Comparison

SUM+= Simple Expense Tracker vs Expenz

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SUM+= Simple Expense Tracker

This finance app simplifies expense tracking with AI assistance, allowing for quick data entry and powerful analysis through large language models. It prioritizes user control and privacy with local data storage and a minimalist design.

Highlights
  • AI-assisted data entry
  • LLM analysis and forecasting
  • Minimalist and beautiful design
  • Local data storage and privacy
  • User-controlled database
  • Subscription options with free trial
Features
Read full description

There are hundreds of expense tracker apps and they all do more or less the same thing. But oddly enough, not a single one suited my needs, so I developed my own. Through small but targeted adjustments, I've developed the app to become my preferred solution: • Control stays with the user while data entry is greatly simplified: The time between "open app" and "entry saved" has been reduced to a minimum. AI can support this process so that in many cases you wouldn't even need to open the app • AI analysis through LLMs: Instead of developing custom analysis logic, the app prepares your data so it can be used directly in Large Language Models like ChatGPT or Claude: for analysis, forecasts and recommendations • Minimalist design: The app is designed to look beautiful and works without distracting extras • Full control & privacy: No login, no account. Data stays locally on your device. You have complete control over your own database. If you want to share your data with an AI, you decide that yourself Financial barriers shouldn't stand in the way of your personal financial planning with Sum. Contact us for individual solutions via the support form. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Expenz

This app offers a minimalist approach to expense tracking, allowing users to quickly log spending and gain insights through visual charts. It helps users understand their financial habits and manage budgets effectively with smart categorization and private data storage.

Highlights
  • Lightning-fast expense entry
  • Visual analytics and charts
  • Monthly budgeting tools
  • Smart categorization with custom options
  • Local and private data storage
  • CSV data export (Pro)
Features
Read full description

Take full control of your finances with Expenz, the minimalist expense tracker designed for clarity and speed. Whether you’re tracking daily coffee runs or managing a monthly household budget, Expenz turns your data into actionable insights with beautiful charts and effortless logging. Stop wondering where your money went. Start seeing where it grows. Why choose Expenz? Lightning-Fast Entry: Add expenses in seconds with an intuitive, clutter-free interface. Visual Analytics: Understand your habits with dynamic line charts and category breakdowns. Budgeting That Works: Set a monthly limit and monitor your progress. Smart Categorization: Organize spending with beautiful icons and custom categories. Local & Private: Your data stays on your device. We don’t track you, and we don’t sell your data. Go Pro for Unlimited Power Unlock the full potential of your financial tracking with Expenz Pro: Unlimited Daily Entries: No more limits on how many expenses you can track. CSV Export: Seamlessly move your data to Excel or Google Sheets for deep analysis. Information about the auto-renewable nature of the subscription: • Subscription periods: Monthly or Yearly. • Payment will be charged to iTunes Account at confirmation of purchase. • Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. • Account will be charged for renewal within 24-hours prior to the end of the current period, and identify the cost of the renewal. • Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase. Privacy Policy: https://expenz.kideon.co/privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

SUM+= Simple Expense Tracker4 screens
Expenz4 screens

Verdict

The call

SUM+= Simple Expense Tracker and Expenz are too close to call on the numbers: across 8 compared parameters — price, rating, ratings volume and ads among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. SUM+= Simple Expense Tracker sells 4 in-app purchases, starting at $3.99 per month and Expenz sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for SUM+= Simple Expense Tracker against 5.0 for Expenz. Both are backed by a comparable volume of ratings — 2 and 2 respectively.

ScorecardNo meaningful differences
SUM+= Simple Expense Tracker versus Expenz: the parameters behind the verdict, then further details
ParameterSUM+= Simple Expense TrackerExpenz
PriceFreeFree
Rating5.0 (2 ratings)5.0 (2 ratings)
Positive reviews100.0% of reviews—
Number of ratings22
Update frequencyEvery 4 days—
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFreemium
DevicesiPhoneiPhone, iPad — better
Requires iOS26.226.0 — better
Further details — not scored
Size28 MB1 MB
Age rating4+4+
DeveloperJonas Zimmermannkideon

Customer experience

SUM+= Simple Expense Tracker

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews4 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Expenz

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

4 purchases

SUM+= Simple Expense Tracker

Subscriptions2
  • SUM Pro1 Month trial$3.991 Month
  • SUM Pro1 Month trial$22.991 Year
One-time2
  • 7-day TrialFree
  • Sum Premium$6.99
2 purchases

Expenz

Subscriptions2
  • Premium Monthly Access$4.991 Month
  • Premium Yearly Access$39.991 Year

Questions

Is SUM+= Simple Expense Tracker free?
SUM+= Simple Expense Tracker is free to download, with in-app purchases available.
Is Expenz free?
Expenz is free to download, with in-app purchases available.
Which has better reviews, SUM+= Simple Expense Tracker or Expenz?
SUM+= Simple Expense Tracker and Expenz are both rated 5.0 out of 5 on the App Store, from 2 and 2 ratings respectively.
Do SUM+= Simple Expense Tracker or Expenz have ads?
Neither SUM+= Simple Expense Tracker nor Expenz shows ads.

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