Comparison

SUM+= Simple Expense Tracker vs 家計La簿

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SUM+= Simple Expense Tracker

This finance app simplifies expense tracking with AI assistance, allowing for quick data entry and powerful analysis through large language models. It prioritizes user control and privacy with local data storage and a minimalist design.

Highlights
  • AI-assisted data entry
  • LLM analysis and forecasting
  • Minimalist and beautiful design
  • Local data storage and privacy
  • User-controlled database
  • Subscription options with free trial
Features
Read full description

There are hundreds of expense tracker apps and they all do more or less the same thing. But oddly enough, not a single one suited my needs, so I developed my own. Through small but targeted adjustments, I've developed the app to become my preferred solution: • Control stays with the user while data entry is greatly simplified: The time between "open app" and "entry saved" has been reduced to a minimum. AI can support this process so that in many cases you wouldn't even need to open the app • AI analysis through LLMs: Instead of developing custom analysis logic, the app prepares your data so it can be used directly in Large Language Models like ChatGPT or Claude: for analysis, forecasts and recommendations • Minimalist design: The app is designed to look beautiful and works without distracting extras • Full control & privacy: No login, no account. Data stays locally on your device. You have complete control over your own database. If you want to share your data with an AI, you decide that yourself Financial barriers shouldn't stand in the way of your personal financial planning with Sum. Contact us for individual solutions via the support form. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

家計La簿

Features
Read full description

■ 家計La簿 - シンプルなのに高機能な家計簿 「家計La簿」は、誰でもカンタンに使えるシンプルな家計簿アプリです。 アカウント登録不要、銀行連携不要。ダウンロードしたらすぐに使い始められます。 すべてのデータは端末内に保存されるので、個人情報が外部に漏れる心配はありません。 ■ 主な機能 【カンタン入力】 ・2タップで支出・収入を記録 ・電卓機能付き(税込8%・10%ボタンあり) ・計算時は「=」、確定時は「OK」に自動切替 ・レシート撮影で金額を自動読取 ・固定費の繰り返し設定 【見やすいカレンダー】 ・月間カレンダーに日ごとの収支を表示 ・収入は青、支出は赤でひと目でわかる ・好きな写真をカレンダーの背景に設定可能 ・スワイプで月移動、タップで年月ジャンプ 【わかりやすいレポート】 ・ドーナツチャートでカテゴリ別支出を可視化 ・月次・年次・期間指定レポート ・収入/支出/収支/繰越/残高を一覧表示 ・CSV・HTMLエクスポート対応 【充実のカスタマイズ】 ・25色のテーマカラー ・ダーク/ライトモード ・カテゴリの追加・編集・並び替え・アイコン変更 ・締め日設定(給料日に合わせて月の開始日を変更) ・週の開始日(月曜/日曜) 【33言語・25通貨対応】 ・端末の言語設定に合わせて自動切替 ・日本語、英語、韓国語、中国語、フランス語、ドイツ語など33言語 ・円、ドル、ウォン、ユーロなど25通貨 【安心のセキュリティ】 ・パスコードロック対応 ・データは端末内にのみ保存 ・バックアップ・復元機能 ・アカウント登録不要 ■ 無料で全機能が使えます 基本機能はすべて無料でご利用いただけます。 広告が気になる方は、買い切り1,300円でプレミアムサービスをご利用いただけます。 ※サブスクリプション(月額課金)ではありません。一度のお支払いで永久にご利用いただけます。 【プレミアムサービス】 ・広告の完全削除 ・レシートカメラ無制限 ・カレンダー背景無制限 ・データエクスポート無制限 ・今後追加される新機能 ・優先サポート対応 ■ こんな方におすすめ ・シンプルな家計簿アプリを探している方 ・銀行口座を連携したくない方 ・サブスク課金が嫌な方 ・現金派で手入力で管理したい方 ・海外在住で現地通貨を使いたい方 ■ お問い合わせ ご質問・ご要望がございましたら、下記までお気軽にご連絡ください。 メール: k.mazda@bull-info.com

Screenshots

SUM+= Simple Expense Tracker4 screens
家計La簿4 screens

Verdict

The call

The clearest difference is ads: SUM+= Simple Expense Tracker at none against 家計La簿's shown. SUM+= Simple Expense Tracker also leads on update cadence (every 4 days vs every 3 weeks). 家計La簿's advantage is device support (3 vs 1) and iOS requirement (15.0 vs 26.2). On price and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. SUM+= Simple Expense Tracker sells 4 in-app purchases, starting at $3.99 per month and 家計La簿 sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

SUM+= Simple Expense Tracker ships an update every 4 days, 家計La簿 every 3 weeks. The most recent releases landed on October 31, 2026 and November 5, 2026 respectively.

Scorecard4 real differences · 6 level
SUM+= Simple Expense Tracker versus 家計La簿: the parameters behind the verdict, then further details
ParameterSUM+= Simple Expense Tracker家計La簿
PriceFreeFree
Rating5.0 (2 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings2 — better—
Update frequencyEvery 4 days — betterEvery 3 weeks
AdsNo — betterYes
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS26.215.0 — better
Further details — not scored
Size28 MB7 MB
Age rating4+4+
DeveloperJonas ZimmermannKen Matsuda

In-app purchases

4 purchases

SUM+= Simple Expense Tracker

Subscriptions2
  • SUM Pro1 Month trial$3.991 Month
  • SUM Pro1 Month trial$22.991 Year
One-time2
  • 7-day TrialFree
  • Sum Premium$6.99
1 purchases

家計La簿

One-time1
  • 広告非表示プレミアム$7.99

Questions

Is SUM+= Simple Expense Tracker free?
SUM+= Simple Expense Tracker is free to download, with in-app purchases available.
Is 家計La簿 free?
家計La簿 is free to download, with in-app purchases available.
Do SUM+= Simple Expense Tracker or 家計La簿 have ads?
家計La簿 shows ads; SUM+= Simple Expense Tracker does not.
Which is updated more often, SUM+= Simple Expense Tracker or 家計La簿?
SUM+= Simple Expense Tracker ships an update every 4 days, and 家計La簿 every 3 weeks. Most recently, SUM+= Simple Expense Tracker was updated on October 31, 2026 and 家計La簿 on November 5, 2026.

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