SpendWidget vs Money Diary

SpendWidget helps you stay aware of your spending by focusing on one simple question: How much did I spend today? Instead of overwhelming charts and complicated budgets, SpendWidget provides clear daily totals with weekly and monthly context—so you can understand your habits at a glance and make better decisions over time. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Most expense trackers start you with a blank form and expect you to remember everything. Money Diary starts with what you already know: what kind of day it is. Set up daily templates — Workday, Weekend, Travel, or your own — and Money Diary shows you the categories you typically spend on for that kind of day. Logging becomes recognition, not recall: see "Lunch", tap +, enter the amount, done. Most entries take three taps. LOG WITHOUT FRICTION • Daily templates surface your usual categories automatically — assign them to dates on a calendar, or set rules like "every weekday → Workday" • Built-in calculator keypad: type 12.5+8.9 directly in the amount field • Note suggestions: recent notes from the same category appear as tappable chips • Income and expenses share one fast flow RECURRING ENTRIES, ON AUTOPILOT • Rent, subscriptions, salary, dividends — set a recurring rule once and each entry logs itself on schedule, weekly, monthly, or yearly • A monthly view gathers your fixed expenses, utilities, and income in one place UNDERSTAND YOUR SPENDING • History with a calendar heatmap — spot your heaviest spending days at a glance • Powerful search across category, note, theme, currency, amount, and date • Analysis for any range: income vs. expense trends, category pie chart with sub-category drill-down, top transactions • Day type comparison: do you actually spend more on weekends? Now you'll know • Category trends: track one category (like Electricity) over time MULTI-CURRENCY, DONE RIGHT • Log each transaction in its own currency — perfect for travel • Totals convert automatically to your main currency • Rates update when online and are cached for offline use THEMES: A SECOND DIMENSION Tag transactions with themes like Everyday, Travel, or a project name — independent of category. Filter any screen by theme to see what that trip or project really cost. PRIVATE BY DESIGN • No account, no sign-up, no analytics, no ads, no tracking • Everything stays on your device (or in your own iCloud, if you enable sync) • Works fully offline; the only network request fetches exchange rates MONEY DIARY PRO — ONE-TIME PURCHASE, NO SUBSCRIPTION • Unlimited templates and recurring payments • iCloud sync across your devices • Full backup export & import (JSON), spreadsheet export (CSV) • Restore from automatic backups Everything else — tracking, analysis, themes, multi-currency — is free forever. Start logging in seconds! Download Money Diary and see where your money really goes.