Rafin vs SPLIIT Pro

The all-in-one personal finance app. Track budgets, set savings goals, get AI insights — AND split expenses with friends when you need to. BUDGETING MEETS BILL SPLITTING Unlike apps that only do budgeting or only do splitting, Rafin gives you everything in one place. PERSONAL FINANCE FEATURES Budget Tracking • Set monthly budgets by category • Track every dollar you spend • Get alerts when approaching limits Savings Goals • Set financial goals (vacation, emergency fund, new car) • Track progress over time • Stay motivated with visual progress Expense Tracking • Add expenses in seconds • Scan receipts with AI (Pro) • Categorize spending automatically Insights & Analytics • View spending trends and patterns • See where your money goes • AI-powered recommendations (Pro) EXPENSE SPLITTING FEATURES Group Splitting • Create groups for trips, roommates, events, or couples • 5 split types: equal, exact amounts, percentage, shares, itemized • Track who owes what in real-time Smart Settlements • See all balances at a glance • Simplified debt calculation • Record payments instantly Multi-Currency • 150+ currencies supported • Perfect for travel and international groups PRO & ULTIMATE FEATURES • AI Receipt Scanning — scan & split receipts automatically • Recurring Expenses — automate regular bills • Bank Sync — connect accounts securely (Ultimate) • Unlimited Groups — no limits on groups or members • Export Data — download as CSV or PDF PERFECT FOR • Personal budgeting & expense tracking • Couples managing joint finances • Roommates splitting rent & utilities • Travelers tracking trip expenses SECURE & PRIVATE • Bank-grade encryption • No ads, ever • Your data stays yours Terms of Service: https://rafin.app/terms Privacy Policy: https://rafin.app/privacy

Split restaurant checks, delivery orders and groceries by what each person actually had. Scan a receipt, check the items, and share the breakdown. Start free without creating an account. Scan, then check Choose your people and photograph a receipt or upload a screenshot. Review the extracted items, prices, discounts and fees. Correct anything the scan missed, or enter the items yourself. Give each item an owner Assign each item to the people who shared it. Split a shared dish across just those diners; distribute tax, tip and service fees proportionally. Record who paid In 1.3.1, choose the payer or enter each person’s contribution when several people paid. Send everyone their share Share an itemized breakdown through WhatsApp, Messages or another app. Friends can read it without installing SPLIIT Pro. Pay each other using your usual method. Groups Keep a trip, a home or a night out in its own expense history. Groups are private to your account, with shareable breakdowns. Debts and repayments See eligible unpaid shares and record partial repayments. Group settlements stay in the group. Finish later with Pro Save a draft from item review, assignment or payer entry and resume from Home. In 1.3.1, the free tier allows 7 saved contacts plus you and 3 groups. Scans refill over time. Pro removes ads and adds unlimited scans, contacts and groups, plus drafts. Past transactions remain readable for everyone. https://spliit.pro/terms-of-service/ https://spliit.pro/privacy-policy/