Comparison

SUM+= Simple Expense Tracker vs SplitMint

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SUM+= Simple Expense Tracker

This finance app simplifies expense tracking with AI assistance, allowing for quick data entry and powerful analysis through large language models. It prioritizes user control and privacy with local data storage and a minimalist design.

Highlights
  • AI-assisted data entry
  • LLM analysis and forecasting
  • Minimalist and beautiful design
  • Local data storage and privacy
  • User-controlled database
  • Subscription options with free trial
Features
Read full description

There are hundreds of expense tracker apps and they all do more or less the same thing. But oddly enough, not a single one suited my needs, so I developed my own. Through small but targeted adjustments, I've developed the app to become my preferred solution: • Control stays with the user while data entry is greatly simplified: The time between "open app" and "entry saved" has been reduced to a minimum. AI can support this process so that in many cases you wouldn't even need to open the app • AI analysis through LLMs: Instead of developing custom analysis logic, the app prepares your data so it can be used directly in Large Language Models like ChatGPT or Claude: for analysis, forecasts and recommendations • Minimalist design: The app is designed to look beautiful and works without distracting extras • Full control & privacy: No login, no account. Data stays locally on your device. You have complete control over your own database. If you want to share your data with an AI, you decide that yourself Financial barriers shouldn't stand in the way of your personal financial planning with Sum. Contact us for individual solutions via the support form. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

SplitMint

Features
Read full description

SplitMint helps you split group expenses and track who owes what — simple, fast, and stress-free. Perfect for friends, roommates, trips, and shared spending. Create groups, add members, and record expenses with details about who paid and how the cost should be split. SplitMint keeps everything organized so your group stays clear and stress-free. Key Features: • Create and manage groups • Add friends and group members • Record expenses with payer and amount • Automatically track balances • See who owes whom at a glance • Clean, simple, and intuitive interface SplitMint is perfect for friends, families, roommates, trips, and shared activities. Your data is securely stored, and SplitMint is designed with privacy in mind. Download SplitMint and make group expenses easy.

Screenshots

SUM+= Simple Expense Tracker4 screens
SplitMint4 screens

Verdict

The call

The clearest difference is in-app purchases: SplitMint at none against SUM+= Simple Expense Tracker's 4. On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. SUM+= Simple Expense Tracker sells 4 in-app purchases, starting at $3.99 per month. SplitMint asks for nothing beyond the download.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 days. The most recent releases landed on October 15, 2026 and October 7, 2026 respectively.

Scorecard1 real difference · 9 level
SUM+= Simple Expense Tracker versus SplitMint: the parameters behind the verdict, then further details
ParameterSUM+= Simple Expense TrackerSplitMint
PriceFreeFree
Rating5.0 (1 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings1 — better—
Update frequencyEvery 3 daysEvery 3 days
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemium—
DevicesiPhoneiPhone, iPad — better
Requires iOS26.226.2
Further details — not scored
Size28 MB7 MB
Age rating4+4+
DeveloperJonas ZimmermannBrijeshkumar Patel

In-app purchases

4 purchases

SUM+= Simple Expense Tracker

Subscriptions2
  • SUM Pro1 Month trial$3.991 Month
  • SUM Pro1 Month trial$22.991 Year
One-time2
  • 7-day TrialFree
  • Sum Premium$6.99
None

SplitMint

No in-app purchases

Questions

Is SUM+= Simple Expense Tracker free?
SUM+= Simple Expense Tracker is free to download, with in-app purchases available.
Is SplitMint free?
SplitMint is free to download, with no in-app purchases.
Do SUM+= Simple Expense Tracker or SplitMint have ads?
Neither SUM+= Simple Expense Tracker nor SplitMint shows ads.
Which is updated more often, SUM+= Simple Expense Tracker or SplitMint?
SUM+= Simple Expense Tracker ships an update every 3 days, and SplitMint every 3 days. Most recently, SUM+= Simple Expense Tracker was updated on October 15, 2026 and SplitMint on October 7, 2026.

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