Comparison

EMI & Subscriptions Tracker vs LoanGrid

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

EMI & Subscriptions Tracker

Features
Read full description

EMI Tracker & Loan Manager: Track bank EMIs, credit card EMIs, personal loans, bike loans, and phone EMIs See total outstanding amount, paid EMIs, and remaining EMIs Know your next EMI due date at a glance Clear breakdown of principal, interest, and balance Track EMI progress visually Perfect for anyone looking for an EMI tracker app in India. Subscription Tracker: Track all your monthly and yearly subscriptions See your average monthly subscription spending Categorize subscriptions (Entertainment, Utilities, Storage, etc.) Know exactly where your money goes every month Ideal if you want a subscription tracker app to avoid silent money leaks. Smart EMI Calculator: Calculate EMI instantly based on principal, interest rate, and tenure See total payable amount and interest cost Built-in affordability check based on your income Visual chart for better understanding Useful as both an EMI calculator and loan affordability calculator. Stay on Track: Clear EMI status: On track, Due soon, Completed See upcoming payments before they surprise you Designed to reduce missed payments and stress Backup & Sync: Secure cloud backup Sync your data across devices Your data stays private Clean, Fast & Private: No Ads No unnecessary permissions Offline-friendly Clean, modern dark UI Built for speed and clarity Who is this app for? People managing multiple EMIs Anyone paying monthly subscriptions Users looking for a simple expense & EMI tracker People who hate ads in finance apps Anyone who wants control over money without complexity Popular Use Cases: EMI tracker for loans EMI calculator India Subscription manager Monthly expense tracking Loan repayment planning EMI & Subs Tracker (No Ads) helps you stop guessing and start knowing where your money goes. Download now and take control of your EMIs and subscriptions — the smart way.

About

LoanGrid

Features
Read full description

LoanGrid is a simple way to see your money: where your spending goes and how your loans are getting paid off. Log your everyday spending, keep an eye on your loans, and understand how you're really doing — all in one app. No sign-up, no accounts: your data stays on your device and syncs privately through your own iCloud. YOUR SPENDING • Add income and expenses in seconds • Automatic category breakdowns and monthly charts • Month-by-month history • Attach receipt photos YOUR LOANS • Add each loan: balance, interest rate, monthly payment • See an estimated payoff date for each one • Compare Snowball vs Avalanche strategies to see which costs less • "What if I pay extra?" simulator shows how extra payments move your payoff date YOUR FINANCIAL HEALTH • A clear 0–100 score based on savings, payment load, and emergency fund • Detailed breakdown with tips to improve • Goals and money challenges • Short articles for better habits PRIVATE BY DESIGN • No account, and we never see your finances • Data lives on your device and your private iCloud • Lock the app with Face ID • Works in your currency (USD, EUR, GBP, UAH, CAD, AUD, PLN and more) • English, Spanish and Ukrainian • Light and dark mode FREE & PRO LoanGrid is free and supported by ads. Upgrade to Pro to remove ads and unlock everything: • Unlimited loans, goals and expense entries • Snowball & Avalanche calculators • Detailed health score breakdown • PDF reports (month & year) and CSV export • Receipt photos Pro is an auto-renewable subscription (monthly or yearly). Payment is charged to your Apple ID and renews automatically unless cancelled at least 24 hours before the period ends. Manage or cancel anytime in Settings. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

EMI & Subscriptions Tracker4 screens
LoanGrid4 screens

Verdict

The call

The clearest difference is in-app purchases: EMI & Subscriptions Tracker at none against LoanGrid's 2. EMI & Subscriptions Tracker also leads on ads (none vs shown) and device support (3 vs 1). On price and update cadence there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. LoanGrid sells 2 in-app purchases, starting at $1.99 per month. EMI & Subscriptions Tracker asks for nothing beyond the download.

UpkeepUpdate frequency

EMI & Subscriptions Tracker ships an update weekly, LoanGrid every 9 days. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

Scorecard4 real differences Ā· 2 level
EMI & Subscriptions Tracker versus LoanGrid: the parameters behind the verdict, then further details
ParameterEMI & Subscriptions TrackerLoanGrid
PriceFreeFree
Update frequencyWeekly — betterEvery 9 days
AdsNo — betterYes
In-app purchasesNo — betterYes
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.0 — better17.0
Further details — not scored
Size38 MB17 MB
Age rating4+4+
DeveloperSanthosh ShankarViktoriia Grankina

In-app purchases

None

EMI & Subscriptions Tracker

No in-app purchases

2 purchases

LoanGrid

Subscriptions2
  • LoanGrid Pro Monthly$1.991 Month
  • LoanGrid Pro Annually$17.991 Year

Questions

Is EMI & Subscriptions Tracker free?
EMI & Subscriptions Tracker is free to download, with no in-app purchases.
Is LoanGrid free?
LoanGrid is free to download, with in-app purchases available.
Do EMI & Subscriptions Tracker or LoanGrid have ads?
LoanGrid shows ads; EMI & Subscriptions Tracker does not.
Which is updated more often, EMI & Subscriptions Tracker or LoanGrid?
EMI & Subscriptions Tracker ships an update weekly, and LoanGrid every 9 days. Most recently, EMI & Subscriptions Tracker was updated on October 24, 2026 and LoanGrid on October 25, 2026.

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