Rafin vs Plit

The all-in-one personal finance app. Track budgets, set savings goals, get AI insights — AND split expenses with friends when you need to. BUDGETING MEETS BILL SPLITTING Unlike apps that only do budgeting or only do splitting, Rafin gives you everything in one place. PERSONAL FINANCE FEATURES Budget Tracking • Set monthly budgets by category • Track every dollar you spend • Get alerts when approaching limits Savings Goals • Set financial goals (vacation, emergency fund, new car) • Track progress over time • Stay motivated with visual progress Expense Tracking • Add expenses in seconds • Scan receipts with AI (Pro) • Categorize spending automatically Insights & Analytics • View spending trends and patterns • See where your money goes • AI-powered recommendations (Pro) EXPENSE SPLITTING FEATURES Group Splitting • Create groups for trips, roommates, events, or couples • 5 split types: equal, exact amounts, percentage, shares, itemized • Track who owes what in real-time Smart Settlements • See all balances at a glance • Simplified debt calculation • Record payments instantly Multi-Currency • 150+ currencies supported • Perfect for travel and international groups PRO & ULTIMATE FEATURES • AI Receipt Scanning — scan & split receipts automatically • Recurring Expenses — automate regular bills • Bank Sync — connect accounts securely (Ultimate) • Unlimited Groups — no limits on groups or members • Export Data — download as CSV or PDF PERFECT FOR • Personal budgeting & expense tracking • Couples managing joint finances • Roommates splitting rent & utilities • Travelers tracking trip expenses SECURE & PRIVATE • Bank-grade encryption • No ads, ever • Your data stays yours Terms of Service: https://rafin.app/terms Privacy Policy: https://rafin.app/privacy

Split any bill in seconds. No mental math. No awkward moments. Point your camera at any receipt — Plit reads every item, tax, and tip instantly. Tap to assign dishes to people. Everyone sees exactly what they owe. It takes less time than passing the card around. SPLIT SMARTER • AI Receipt Scanner — photograph any bill, get a full breakdown instantly • Item-by-item Splitting — assign each dish to the right person, tip included • AI Assistant — just say "Alice had the salmon" and it's done • 150+ Currencies — works at any restaurant, anywhere in the world TRACK EVERYTHING • Receipt Library — every bill saved, searchable, organized • Spending Insights — weekly and monthly charts by category • Folders — group receipts by trip, project, or event FOR TEAMS & BUSINESS • Friends — split with anyone by @handle • Business Workspace — keep personal and work expenses completely separate PLANS • Free — core splitting, unlimited receipts • Plit Pro ($19.99/yr) — AI Assistant + folders + receipt library • Plit Business ($49.99/yr) — team workspaces + business tracking • Plit Business Pro ($59.99/yr) — everything, combined Your receipts and data are encrypted and private. Terms of Use (EULA): https://plitapp.com/terms Privacy Policy: https://plitapp.com/privacy