Spending Tracker App vs Pip

Take control of your finances with Spending Tracker Pro, the powerful yet simple expense management app designed for everyone. Whether you want to track daily expenses, manage budgets, or reach your savings goals, this app provides all the tools you need in one place. Easy Expense Tracking Record your income and expenses in seconds. Add transactions with custom categories, notes, tags, and accounts. Split transactions across multiple categories for accurate tracking. Smart Budget Management Create budgets for different spending categories and monitor your progress in real-time. Receive alerts when approaching or exceeding your budget limits. Powerful Analytics Visualize your spending patterns with detailed charts and reports. View breakdowns by category, time period, and account. Understand where your money goes with comprehensive insights. Multiple Accounts Track spending across different accounts including cash, bank accounts, credit cards, and digital wallets. Get a complete picture of your financial health. Quick Actions Add frequent transactions instantly with customizable quick action presets. Save time on everyday purchases like coffee, groceries, or transportation. Templates Create reusable transaction templates for recurring expenses. Add regular payments with a single tap. iCloud Sync Keep your data synchronized across all your devices automatically. Access your financial information anywhere, anytime. Offline Support Full functionality without internet connection. Your data syncs automatically when you are back online. Recycle Bin Accidentally deleted a transaction? Restore it easily from the recycle bin within 30 days. Customization Personalize the app with custom categories, icons, colors, and themes. Choose between light and dark modes. Notifications Stay informed with budget alerts, daily spending summaries, and weekly reports. Set reminders for recurring bills. Privacy First Your financial data stays on your device and your private iCloud account. No third-party access.

Pip shows you what you can spend today, and every day until payday. Log in two taps, ask before you buy, and see where your money went. No bank connection needed. THE HORIZON One line from today to payday. It shows what is left each day, steps down on the days your bills are due, and tells you what you will have on payday at your usual pace. Drag along it to see any day. ASK BEFORE YOU BUY Wondering about a jacket, a trip or a dinner out? Ask Pip "Can I afford it?" and see the answer on your Horizon: what it does to each day until payday, and whether it fits. ONE PLACE TO LOG, ASK, SCAN OR SPEAK The Orb takes "coffee 4.50", a question, a photo of a receipt or your voice. Your usual purchases are one tap away. NOW, MONEY, ACTIVITY Now shows today's number and your Horizon. Money holds your plan, budgets, bills and goals. Activity shows every entry and where your money went by category. Tap any entry to see or change it. ONLY WHAT YOU NEED Budgets, bills, goals, subscriptions, shared costs, accounts and streaks are there when you want them and out of sight when you don't. Pip suggests one when it would help, once. LOG WITHOUT OPENING PIP Widgets on the Home and Lock Screen, a Live Activity, Control Center, Siri and Shortcuts. Set up Back Tap or the Action button for a saved expense, or a Wallet Transaction automation in Shortcuts; the information passed depends on iOS, and you confirm the amount. ASK ABOUT YOUR OWN SPENDING On-device answers use Apple Intelligence on supported devices and languages. An optional OpenAI connection uses your own API key and sends your question and relevant data to that service only when you allow it. ON IPHONE AND IPAD A sidebar and wide layouts on iPad. Optional iCloud sync keeps your devices together. YOUR DATA, YOUR CHOICE Your ledger is stored on your device. Optional iCloud sync uses your own iCloud account. Pip does not connect to your bank or ask for banking credentials. No ads. Works in any currency. ACCESS & PURCHASES Pip requires a paid plan. Choose an annual subscription or a one-time lifetime purchase. Prices are shown before you buy. Annual subscriptions renew automatically unless canceled at least 24 hours before the current period ends. Manage or cancel your subscription in your Apple Account settings. Questions? Contact pip@lyfty.agency. Privacy: https://usepip.cc/privacy Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/