Comparison

My Envelopes vs CashMap

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

My Envelopes

This app provides a practical budgeting system using the envelope method to set spending limits and track expenses. It helps users distribute income, manage savings goals, and gain clarity on their finances for greater peace of mind. A generous free plan is available, with optional subscriptions for enhanced features.

Highlights
  • Envelope budgeting for spending limits
  • Savings goals management
  • Income distribution tracking
  • Transaction tracking with notes
  • Bill and reminder management
  • Spending overview and balances
  • Advanced search and filters
Features
Read full description

A simple budgeting system that works in real life. Know where your money is, where it goes, and what’s available to spend. My Envelopes helps you set clear spending limits, save toward your goals, and adjust your plan as life changes. Get started with a straightforward method: 1. Create envelopes for spending limits and savings goals. 2. Allocate your income to your envelopes. 3. Record your spending and assign each expense to an envelope. 4. Review your balances and adjust your plan as needed. Clear limits, visible progress, and more peace of mind. Start with a free plan Get started with up to 2 accounts and 8 envelopes, with data stored locally on your device. Upgrade when you need more, including cloud sync with Personal or shared workspaces with Team. Main features: - Spending envelopes for everyday limits and goal envelopes with savings targets. - Income allocation with a history of past allocations. - Transactions with notes, status, and quick edits. - Transfers between accounts and between envelopes. - Tools to identify spending that hasn’t been assigned to an envelope. - Bill reminders with recurring schedules and a calendar view. - An overview of spending, balances, and upcoming reminders. - Transaction search and filters. - Restore deleted transactions from Trash and review change history. - Local storage, cloud sync, and shared workspaces, depending on your plan. Subscriptions: - Payment is charged to your Apple ID at confirmation of purchase. - Subscriptions auto-renew unless canceled at least 24 hours before the end of the current period. - Your account is charged for renewal within 24 hours before the end of the current period. - Manage or cancel anytime in your App Store subscription settings. Support: - In-app user guide is available to all users. - Support: https://support.myenvelopes.app Privacy Policy: https://myenvelopes.app/privacy Terms of Service: https://myenvelopes.app/terms Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

CashMap

Features
Read full description

CashMap is the simplest way to take control of your money using the proven envelope budgeting method — completely offline and private. SIMPLE ENVELOPE BUDGETING Divide your income into envelopes like Rent, Groceries, Fun Money, and Savings. When you spend, log it against the right envelope. When an envelope is empty, you stop spending in that category. It's that simple. 100% PRIVATE — NO BANK LINKING CashMap never asks for your bank login. No cloud sync. No account to create. Your financial data stays on your device and nowhere else. BEAUTIFUL VISUAL DASHBOARD See exactly where your money is going with color-coded progress bars. Watch envelopes fill up in real time. Know instantly which categories have room and which are running low. KEY FEATURES • Create unlimited custom envelopes with monthly budgets • Quick-add expenses in seconds • Monthly rollover — unspent money carries forward automatically • Visual dashboard showing spend vs. budget at a glance • Monthly and weekly spending summaries • Home screen widget showing your top envelope balances • Export your data as CSV anytime • Dark mode support • No ads. No tracking. No data collection. BUILT FOR REAL PEOPLE Whether you follow Dave Ramsey's envelope system, practice FIRE budgeting, or just want a simple way to stop overspending — CashMap gives you a clear picture of your money without the complexity. Download CashMap and start budgeting in under 60 seconds. Some features require a premium subscription to access. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://cashmap.evtsoy.com/privacy

Screenshots

My Envelopes4 screens
CashMap4 screens

Verdict

The call

The clearest difference is update cadence: My Envelopes at weekly against CashMap's every 8 months. CashMap's advantage is iOS requirement (16.4 vs 18.5). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. My Envelopes sells 4 in-app purchases, starting at $3.99 per month and CashMap sells 3 in-app purchases, starting at $2.99 per 7 days. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

My Envelopes ships an update weekly, CashMap every 8 months. Both last shipped on October 31, 2026.

Scorecard2 real differences · 8 level
My Envelopes versus CashMap: the parameters behind the verdict, then further details
ParameterMy EnvelopesCashMap
PriceFreeFree
Rating5.0 (2 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings2 — better—
Update frequencyWeekly — betterEvery 8 months
AdsNoNo
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhoneiPhone
Requires iOS18.516.4 — better
Further details — not scored
Size27 MB102 MB
Age rating12+4+
DeveloperVinicius LaraEvgeniy Tsoy

In-app purchases

4 purchases

My Envelopes

Subscriptions4
  • Personal$3.991 Month
  • Team$4.991 Month
  • Personal$39.991 Year
Show 1 more
  • Team$49.991 Year
3 purchases

CashMap

Subscriptions2
  • CashMap Weekly$2.997 Days
  • CashMap Annual3 Days trial$29.991 Year
One-time1
  • CashMap Lifetime$59.99

Questions

Is My Envelopes free?
My Envelopes is free to download, with in-app purchases available.
Is CashMap free?
CashMap is free to download, with in-app purchases available.
Do My Envelopes or CashMap have ads?
Neither My Envelopes nor CashMap shows ads.
Which is updated more often, My Envelopes or CashMap?
My Envelopes ships an update weekly, and CashMap every 8 months. Most recently, My Envelopes was updated on October 31, 2026 and CashMap on October 31, 2026.

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