Kapito vs FIREDAY｜財務自由的那一天

YOUR DATA. YOUR DEVICE. YOUR WEALTH. See your complete financial picture with total privacy. Kapito is the effortlessly simple way to track your net worth. Your data lives on your device, syncs through your private iCloud, and stays completely under your control. Always. COMPLETE CLARITY You have assets everywhere - savings, investments, property, crypto, retirement accounts. And debts too - mortgages, loans, credit cards. Kapito brings it all together into one clear number: your true net worth. Updated when you want. Private as it should be. WHAT YOU CAN TRACK EVERY ASSET TYPE Bank accounts, Savings, Investments, Retirement accounts, Crypto, Real estate, Vehicles, Collectibles - anything with value EVERY LIABILITY Credit cards, Student loans, Mortgages, Auto loans, Personal debt INVESTMENT HOLDINGS Add your stock and crypto holdings. Kapito fetches current market prices automatically - your portfolio value stays current. POWERFUL FEATURES TRUE NET WORTH Assets minus liabilities. The number that actually matters. Updated whenever you are. BEAUTIFUL CHARTS Watch your net worth grow over weeks, months, years, and decades. See exactly how far you've come. SET GOALS & MILESTONES Track your path to $100K, $500K, or your first million. Celebrate every milestone on your journey. SMART INSIGHTS Free: - Net Worth Chart - Track your growth over time - Asset Allocation - Understand your diversification - Solvency Matrix - See what is truly yours after debt - Liquidity Spectrum - Know how quickly you can access cash Pro - Expert Analytics: - Capital Persistence - How long your wealth can sustain you - Velocity Vector - Your wealth growth momentum and trajectory - Global Exposure - Geographic distribution of your assets - Concentration Map - Risk analysis of asset concentration - Stress Matrix - How market downturns would affect you DESIGNED FOR CLARITY Minimalist design. Every screen is clean, focused, and purposeful. - Bold, clear typography - Elegant data visualizations - Dark & light modes - Home screen widgets - Works fully offline PRIVATE BY DESIGN Your financial data deserves protection. - Data stored on YOUR device - Syncs via YOUR private iCloud - Face ID & Touch ID protection - Get started instantly - Complete peace of mind FREE VS PRO FREE: - 5 accounts - Net worth dashboard - Net Worth Chart - track your growth - Asset Allocation chart - Solvency Matrix - see what is truly yours - Liquidity Spectrum - know your accessible cash - Up to 3 financial goals - iCloud sync across devices - Home screen widgets PRO - Unlock Expert Analytics: - Everything in Free - Multi-currency accounts - Unlimited financial goals - Real-time stock & crypto price sync - Capital Persistence - how long your wealth sustains you - Velocity Vector - your growth momentum - Global Exposure - geographic asset distribution - Concentration Map - risk analysis - Stress Matrix - market downturn simulation - More accent themes - All future Pro features Start free. Upgrade when your wealth grows. YOUR WEALTH JOURNEY STARTS HERE Download Kapito and see your true net worth in under 5 minutes. Questions? hello@kapito.app Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://kapito.app/privacy

如果時間是你唯一的貨幣，你還剩下多少？ 我們習慣看著銀行帳戶裡的數字，卻忘了計算為了這些數字，我們還需要付出多少勞動時數。 FIREDAY 不只是一個記帳工具，它是陪伴你邁向人生自由的倒數計算機。這裡的目標不一定是遙遠的退休，它可以是： - 想 Fire 老闆的那一天 - 說走就走的一趟旅程 - 無懼失業的財務底氣 - 人生渴望的財富自由 無論你的終點在哪裡，FIREDAY 都能幫你算出：「你距離那一天，還有多久？」 【 核心功能介紹 】 為了幫你將剩餘工作時數歸零，FIREDAY 提供以下專屬工具： [ 60 秒極速試算 ] 沒有繁瑣的設定。只要輸入你的目標金額、工作時數與每月收支，系統立刻將你的資產換算成時間。 [ 消費延後分析 ] 當你花費一筆錢，你花掉的不只是現金，而是時間。透過日常記帳，系統會即時顯示一杯咖啡或一支手機，將會讓你的自由日「延後」多少天，幫助你重新評估消費價值。 [ 投資加速模擬 ] 想知道被動收入的威力嗎？輸入你的投資預期，系統會模擬獲利如何幫你抵銷勞動時數。看著倒數時間縮短，成為你堅持理財的最大動力。 【 這是一場與時間的挑戰 】 這是一場與時間賽跑的財務規劃旅程。現在，看一眼你的倒數計時器。那個讓你擁抱自由的日子，是在變遠，還是在變近？ 下載 FIREDAY，讓自由，比想像中更近一點。 【 訂閱說明與服務條款 】 FIREDAY 提供「FIREDAY Pro」自動續訂服務，解鎖完整資產分析與未來沙盒模擬功能。 付款：確認購買後，款項將從您的 Apple ID 帳戶扣除。 續訂：訂閱將自動續訂，除非在目前訂閱期結束前至少 24 小時關閉自動續訂。 取消訂閱：購買後，您可以隨時前往 App Store 的「帳號設定」中管理或取消您的訂閱。 隱私權政策： https://docs.google.com/document/d/e/2PACX-1vRtOzEaaAVuoBMuQ4XDbs4gdGjlSf5GSOMQKHH7kj4fRG117MYjpQB0RT2eDmeaTQRUaUXuRQxxYJJo/pub