Comparison

Expense Tracker vs Masari

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Expense Tracker

Features
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Track expenses with less effort. Digits brings your spending, budgets, and insights together in a clear, simple interface, with expense records stored locally on your iPhone. ADD EXPENSES YOUR WAY โ€ข Text: Enter an amount and description, with on-device AI category suggestions on supported devices. โ€ข Speech: Turn a spoken expense into editable details. โ€ข Image: Scan a receipt or select an image and review the extracted expense details before saving. โ€ข Apple Pay: Set up a personal automation in Shortcuts to import purchases into Digits. UNDERSTAND YOUR SPENDING โ€ข See spending totals, budget progress, and recent expenses on Home. โ€ข Explore today, this week, previous budget months, or a custom date range. โ€ข Tap charts to explore daily spending and monthly category trends. โ€ข View category shares, top merchants, and on-device spending insights. โ€ข Compare spending with the same point in the previous period. โ€ข Search your transaction history and filter by category. A BUDGET THAT FITS YOUR MONTH Set a monthly budget and choose when your budget month starts. See how much you have spent, what remains, and how your spending is tracking. KEEP THINGS ORGANIZED โ€ข Multi-currency expenses with conversion to your default currency. โ€ข Eight default categories, plus custom categories with your choice of icons and colors. โ€ข Editable expense details and CSV export. โ€ข Optional Face ID or Touch ID app lock. ON-DEVICE BY DESIGN No app account or sign-up is required. Your expense records stay on your iPhone, and AI expense processing and spending analytics run on device. Internet access is used for services such as exchange rates and subscription management. REQUIREMENTS Digits requires iOS 26 or later. AI features require a compatible iPhone with Apple Intelligence enabled and available. Manual expense entry works without Apple Intelligence. Apple Pay import requires setup in Apple's Shortcuts app. SUBSCRIPTION REQUIRED Digits requires a subscription to use: โ€ข Monthly: $5.99/month โ€ข Annual: $29.99/year (includes 3-day free trial) Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.notion.so/Privacy-Policy-for-Digits-2eeae2047e3c81a9a88cf3b4290b3a7a

About

Masari

Features
Read full description

Masari is a personal finance app that understands you. Track expenses by just typing what you spent, scanning a receipt, setting a budget, or simply chatting with Masari โ€” it keeps your finances clear without the complexity. JUST TYPE WHAT YOU SPENT No forms, no dropdowns. Tell Masari what you spent in plain language, and it figures out the rest โ€” amount, category, and date. Managing money should feel this easy. CHAT WITH YOUR FINANCES Masari is conversational. Ask "how much did I spend on food this month?" or "am I still under budget?" and get a real answer instantly. Log expenses, pull up reports, and adjust budgets โ€” all just by talking, in your own language. SCAN ANY RECEIPT Point your camera at a receipt, and Masari captures everything instantly. No manual entry, no lost paper trails, no end-of-month surprises. SET BUDGETS THAT ACTUALLY WORK Create budgets by category or overall, and let Masari track them for you in real time. Know the moment you're getting close to a limit โ€” so you stay in control before you overspend, not after. YOUR FULL EXPENSE LIST, ALWAYS UP TO DATE Every transaction in one place, organized and searchable. See exactly what you've spent, when, and where โ€” with no gaps. AI REPORTS & INSIGHTS Masari analyzes your spending and delivers real insights โ€” not just raw numbers. Understand your habits, spot patterns, and get a clear picture of your financial health without having to dig for it. WHERE DID MY MONEY GO? Ever reach the end of the month wondering where it all went? Masari answers that question automatically. See a breakdown of your spending by category, time period, or however you want to slice it. MAKE BETTER FINANCIAL DECISIONS When you can see your full financial picture clearly, you make smarter choices. Masari gives you the clarity to spend intentionally, save consistently, and feel in control. Masari is free to download. AI-generated insights are informational only and do not constitute financial advice.

Screenshots

Expense Tracker4 screens
Masari4 screens

Verdict

The call

The clearest difference is in-app purchases: Masari at none against Expense Tracker's 2. Masari also leads on iOS requirement (15.1 vs 26.0). On price, update cadence, ads and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Expense Tracker sells 2 in-app purchases, starting at $4.99 per month. Masari asks for nothing beyond the download.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

Scorecard2 real differences ยท 4 level
Expense Tracker versus Masari: the parameters behind the verdict, then further details
ParameterExpense TrackerMasari
PriceFreeFree
Update frequencyFortnightlyFortnightly
AdsNoNo
In-app purchasesYesNo โ€” better
DevicesiPhoneiPhone, iPod โ€” better
Requires iOS26.015.1 โ€” better
Further details โ€” not scored
Size21 MB22 MB
Age rating4+4+
DeveloperAbir MajumderMuhammad Salah

In-app purchases

2 purchases

Expense Tracker

Subscriptions2
  • Monthly Premium$4.991 Month
  • Annual Premium7 Days trial$29.991 Year
None

Masari

No in-app purchases

Questions

Is Expense Tracker free?
Expense Tracker is free to download, with in-app purchases available.
Is Masari free?
Masari is free to download, with no in-app purchases.
Do Expense Tracker or Masari have ads?
Neither Expense Tracker nor Masari shows ads.
Which is updated more often, Expense Tracker or Masari?
Expense Tracker ships an update fortnightly, and Masari fortnightly. Most recently, Expense Tracker was updated on October 24, 2026 and Masari on October 25, 2026.

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