Comparison

Budgetary vs Allot

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Budgetary

Features
Read full description

Budgetary helps you see your money clearly — without subscriptions, accounts, or ads. See income, expenses, and notes directly on a simple calendar. Select any date range to instantly view totals and balances. Key features: • Calendar view of all your transactions • Easy recurring income & expenses (weekly, bi-weekly, monthly, custom) • Edit single, future, or all occurrences • Color-coded notes & reminders on any day • Export to CSV for backups or spreadsheets Private by design: • No accounts needed • No cloud sync • No tracking • All data stays on your device Perfect for anyone who wants straightforward, visual budgeting without complexity or recurring fees. Pay once. Own it forever.

About

Allot

This app helps you manage your finances with a zero-based budgeting approach. It allows you to assign every dollar a job, track your net worth, and plan for financial goals without requiring bank logins or a recurring subscription.

Highlights
  • Zero-based budgeting
  • No bank login required
  • One-time purchase for all features
  • Family Sharing included
  • Goal setting and tracking
  • Debt-paydown planner
  • Recurring charge tracker
Features
Read full description

Every dollar gets a job. Allot is a zero-based budgeting app with no subscription — free to download, $11.99 unlocks every feature forever. Built for people who left YNAB when it went to $109/year, want envelope-style budgeting without a monthly bill, and don't want to hand their bank logins to a third party. Family Sharing is included — your spouse downloads, you pay $11.99 once for the household. WHY ALLOT? — Free download. $11.99 one-time unlocks every feature, forever. — No bank login. You categorize manually so your data stays on-device. — Zero-based budgeting — every dollar of income gets assigned a job. — Goals, debt-paydown plan, recurring-charges tracker built in. — Family Sharing — one purchase covers your whole household. WHAT YOU GET — Build a monthly budget where every dollar has a job — Track net worth and cash flow at a glance — Set goals (emergency fund, trip, anything) and watch progress — Plan debt-free dates with snowball/avalanche math — See every recurring charge in one place — Multiple budgets supported WHAT YOU DON'T GET — No subscription — No bank login required — No social features — No ads — No analytics — No Android (yet) Built solo. The pitch is simple — you should be able to budget without paying $109/year. $11.99 once unlocks everything. That's it.

Screenshots

Budgetary4 screens
Allot4 screens

Verdict

The call

The clearest difference is price: Allot at Free against Budgetary's $1.99. Allot also leads on update cadence (every 3 weeks vs every 4 months) and iOS requirement (15.1 vs 18). Budgetary's advantage is in-app purchases (none vs 1). On ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Allot is free to download; Budgetary costs $1.99 up front. Allot sells 1 one-off in-app purchase. Budgetary asks for nothing beyond the download.

UpkeepUpdate frequency

Budgetary ships an update every 4 months, Allot every 3 weeks. The most recent releases landed on October 15, 2026 and November 5, 2026 respectively.

Scorecard4 real differences · 6 level
Budgetary versus Allot: the parameters behind the verdict, then further details
ParameterBudgetaryAllot
Price$1.99Free — better
Rating—2.0 (1 ratings) — better
Positive reviews—33.3% of reviews
Number of ratings—1 — better
Update frequencyEvery 4 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNo — betterYes
Monetization—Free with in-app purchases
DevicesiPhone, iPadiPhone, iPod
Requires iOS1815.1 — better
Further details — not scored
Size2 MB40 MB
Age rating4+4+
DeveloperMichael MurphyStive Hassan

In-app purchases

None

Budgetary

No in-app purchases

1 purchases

Allot

One-time1
  • Allot Pro$11.99

Questions

Is Budgetary free?
Budgetary costs $1.99, with no in-app purchases.
Is Allot free?
Allot is free to download, with in-app purchases available.
Do Budgetary or Allot have ads?
Neither Budgetary nor Allot shows ads.
Which is updated more often, Budgetary or Allot?
Budgetary ships an update every 4 months, and Allot every 3 weeks. Most recently, Budgetary was updated on October 15, 2026 and Allot on November 5, 2026.

Other comparisons