI and start building a clearer picture of your finances today.
iLekka
Effortlessly track expenses by automatically processing bank transaction SMS messages. Monitor spending, categorize transactions smartly, and gain insights into your financial habits without manual data entry. Your financial data remains private and stored securely in your iCloud account.
- Automatic expense tracking from bank SMS
- Smart expense categorization
- Budgeting and spending analytics
- Personal finance dashboard
- Privacy-first iCloud storage
- Designed for Indian banking systems
Read full descriptionHide full description
No typing. No receipts. No spreadsheets. iLekka is an automatic expense tracker for iPhone that turns your bank transaction SMS messages into a complete personal finance and money management system. Track expenses automatically, monitor spending, and stay on top of your budgetβwithout manually entering transactions. Unlike traditional expense tracker apps, iLekka keeps your financial data private by storing everything in your own iCloud account. Nothing is sent to our servers. β HOW IT WORKS β Every time your bank sends a transaction SMS, iLekka automatically captures and categorizes the expense using Apple Shortcuts. Works with UPI transactions, debit cards, credit cards, net banking, and bank account debits. Supports SMS alerts from HDFC Bank, SBI, ICICI Bank, Axis Bank, Kotak Mahindra Bank, and other major Indian banks. Set it up once. Never manually log an expense again. β PRIVACY FIRST β Your financial data belongs to you. β’ Stored in your own iCloud account β’ No external servers β’ No account creation required β’ No ads β’ No tracking β’ No data harvesting iLekka follows Apple's privacy-first approach so your spending history remains under your control. β FEATURES β Automatic Expense Tracking Capture expenses automatically from bank SMS alerts. Every UPI payment, card transaction, ATM withdrawal, and account debit is recorded without manual effort. Smart Expense Categorization Automatically categorize spending into groceries, dining, fuel, shopping, bills, subscriptions, EMIs, travel, and more. Correct a category once and iLekka remembers your preference. Budgeting & Spending Analytics Understand where your money goes with monthly spending reports, category-wise breakdowns, trends, and insights. Personal Finance Dashboard Track your expenses, analyze spending habits, and make smarter financial decisions with a clear overview of your money. β BUILT FOR INDIA β Designed specifically for Indian banking and payment systems. β’ UPI transactions β’ Bank SMS alerts β’ Debit cards β’ Credit cards β’ Net banking β’ Major Indian banks No manual bookkeeping. No spreadsheets. No receipt scanning. β FREE FOR 60 DAYS β Get full access to all features free for 60 days. No credit card required. After the trial ends, choose either: β’ Monthly Subscription β’ Lifetime Access (one-time purchase) An active subscription or lifetime purchase is required to continue using iLekka after the trial period. ββββββββββββββββββββββββββββ SUBSCRIPTION & PRICING β’ Payment is charged to your Apple ID upon purchase confirmation. β’ Subscriptions automatically renew unless cancelled at least 24 hours before renewal. β’ Your account will be charged for renewal within 24 hours before the current subscription period ends. β’ Manage or cancel subscriptions anytime from Apple ID Settings β Subscriptions. Privacy Policy: https://shared-record-5ae.notion.site/Privacy-Policy-35ba4adcfaf68048b753e6718ae5039b Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ ββββββββββββββββββββββββββββ iLekka. Know your money.
Screenshots
Verdict
The clearest difference is in-app purchases: Expenso AI at none against iLekka's 2. Expenso AI also leads on device support (3 vs 1) and iOS requirement (15.0 vs 18.2). iLekka's advantage is update cadence (every 2 days vs fortnightly). On price and ads there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. iLekka sells 2 in-app purchases, starting at $0.99 per month. Expenso AI asks for nothing beyond the download.
Expenso AI ships an update fortnightly, iLekka every 2 days. The most recent releases landed on October 31, 2026 and November 5, 2026 respectively.
| Parameter | Expenso AI | iLekka |
|---|---|---|
| Price | Free | Free |
| Positive reviews | β | 100.0% of reviews |
| Update frequency | Fortnightly | Every 2 days β better |
| Ads | No | No |
| In-app purchases | No β better | Yes |
| Monetization | β | Free with in-app purchases |
| Devices | iPhone, iPad, iPod β better | iPhone |
| Requires iOS | 15.0 β better | 18.2 |
| Further details β not scored | ||
| Size | 19 MB | 37 MB |
| Age rating | 17+ | 4+ |
| Developer | Amira Elbana | Gagan Krishne |
In-app purchases
Expenso AI
No in-app purchases
iLekka
- iLekka Pro Monthly2 Months trial$0.991 Month
- iLekka Pro$9.99









