Comparison

Basil vs Spent

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Basil

Automate your budgeting with secure, on-device AI that captures transactions from various payment methods instantly. Organize your finances, gain insights into spending habits, and track recurring bills without manual entry.

Highlights
  • Automatic transaction logging
  • AI-powered voice dictation
  • Instant spending insights
  • Recurring bill tracking
  • 100% local data storage
  • Beautiful, customizable interface
Features
Read full description

Basil features a stunning aesthetic and is powered by secure, on-device AI, automating the tedious parts of budgeting so you can focus on where your money goes, not how you record it. Now with Siri AI, an on-device chat assistant, and a refreshed experience for iOS 27. Whether you're paying with Apple Pay, sending money via Venmo, PayPal, PayNow, PayLah!, GrabPay, ShopeePay and more, or just asking Siri, Basil captures it all instantly without you lifting a finger. Why You'll Love Basil: 1. True Automation: Forget manual entry. Basil logs payments seamlessly, however they arrive: Tap-to-Pay Automation: Transactions appear instantly when you use Apple Pay. Universal Payment Capture: Automatically capture transactions from PayPal, Venmo, GrabPay, PayNow, and more. Siri & Shortcuts: Log an expense or check your budget just by talking to Siri. Notification Capture: Basil can log a transaction straight from a payment notification, no need to open the app. Apple Watch: Log a transaction by voice from your wrist, even without your iPhone on you. Scan a Receipt: Snap a photo and let Basil turn it into a transaction. 2. AI-Powered Intelligence: Harness on-device, secure AI to organise your financial life: Smart Voice Dictation: Say "Spent $15 on lunch and $20 on Netflix" and let AI categorise and log it. Ask Basil: Chat with your own on-device financial assistant about your budget, spending habits, or where to cut back. Instant Insights: Real-time summaries of spending and budget health, with deeper dive-ins by category and merchant. Smart Budget Coaching: See your average daily spend while setting a budget, with recommendations if you keep going over. Recurring Bills: Never miss a due date with subscription and free-trial reminders synced to your iOS Calendar. 3. Privacy by Design (Local First): Your financial data belongs to you, and only you. 100% Local Storage: Your data stays on your device, not our servers. No Account Required: Start tracking immediately, no sign-up. On-device Intelligence: Basil's AI, including Ask Basil, thinks inside your phone wherever possible (Apple Intelligence must be enabled in Settings). 4. Smarter Organisation Modes: Create a Mode like "Travel" to track a trip separately while it still counts toward your overall picture. Switch back to Default at any time and filter Insights by any Mode. Split & Lending: Cover a bill for friends and let Basil track what they owe you, with a reminder to settle up. Merchant View: See historical spending broken down by merchant. Custom Recaps: Exclude specific categories or recurring transactions from your weekly recap. 5. Premium Experience Refreshed Design: A more native-feeling interface, with an Insights page built for deeper exploration. Dark Mode Ready: Looks stunning in both light and dark modes. Multi-Currency: Diverse account support for a global audience. More Widgets: Faster access to your money from your Home Screen. Built for Every iPhone: Layouts adapt across the full range of iPhone display sizes. Accessibility: Built with VoiceOver and accessibility support in mind. Key Features: Automatic Logging via Shortcuts, Siri, Notifications, Apple Watch, and Receipt Scan On-Device AI Chat, Summaries, and Voice Dictation Flexible Budgeting with Smart Coaching (Monthly & Custom Cycles) Deep Insights & Visual Analytics, including Merchant and Mode filtering Custom Categories with Smart Mapping Split Transactions & Bill Reminders synced to Calendar Data Export & Import (from other expense tracker apps) Stop wondering where your money went. Download Basil today and start building your wealth, privately. Thank you for helping us shape Basil into the best expense and budget tracker! Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Spent

Features
Read full description

Spent - Your Smart Subscription Manager Never lose track of your subscriptions again. Spent is the ultimate tool for managing recurring expenses and discovering savings opportunities. Try Spent Pro free — up to 7 days, no charge. After your free trial: $4.99/month or $39.99/year (billed annually). Cancel anytime in your App Store Account Settings. Spent Pro includes everything: • Unlimited Subscription Tracking — Add Netflix, Spotify, iCloud, and more • Daily Cost Calculator — See exactly what each subscription costs per day • Advanced Spending Analytics — Beautiful charts reveal your spending patterns • Smart Renewal Reminders — Get notified before every renewal date • AI Spending Optimization — Identify waste and find savings automatically • iCloud Sync — Access your data securely across all your devices • Data Export — Export to CSV or PDF anytime • Multi-Currency Support — USD, EUR, JPY, CNY, and more • Dark Mode — Easy on your eyes, day or night Why Spent? Most people spend $200–500/month on subscriptions without realizing it. Spent helps you: - Identify unused subscriptions you forgot about - Visualize your monthly and annual spending - Forecast future costs before they hit - Make informed decisions about every renewal - Save hundreds of dollars per year Privacy First: - All data stays on YOUR device - iCloud Sync uses your own private Apple account - No ads, no third-party tracking, no data collection - Export or delete your data at any time Perfect For: - Streaming services (Netflix, Spotify, YouTube Premium, Disney+) - SaaS tools (Adobe Creative Cloud, Microsoft 365, Notion) - Cloud storage (iCloud, Dropbox, Google One) - Gym memberships and fitness apps - Any recurring payment Download Spent today and take control of your subscriptions! Subscription automatically renews unless cancelled at least 24 hours before the end of the current period. Any unused portion of a free trial will be forfeited upon purchase of a subscription. Terms of Use: https://www.kanverse.app/spent/terms Privacy Policy: https://www.kanverse.app/spent/privacy

Screenshots

Basil4 screens
Spent4 screens

Verdict

The call

The clearest difference is in-app purchases: Basil at none against Spent's 2. Spent's advantage is iOS requirement (17.6 vs 26.0). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Spent sells 2 in-app purchases, starting at $4.99 per month. Basil asks for nothing beyond the download.

Scorecard2 real differences · 8 level
Basil versus Spent: the parameters behind the verdict, then further details
ParameterBasilSpent
PriceFreeFree
Rating4.6 (9 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings9 — better—
Update frequencyMonthly—
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, Apple WatchiPhone, iPad
Requires iOS26.017.6 — better
Further details — not scored
Size50 MB6 MB
Age rating4+4+
DeveloperSwapnil Bapat侃 邵

In-app purchases

None

Basil

No in-app purchases

2 purchases

Spent

Subscriptions2
  • Spent Pro Monthly$4.991 Month
  • Spent Pro Yearly$39.991 Year

Questions

Is Basil free?
Basil is free to download, with no in-app purchases.
Is Spent free?
Spent is free to download, with in-app purchases available.
Do Basil or Spent have ads?
Neither Basil nor Spent shows ads.

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