Comparison

Split My Paycheck vs Pisowise

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Split My Paycheck

Easily divide your income into a working budget using pre-set templates or custom categories. Track expenses in seconds and visualize your financial plan. No accounts, ads, or bank syncing required.

Highlights
  • Budget templates
  • Dollar allocation
  • Expense tracking
  • In-app tutorials
  • Data stays on device
  • No accounts or ads
Read full description

Split My Paycheck is the simplest way to divide your income into a working budget. Pick a proven template, allocate every dollar across buckets, log expenses in seconds, and watch your plan come to life — all in one clean, straightforward app. No accounts. No ads. No bank syncing. Just the budget you've been meaning to build. BUDGET TEMPLATES Start with a proven framework instead of staring at a blank spreadsheet. Choose from 50/30/20, 70/20/10, 60/30/10, and other widely-used budget templates. Each template auto-populates buckets and percentages so you can have a working budget in under a minute. Customize from there as your finances evolve. EVERY DOLLAR HAS A JOB Allocate your income across buckets — Needs, Wants, Savings, and any custom categories you add. The donut at the top shows what's allocated and what's left. Watch your percentages adjust in real time as you fine-tune until every dollar of your paycheck has a purpose. EXPENSE TRACKING Log expenses in seconds against any bucket. The Expenses tab shows running totals against your allocations so you always know what's remaining versus what's spent. No bank syncing, no transaction approval queues — just fast, intentional logging that keeps you in control. LEARN AS YOU GO Built-in tutorials walk you through how to use the app, what each feature does, and how to think about budgeting categories. Whether this is your first budget or your fifth attempt, the in-app guides meet you where you are. THE TOOLKIT Split My Paycheck works great on its own — and even better alongside our full suite of finance tools. Jump into Payday Timer to count down to your next paycheck, BridgeBudget to manage your monthly finances, Rent Due Timer to stay ahead of rent, and Pay Next to stay on top of every bill. DESIGNED FOR REAL PEOPLE No ads. No accounts. No bank logins. No subscriptions. Your data stays on your device. Whether you're building your first budget, recovering from a financial setback, or fine-tuning a system that already works, Split My Paycheck gives you the clearest path from paycheck to plan. Download Split My Paycheck today and start dividing every dollar with intention.

About

Pisowise

Features
Read full description

Pisowise is your smart Filipino finance buddy — a personal finance app built for real-life peso habits. Track net worth, accounts, spending, budgets, goals, debts, bills, groceries, and investments in one calm, PHP-first command center. MEET PISO AI Powered by Apple Intelligence, Piso AI lets you log money the natural way. Just type plain phrases like "Spent 350 on lunch" or "Transfer 2000 from GCash to BDO," use guided prompt chips, and review everything before it saves. You stay in control. ONE CALM DASHBOARD The home screen brings net worth, account balances, quick actions, spending, budgets, and goals into one scrollable daily workspace — no overwhelming clutter. BUILT FOR REAL FILIPINO MONEY HABITS - Quick Add for fast, detailed transactions - Accounts: cash, debit, credit, savings, and e-wallets - Budgets by category so you stay aware before overspending - Goals for emergency funds, travel, gadgets, tuition, and more - Debts, bills, and recurring rules in one place - Investments portfolio tracking, split bills, groceries, and a currency converter - Readable reports that keep your patterns clear - Scan receipts for faster capture GAMIFIED MONEY HABITS Streaks, badges, journeys, and XP turn boring tracking into a habit you look forward to. Build daily check-in streaks, earn achievements, and follow guided money journeys one day at a time. PRIVACY AND CONTROL Pisowise is designed around review, clarity, and user control. It helps you organize your money without pretending to be a bank, and it does not replace professional financial advice. Start tracking, saving, and understanding your money with Pisowise — and make every peso count.

Screenshots

Split My Paycheck4 screens
Pisowise4 screens

Verdict

The call

The clearest difference is price: Split My Paycheck at Free against Pisowise's $1.99. Split My Paycheck also leads on in-app purchases (none vs 1) and iOS requirement (17.0 vs 26.0). On ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Split My Paycheck is free to download; Pisowise costs $1.99 up front. Pisowise sells 1 one-off in-app purchase. Split My Paycheck asks for nothing beyond the download.

Scorecard3 real differences · 6 level
Split My Paycheck versus Pisowise: the parameters behind the verdict, then further details
ParameterSplit My PaycheckPisowise
PriceFree — better$1.99
Rating5.0 (2 ratings) — better—
Number of ratings2 — better—
Update frequencyEvery 6 days—
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhoneiPhone
Requires iOS17.0 — better26.0
Further details — not scored
Size7 MB22 MB
Age rating4+4+
DeveloperJonathan BurksMark Joseph Remetio

In-app purchases

None

Split My Paycheck

No in-app purchases

1 purchases

Pisowise

One-time1
  • Pisowise Full Version$1.99

Questions

Is Split My Paycheck free?
Split My Paycheck is free to download, with no in-app purchases.
Is Pisowise free?
Pisowise costs $1.99, and also offers in-app purchases.
Do Split My Paycheck or Pisowise have ads?
Neither Split My Paycheck nor Pisowise shows ads.

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