Comparison

SUM+= Simple Expense Tracker vs Minimal

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

SUM+= Simple Expense Tracker

This finance app simplifies expense tracking with AI assistance, allowing for quick data entry and powerful analysis through large language models. It prioritizes user control and privacy with local data storage and a minimalist design.

Highlights
  • AI-assisted data entry
  • LLM analysis and forecasting
  • Minimalist and beautiful design
  • Local data storage and privacy
  • User-controlled database
  • Subscription options with free trial
Features
Read full description

There are hundreds of expense tracker apps and they all do more or less the same thing. But oddly enough, not a single one suited my needs, so I developed my own. Through small but targeted adjustments, I've developed the app to become my preferred solution: โ€ข Control stays with the user while data entry is greatly simplified: The time between "open app" and "entry saved" has been reduced to a minimum. AI can support this process so that in many cases you wouldn't even need to open the app โ€ข AI analysis through LLMs: Instead of developing custom analysis logic, the app prepares your data so it can be used directly in Large Language Models like ChatGPT or Claude: for analysis, forecasts and recommendations โ€ข Minimalist design: The app is designed to look beautiful and works without distracting extras โ€ข Full control & privacy: No login, no account. Data stays locally on your device. You have complete control over your own database. If you want to share your data with an AI, you decide that yourself Financial barriers shouldn't stand in the way of your personal financial planning with Sum. Contact us for individual solutions via the support form. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Minimal

Features
Read full description

Minimal - Spent is the simplest expense tracker you'll ever use. One screen. One tap. One big number. Add what you spent, see today's total, and start fresh tomorrow. No budgets to set up, no categories to configure, no sign-up required. Just open and track. FEATURES โ€ข One-tap expense logging with quick labels โ€ข Big, beautiful number showing today's total โ€ข Home screen widget โ€” see your spending at a glance โ€ข Quick-add from widget โ€” tap +1, +5, +10 without opening the app โ€ข 55+ currencies supported โ€ข Dark mode โ€ข Pull to refresh โ€ข Resets daily โ€” every morning starts at $0 WHY MINIMAL? Most expense trackers try to do everything โ€” budgets, reports, bank syncing, subscriptions. Spent does one thing: shows you what you spent today. That's it. Simple. PRIVACY FIRST โ€ข All data stored locally on your device โ€ข No accounts, no cloud, no tracking โ€ข No ads, ever โ€ข No subscriptions โ€” pay once, own it forever Built by Dotcraft โ€” simple apps that do one thing beautifully.

Screenshots

SUM+= Simple Expense Tracker4 screens
Minimal4 screens

Verdict

The call

The clearest difference is price: SUM+= Simple Expense Tracker at Free against Minimal's $0.99. Minimal's advantage is in-app purchases (none vs 4) and iOS requirement (15.1 vs 26.2). On ads and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

SUM+= Simple Expense Tracker is free to download; Minimal costs $0.99 up front. SUM+= Simple Expense Tracker sells 4 in-app purchases, starting at $3.99 per month. Minimal asks for nothing beyond the download.

Scorecard3 real differences ยท 5 level
SUM+= Simple Expense Tracker versus Minimal: the parameters behind the verdict, then further details
ParameterSUM+= Simple Expense TrackerMinimal
PriceFree โ€” better$0.99
Positive reviews100.0% of reviewsโ€”
Update frequencyEvery 3 daysโ€”
AdsNoNo
In-app purchasesYesNo โ€” better
MonetizationFreemiumโ€”
DevicesiPhoneiPhone, iPod โ€” better
Requires iOS26.215.1 โ€” better
Further details โ€” not scored
Size26 MB35 MB
Age rating4+4+
DeveloperJonas ZimmermannMina Philemon

In-app purchases

4 purchases

SUM+= Simple Expense Tracker

Subscriptions2
  • SUM Pro1 Month trial$3.991 Month
  • SUM Pro1 Month trial$22.991 Year
One-time2
  • 7-day TrialFree
  • Sum Premium$6.99
None

Minimal

No in-app purchases

Questions

Is SUM+= Simple Expense Tracker free?
SUM+= Simple Expense Tracker is free to download, with in-app purchases available.
Is Minimal free?
Minimal costs $0.99, with no in-app purchases.
Do SUM+= Simple Expense Tracker or Minimal have ads?
Neither SUM+= Simple Expense Tracker nor Minimal shows ads.

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