Comparison

Expense Tracker vs Saivly

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Expense Tracker

Features
Read full description

Track expenses with less effort. Digits brings your spending, budgets, and insights together in a clear, simple interface, with expense records stored locally on your iPhone. ADD EXPENSES YOUR WAY • Text: Enter an amount and description, with on-device AI category suggestions on supported devices. • Speech: Turn a spoken expense into editable details. • Image: Scan a receipt or select an image and review the extracted expense details before saving. • Apple Pay: Set up a personal automation in Shortcuts to import purchases into Digits. UNDERSTAND YOUR SPENDING • See spending totals, budget progress, and recent expenses on Home. • Explore today, this week, previous budget months, or a custom date range. • Tap charts to explore daily spending and monthly category trends. • View category shares, top merchants, and on-device spending insights. • Compare spending with the same point in the previous period. • Search your transaction history and filter by category. A BUDGET THAT FITS YOUR MONTH Set a monthly budget and choose when your budget month starts. See how much you have spent, what remains, and how your spending is tracking. KEEP THINGS ORGANIZED • Multi-currency expenses with conversion to your default currency. • Eight default categories, plus custom categories with your choice of icons and colors. • Editable expense details and CSV export. • Optional Face ID or Touch ID app lock. ON-DEVICE BY DESIGN No app account or sign-up is required. Your expense records stay on your iPhone, and AI expense processing and spending analytics run on device. Internet access is used for services such as exchange rates and subscription management. REQUIREMENTS Digits requires iOS 26 or later. AI features require a compatible iPhone with Apple Intelligence enabled and available. Manual expense entry works without Apple Intelligence. Apple Pay import requires setup in Apple's Shortcuts app. SUBSCRIPTION REQUIRED Digits requires a subscription to use: • Monthly: $5.99/month • Annual: $29.99/year (includes 3-day free trial) Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.notion.so/Privacy-Policy-for-Digits-2eeae2047e3c81a9a88cf3b4290b3a7a

About

Saivly

Features
Read full description

Saivly helps you track expenses in a simple and intelligent way. Add expenses by typing or voice, and let smart categorization automatically organize them. Instantly see where your money goes and stay in control of your budget. Key features: • Add expenses by typing or voice • Smart automatic categorization • Clear overview of spending by category • View statistics over time Premium features: • Create and manage budgets • Remove transaction limits • Multiple accounts • Advanced analytics • Export data The free version includes limited transactions and basic features. Subscriptions are available on a monthly or yearly basis and can be managed in your App Store account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Expense Tracker4 screens
Saivly4 screens

Verdict

The call

The clearest difference is device support: Saivly at 3 against Expense Tracker's 1. Saivly also leads on iOS requirement (15.1 vs 26.0). On price, ads and in-app purchases there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Expense Tracker sells 2 in-app purchases, starting at $4.99 per month and Saivly sells 2 in-app purchases, starting at $7.99 per month. Whichever you choose, the download price is not the number that matters.

Scorecard2 real differences Ā· 4 level
Expense Tracker versus Saivly: the parameters behind the verdict, then further details
ParameterExpense TrackerSaivly
PriceFreeFree
Update frequencyFortnightly—
AdsNoNo
In-app purchasesYesYes
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS26.015.1 — better
Further details — not scored
Size21 MB39 MB
Age rating4+4+
DeveloperAbir MajumderAliaksandr Kharkevich

In-app purchases

2 purchases

Expense Tracker

Subscriptions2
  • Monthly Premium$4.991 Month
  • Annual Premium7 Days trial$29.991 Year
2 purchases

Saivly

Subscriptions2
  • Premium Access – Monthly$7.991 Month
  • Premium Access – Yearly$69.991 Year

Questions

Is Expense Tracker free?
Expense Tracker is free to download, with in-app purchases available.
Is Saivly free?
Saivly is free to download, with in-app purchases available.
Do Expense Tracker or Saivly have ads?
Neither Expense Tracker nor Saivly shows ads.

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