Comparison

Basil vs Splittify

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Basil

Automate your budgeting with secure, on-device AI that captures transactions from various payment methods instantly. Organize your finances, gain insights into spending habits, and track recurring bills without manual entry.

Highlights
  • Automatic transaction logging
  • AI-powered voice dictation
  • Instant spending insights
  • Recurring bill tracking
  • 100% local data storage
  • Beautiful, customizable interface
Features
Read full description

Basil features a stunning aesthetic and is powered by secure, on-device AI, automating the tedious parts of budgeting so you can focus on where your money goes, not how you record it. Now with Siri AI, an on-device chat assistant, and a refreshed experience for iOS 27. Whether you're paying with Apple Pay, sending money via Venmo, PayPal, PayNow, PayLah!, GrabPay, ShopeePay and more, or just asking Siri, Basil captures it all instantly without you lifting a finger. Why You'll Love Basil: 1. True Automation: Forget manual entry. Basil logs payments seamlessly, however they arrive: Tap-to-Pay Automation: Transactions appear instantly when you use Apple Pay. Universal Payment Capture: Automatically capture transactions from PayPal, Venmo, GrabPay, PayNow, and more. Siri & Shortcuts: Log an expense or check your budget just by talking to Siri. Notification Capture: Basil can log a transaction straight from a payment notification, no need to open the app. Apple Watch: Log a transaction by voice from your wrist, even without your iPhone on you. Scan a Receipt: Snap a photo and let Basil turn it into a transaction. 2. AI-Powered Intelligence: Harness on-device, secure AI to organise your financial life: Smart Voice Dictation: Say "Spent $15 on lunch and $20 on Netflix" and let AI categorise and log it. Ask Basil: Chat with your own on-device financial assistant about your budget, spending habits, or where to cut back. Instant Insights: Real-time summaries of spending and budget health, with deeper dive-ins by category and merchant. Smart Budget Coaching: See your average daily spend while setting a budget, with recommendations if you keep going over. Recurring Bills: Never miss a due date with subscription and free-trial reminders synced to your iOS Calendar. 3. Privacy by Design (Local First): Your financial data belongs to you, and only you. 100% Local Storage: Your data stays on your device, not our servers. No Account Required: Start tracking immediately, no sign-up. On-device Intelligence: Basil's AI, including Ask Basil, thinks inside your phone wherever possible (Apple Intelligence must be enabled in Settings). 4. Smarter Organisation Modes: Create a Mode like "Travel" to track a trip separately while it still counts toward your overall picture. Switch back to Default at any time and filter Insights by any Mode. Split & Lending: Cover a bill for friends and let Basil track what they owe you, with a reminder to settle up. Merchant View: See historical spending broken down by merchant. Custom Recaps: Exclude specific categories or recurring transactions from your weekly recap. 5. Premium Experience Refreshed Design: A more native-feeling interface, with an Insights page built for deeper exploration. Dark Mode Ready: Looks stunning in both light and dark modes. Multi-Currency: Diverse account support for a global audience. More Widgets: Faster access to your money from your Home Screen. Built for Every iPhone: Layouts adapt across the full range of iPhone display sizes. Accessibility: Built with VoiceOver and accessibility support in mind. Key Features: Automatic Logging via Shortcuts, Siri, Notifications, Apple Watch, and Receipt Scan On-Device AI Chat, Summaries, and Voice Dictation Flexible Budgeting with Smart Coaching (Monthly & Custom Cycles) Deep Insights & Visual Analytics, including Merchant and Mode filtering Custom Categories with Smart Mapping Split Transactions & Bill Reminders synced to Calendar Data Export & Import (from other expense tracker apps) Stop wondering where your money went. Download Basil today and start building your wealth, privately. Thank you for helping us shape Basil into the best expense and budget tracker! Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Splittify

Features
Read full description

Splittify makes splitting bills with friends effortless. Whether it's a group trip, shared flat, dinner out, or everyday expenses, Splittify tracks who paid, who owes what, and the simplest way for everyone to settle up. CREATE GROUPS Start a group for your trip, flat, friends, or any shared costs. Add people by email, phone, or straight from your contacts. SPLIT ANY EXPENSE Add expenses and split them your way — equally, by exact amounts, or by percentage. Splittify does all the math for you. SEE WHO OWES WHO Instantly see clear balances across your group. No more confusion about who paid for what or who still owes. SETTLE UP THE SMART WAY Splittify simplifies debts down to the fewest possible payments, so settling up is quick and painless. WHY SPLITTIFY - Clean, simple design that's easy to use - Multiple split types — equal, exact, or percentage - Clear balances and settlement suggestions - Add friends by email, phone, or contacts - Sign in with email, Google, or Apple - Activity feed to track group changes Split smart. Settle fast. Download Splittify today.

Screenshots

Basil4 screens
Splittify4 screens

Verdict

The call

The clearest difference is iOS requirement: Splittify at 13.0 against Basil's 26.0. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Scorecard1 real difference · 9 level
Basil versus Splittify: the parameters behind the verdict, then further details
ParameterBasilSplittify
PriceFreeFree
Rating4.6 (9 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings9 — better—
Update frequencyEvery 3 weeks—
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, Apple WatchiPhone, iPod
Requires iOS26.013.0 — better
Further details — not scored
Size51 MB28 MB
Age rating4+4+
DeveloperSwapnil BapatMirza Sufian

In-app purchases

None

Basil

No in-app purchases

None

Splittify

No in-app purchases

Questions

Is Basil free?
Basil is free to download, with no in-app purchases.
Is Splittify free?
Splittify is free to download, with no in-app purchases.
Do Basil or Splittify have ads?
Neither Basil nor Splittify shows ads.

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