Comparison

Pangidu vs Koink

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Pangidu

Features
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Split Expenses Effortlessly with Pangidu Tired of awkward money conversations with friends? Pangidu makes splitting bills simple, fair, and transparent. Whether you're planning a group trip, sharing apartment costs, or just grabbing dinner with friends, Pangidu keeps everyone on the same page. KEY FEATURES Create Groups Instantly Organize expenses by occasion - trips, roommates, events, or any shared activity. Add friends and start tracking costs immediately. Track Every Expense Add bills with a tap. Record who paid, how much, and who should split the cost. Pangidu automatically calculates everyone's share. See Balances at a Glance Know exactly who owes what. Clear, color-coded balances show debts in red and credits in green. No more confusion or forgotten payments. Equal Split Made Easy Pangidu divides costs fairly among group members. Perfect for shared meals, gas money, groceries, and more. Stay Organized View complete expense history for each group. Track spending patterns and keep records of all transactions. Clean, Simple Interface Beautiful purple-themed design that's easy to navigate. No clutter, no confusion - just straightforward expense management. PERFECT FOR • Weekend getaways and vacations • Roommate expenses and utilities • Group dinners and celebrations • Road trips and travel • Shared subscriptions • Office lunch orders • Any shared costs among friends WHY CHOOSE PANGIDU? No Ads Interruptions - Focus on what matters Offline Ready - Works without internet Privacy First - Your data stays on your device Lightning Fast - Add expenses in seconds Always Free - Core features at no cost HOW IT WORKS 1. Create a group and add friends 2. Record expenses as they happen 3. See who owes what instantly 4. Settle up when ready Stop doing mental math. Stop keeping notes. Stop the awkward money talks. Let Pangidu handle the numbers while you enjoy time with friends. Download Pangidu today and make expense splitting stress-free! Follow us for updates and tips!

About

Koink

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Your money tells a story. Koink helps you write it. Koink is an AI-powered money journal that helps you understand not just where your money goes, but why. Scan receipts, track spending, split bills with friends, and reflect on your financial journey in one simple app. SCAN Point your camera at any receipt and Koink extracts the details automatically. The AI detects merchant names, line items, totals, taxes, and categories in seconds. Works with receipts in multiple languages. TRACK Set monthly budgets and monitor your spending with clear visual summaries. See income, expenses, debts, and your running balance in one clean dashboard. SPLIT Scan a receipt and split the bill instantly with friends. Track who owes what, settle payments, and share a clean summary. Create group trips and invite friends with a link. REFLECT Koink also includes a personal journal where you can record your day, tag your mood, add locations, and connect spending to the moments behind it. AI writing assistance helps you capture thoughts quickly. SYNC Sign in to sync your data across devices. All information is end-to-end encrypted on your device before upload, so not even we can read it. FEATURES • AI receipt scanning • Expense tracking and budgeting • Bill splitting with friends • Personal money journal • Multiple currencies • Export splits to PDF or text • Location tagging for journal entries • Custom themes, fonts, colors, and app icons • No ads Koink helps you organize your finances while capturing the story behind every expense. -------------------------------------------------------------------------------------------------------- Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://koink.app/privacy

Screenshots

Pangidu3 screens
Koink4 screens

Verdict

The call

The clearest difference is in-app purchases: Pangidu at none against Koink's 5. Pangidu also leads on device support (3 vs 1) and iOS requirement (15.1 vs 26.1). Koink's advantage is ads (none vs shown). On price and update cadence there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Koink sells 5 in-app purchases, starting at $5.99 per month. Pangidu asks for nothing beyond the download.

UpkeepUpdate frequency

Pangidu ships an update every 5 days, Koink every 10 days. The most recent releases landed on October 7, 2026 and October 14, 2026 respectively.

Scorecard4 real differences Ā· 2 level
Pangidu versus Koink: the parameters behind the verdict, then further details
ParameterPangiduKoink
PriceFreeFree
Update frequencyEvery 5 days — betterEvery 10 days
AdsYesNo — better
In-app purchasesNo — betterYes
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.1 — better26.1
Further details — not scored
Size20 MB12 MB
Age rating17+4+
DeveloperThulir Cloud Solutions LLCRomano Coronel

In-app purchases

None

Pangidu

No in-app purchases

5 purchases

Koink

Subscriptions2
  • Koink Premium$5.991 Month
  • Koink Premium Yearly$49.991 Year
One-time3
  • 50 Scan Credits$4.99
  • 150 Scan Credits$12.99
  • 500 Scan Credits$29.99

Questions

Is Pangidu free?
Pangidu is free to download, with no in-app purchases.
Is Koink free?
Koink is free to download, with in-app purchases available.
Do Pangidu or Koink have ads?
Pangidu shows ads; Koink does not.
Which is updated more often, Pangidu or Koink?
Pangidu ships an update every 5 days, and Koink every 10 days. Most recently, Pangidu was updated on October 7, 2026 and Koink on October 14, 2026.

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