SUM+= Simple Expense Tracker vs SplitMint
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SUM+= Simple Expense Tracker
This finance app simplifies expense tracking with AI assistance, allowing for quick data entry and powerful analysis through large language models. It prioritizes user control and privacy with local data storage and a minimalist design.
- AI-assisted data entry
- LLM analysis and forecasting
- Minimalist and beautiful design
- Local data storage and privacy
- User-controlled database
- Subscription options with free trial
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There are hundreds of expense tracker apps and they all do more or less the same thing. But oddly enough, not a single one suited my needs, so I developed my own. Through small but targeted adjustments, I've developed the app to become my preferred solution: • Control stays with the user while data entry is greatly simplified: The time between "open app" and "entry saved" has been reduced to a minimum. AI can support this process so that in many cases you wouldn't even need to open the app • AI analysis through LLMs: Instead of developing custom analysis logic, the app prepares your data so it can be used directly in Large Language Models like ChatGPT or Claude: for analysis, forecasts and recommendations • Minimalist design: The app is designed to look beautiful and works without distracting extras • Full control & privacy: No login, no account. Data stays locally on your device. You have complete control over your own database. If you want to share your data with an AI, you decide that yourself Financial barriers shouldn't stand in the way of your personal financial planning with Sum. Contact us for individual solutions via the support form. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
SplitMint
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SplitMint helps you split group expenses and track who owes what — simple, fast, and stress-free. Perfect for friends, roommates, trips, and shared spending. Create groups, add members, and record expenses with details about who paid and how the cost should be split. SplitMint keeps everything organized so your group stays clear and stress-free. Key Features: • Create and manage groups • Add friends and group members • Record expenses with payer and amount • Automatically track balances • See who owes whom at a glance • Clean, simple, and intuitive interface SplitMint is perfect for friends, families, roommates, trips, and shared activities. Your data is securely stored, and SplitMint is designed with privacy in mind. Download SplitMint and make group expenses easy.
Screenshots
Verdict
The clearest difference is in-app purchases: SplitMint at none against SUM+= Simple Expense Tracker's 4. On price, update cadence, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. SUM+= Simple Expense Tracker sells 4 in-app purchases, starting at $3.99 per month. SplitMint asks for nothing beyond the download.
Both ship on a similar rhythm, roughly every 3 days. The most recent releases landed on October 15, 2026 and October 7, 2026 respectively.
| Parameter | SUM+= Simple Expense Tracker | SplitMint |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 1 — better | — |
| Update frequency | Every 3 days | Every 3 days |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Freemium | — |
| Devices | iPhone | iPhone, iPad — better |
| Requires iOS | 26.2 | 26.2 |
| Further details — not scored | ||
| Size | 28 MB | 7 MB |
| Age rating | 4+ | 4+ |
| Developer | Jonas Zimmermann | Brijeshkumar Patel |
In-app purchases
SUM+= Simple Expense Tracker
- SUM Pro1 Month trial$3.991 Month
- SUM Pro1 Month trial$22.991 Year
- 7-day TrialFree
- Sum Premium$6.99
SplitMint
No in-app purchases






