inxits vs EduWallet

About inXits inXits is India's intelligence-first wealth app, built by Ocean Finvest India Private Limited, a SEBI-Registered Investment Adviser (RIA). We don't just recommend investments—we analyze them. Most investment apps tell you what to buy. inXits helps you understand why an investment is suitable and whether it aligns with your financial goals, risk profile, and portfolio. As a fiduciary SEBI-Registered Investment Adviser, our recommendations are conflict-free by design—we answer to you, not product manufacturers. AI-powered insights help you make informed investment decisions with confidence. Key Features for Smart Wealth Creation 1. Holistic Portfolio View via Account Aggregator (AA) Framework Securely connect your financial accounts using the consent-based Account Aggregator (AA) framework and view your bank accounts, external mutual funds, and financial assets in one real-time dashboard. 2. Advanced Portfolio Analytics & Wealthscore Our AI-powered inXits Ranking analyzes 5,000+ mutual funds based on your goals and risk profile. Track: Portfolio XIRR Wealthscore Benchmark comparison Portfolio insights Fund suitability 3. Advanced Transaction Combinations (SIP, STP, SWP) Build a disciplined investment strategy. Start SIPs daily, weekly, or monthly. Transfer investments through STP (Systematic Transfer Plan). Generate planned income using SWP (Systematic Withdrawal Plan). 4. Instant Loan Against Mutual Funds (LAMF) Access liquidity without redeeming your investments. Pledge eligible mutual fund units digitally and avail instant overdraft facilities while keeping your investments growing. 5. Essential Reports & Tracking Access: Capital gains reports Tax reports ELSS summaries Portfolio statements External mutual fund tracking Our Products & Offerings All-In-One Mutual Fund Investing Invest in over 5,000 mutual fund schemes from India's leading Asset Management Companies (AMCs), including SBI, HDFC, ICICI Prudential, Axis, Mirae Asset, Parag Parikh, Motilal Oswal, Quant, Bandhan, Kotak, Nippon India and many more. Start investing with as little as ₹100. Invest across Large Cap, Mid Cap, Small Cap, Flexi Cap, Index, Debt, Hybrid, Liquid, ELSS and Sectoral Funds. Use the Smart SIP Calculator to estimate long-term wealth creation. Instant Redeem on eligible Liquid Funds allows withdrawals up to ₹50,000 or applicable limits. Bonds & Fixed Income Diversify your portfolio with curated bond and fixed-income opportunities designed to provide stable returns aligned with your investment objectives. Ocean Finvest India Private Limited SEBI Registered Investment Adviser | Registration No. INA000020369 SEBI Registered Research Analyst | Registration No. INH000019460 Principal Officer Email: direct@inxits.com Customer Support: services@oceanfinvest.in CONTACT & SUPPORT Principal Officer: direct@inxits.com Support: services@oceanfinvest.in Website: www.inxits.com REGULATORY & COMPLIANCE DISCLOSURE inXits is a mobile application offered by Ocean Finvest India Private Limited, a SEBI-Registered Investment Adviser (RIA). We use encryption, secure authentication, and consent-based data sharing through the Account Aggregator framework to protect your financial information. All content, analytics, rankings, and investment insights are provided for educational and informational purposes only. Past performance is not indicative of future results, and no returns are guaranteed. Investment views are general in nature and may not be suitable for every investor. Please consult a qualified financial adviser before making investment decisions. Mutual fund investments are subject to market risks. Read all scheme-related documents carefully before investing.

Stop wondering where your money goes. EduWallet is student budget app built for college life — track every expense, crush your savings goals, and finally take control of your finances. Whether you're managing tuition fees, tracking your weekly allowance, splitting rent, or saving for your next trip, EduWallet makes personal finance effortless and actually enjoyable. Smart Expense Tracker Log daily spending in seconds. Categorize every transaction — Food, Transport, Education, Entertainment, Subscriptions, and more — so you always know exactly where your money is going. The easiest daily expense tracker built for real student life. College Budget Planner Set daily, weekly, or monthly budgets that fit your student lifestyle. Get instant alerts when you're approaching your spending limit so you never accidentally overspend. From textbook costs to coffee runs, every dollar is accounted for. Savings Goals & Milestones Create personalized savings goals for anything — a new laptop, a gap year trip, an emergency fund, or your first apartment deposit. Watch your progress in real-time and celebrate every milestone. Building wealth starts with one good habit. Visual Spending Insights Beautiful, interactive charts and graphs turn your spending data into clear insights. Spot patterns, identify where you overspend, and make smarter money decisions every month. Your personal finance dashboard — designed for clarity. Secure Cloud Sync Your financial data is always safe. Seamless cloud backup means your full transaction history and budget settings sync instantly across all your devices. Never lose a single entry. Private & Secure Your privacy comes first. EduWallet supports Google & Apple Sign-In and device-level authentication, keeping your personal financial data locked and protected at all times. Multi-Currency Support Studying abroad or travelling? EduWallet handles multiple currencies so your budget travels with you — perfect for international students and gap year travellers across the US, UK, Canada, and Australia. Why Students Love EduWallet -No steep learning curve — start tracking in 30 seconds -Designed for student budgets, not complex accounting -Clean, modern interface that makes money management feel rewarding -Works for college students, university students & young professionals -No bank connection required — total privacy, total control Built for Real Student Life Unlike complicated finance apps designed for professionals, EduWallet is purpose-built for students navigating real-world money for the first time. Whether you're at a US university, a UK campus, or anywhere else in the world — EduWallet grows with you from your first allowance to your first salary. Download EduWallet free today and become the master of your money. If you love the app, you can support us by upgrading to unlock premium features! EduWallet Pro includes cloud backup of Fee receipt attachments. Payment charged to your Apple account. Subscription automatically renews unless canceled 24-hours before the current period ends. Account charged for renewal within 24-hours prior to the period end. Manage subscriptions in App Store settings. Privacy Policy: https://lazybyte.in/privacy-policy/eduwallet Terms of Use (EULA): https://lazybyte.in/terms-and-conditions/eduwallet