SUM+= Simple Expense Tracker vs MoneyTracker

There are hundreds of expense tracker apps and they all do more or less the same thing. But oddly enough, not a single one suited my needs, so I developed my own. Through small but targeted adjustments, I've developed the app to become my preferred solution: • Control stays with the user while data entry is greatly simplified: The time between "open app" and "entry saved" has been reduced to a minimum. AI can support this process so that in many cases you wouldn't even need to open the app • AI analysis through LLMs: Instead of developing custom analysis logic, the app prepares your data so it can be used directly in Large Language Models like ChatGPT or Claude: for analysis, forecasts and recommendations • Minimalist design: The app is designed to look beautiful and works without distracting extras • Full control & privacy: No login, no account. Data stays locally on your device. You have complete control over your own database. If you want to share your data with an AI, you decide that yourself Financial barriers shouldn't stand in the way of your personal financial planning with Sum. Contact us for individual solutions via the support form. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

MoneyTracker is a fast personal finance tracker for iPhone built for everyday control. Record what happened in seconds and keep your balances, history, and categories easy to understand. Track expenses, income, and transfers in one place. Add transactions manually with a flow designed for daily use instead of heavy accounting. Open Quick Actions and start immediately. Reuse templates for repeat transactions like coffee, groceries, rent, salary, or savings transfers, then adjust details before saving. Manage multiple accounts and multiple currencies side by side. See totals by currency and keep balances honest without forced conversion into one number. Review spending and income with clear category analytics by period. Add built-in analytics widgets inside the app to pin the values that matter most to you. Use Default Account, Recent Changes, Remember Last Used Date, and Account Verification to cut repeated taps, return to recent edits faster, and know where to resume entering transactions next time. Start free and unlock more when your data grows. Premium is a lifetime upgrade that removes limits on categories, templates, accounts, and widgets, and also unlocks database import and export. No required sign-up to get started. Your data stays local on your device, so you can keep money tracking private and under your control.