SUM+= Simple Expense Tracker vs EvenSteven
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
SUM+= Simple Expense Tracker
This finance app simplifies expense tracking with AI assistance, allowing for quick data entry and powerful analysis through large language models. It prioritizes user control and privacy with local data storage and a minimalist design.
- AI-assisted data entry
- LLM analysis and forecasting
- Minimalist and beautiful design
- Local data storage and privacy
- User-controlled database
- Subscription options with free trial
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There are hundreds of expense tracker apps and they all do more or less the same thing. But oddly enough, not a single one suited my needs, so I developed my own. Through small but targeted adjustments, I've developed the app to become my preferred solution: โข Control stays with the user while data entry is greatly simplified: The time between "open app" and "entry saved" has been reduced to a minimum. AI can support this process so that in many cases you wouldn't even need to open the app โข AI analysis through LLMs: Instead of developing custom analysis logic, the app prepares your data so it can be used directly in Large Language Models like ChatGPT or Claude: for analysis, forecasts and recommendations โข Minimalist design: The app is designed to look beautiful and works without distracting extras โข Full control & privacy: No login, no account. Data stays locally on your device. You have complete control over your own database. If you want to share your data with an AI, you decide that yourself Financial barriers shouldn't stand in the way of your personal financial planning with Sum. Contact us for individual solutions via the support form. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
EvenSteven
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Sharing money with people you like shouldn't feel like a chore. EvenSteven keeps every shared expense fair, clear, and drama-free โ rent with roommates, a weekend trip, or dinner with friends. See exactly who owes who, and settle up in seconds. SETTLE UP HOW YOU ALREADY PAY Venmo, Cash App, Zelle, PayPal, Wise, UPI, Pix, Interac, PayID, PayNow, PromptPay, Bizum, MB WAY, DuitNow, and SEPA bank transfer. Tap to pay with the amount already filled in, or scan a QR code with the amount baked right in. 15 payment methods across 40+ countries โ EvenSteven shows the ones that work where you are. SCAN, DON'T TYPE Snap a photo of any receipt and EvenSteven reads it for you โ merchant, total, and every line item โ then tidies it up automatically. Got a few bills for one outing? Add them all to a single expense. No manual entry. SPLIT IT YOUR WAY Divide evenly, by exact amounts, or item-by-item straight from a scanned receipt. Everyone pays for exactly what they had. ADD ANYONE IN A TAP Invite people to a group with a QR code or a shareable link, or add them straight from your contacts โ even friends who aren't on EvenSteven yet. SWITCHING? BRING YOUR DATA Import a backup or a CSV in a few taps. Export anytime as a PDF report, CSV spreadsheet, or full JSON backup โ your data stays yours. SUBSCRIPTIONS THAT SPLIT THEMSELVES Netflix, rent, the wifi bill โ set it once and EvenSteven posts and splits it every cycle. No reminders, no monthly chasing. Edit, pause, or stop anytime. ALWAYS KNOW WHERE YOU STAND A live balance across every group, spending charts that show where your money goes โ for the whole group and for you personally โ and an activity feed so nothing slips through. MAKE IT YOURS Pick from a range of themes and fonts and restyle the whole app in a tap. EVENSTEVEN PRO The essentials are free. Go Pro to unlock unlimited expenses, unlimited groups, and every premium feature. Choose a Monthly or Yearly plan โ or claim the limited Founding Member plan while spots last. BUILT TO JUST WORK Fast, offline-friendly, and synced across your devices. Add an expense on the bus; it's there when you get home. Get everyone square โ the easy way. Download EvenSteven. EvenSteven Pro is an auto-renewing subscription. It renews automatically unless you cancel at least 24 hours before the end of the current period. Manage or cancel anytime in your App Store account settings. Privacy Policy: https://avioratech.com/EvenSteven/privacy/ Terms of Service: https://avioratech.com/EvenSteven/tnc/
Screenshots
Verdict
The clearest difference is update cadence: SUM+= Simple Expense Tracker at every 3 days against EvenSteven's weekly. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. SUM+= Simple Expense Tracker sells 4 in-app purchases, starting at $3.99 per month and EvenSteven sells 3 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.
SUM+= Simple Expense Tracker ships an update every 3 days, EvenSteven weekly. The most recent releases landed on October 2, 2026 and September 23, 2026 respectively.
| Parameter | SUM+= Simple Expense Tracker | EvenSteven |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | โ |
| Update frequency | Every 3 days โ better | Weekly |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | โ |
| Devices | iPhone | iPhone, iPad โ better |
| Requires iOS | 26.2 | 26.0 โ better |
| Further details โ not scored | ||
| Size | 26 MB | 59 MB |
| Age rating | 4+ | 4+ |
| Developer | Jonas Zimmermann | Mohit Kumar Singh |
In-app purchases
SUM+= Simple Expense Tracker
- SUM Pro1 Month trial$3.991 Month
- SUM Pro1 Month trial$22.991 Year
- 7-day TrialFree
- Sum Premium$6.99
EvenSteven
- EvenSteven Pro$2.991 Month
- Founding Member$9.991 Year
- EvenSteven Pro7 Days trial$19.991 Year
Questions
Is SUM+= Simple Expense Tracker free?
Is EvenSteven free?
Do SUM+= Simple Expense Tracker or EvenSteven have ads?
Which is updated more often, SUM+= Simple Expense Tracker or EvenSteven?
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