Comparison

Budget Flow vs Net Worth Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Budget Flow

Features
Read full description

Budget Flow is the simplest way to manage your money. Track income and expenses, set smart budgets, and see where your money goes. No sign-up, no login, no account needed. All your data is stored locally on your device. Your financial data stays private and never leaves your phone. Create budgets with custom periods, add transactions with categories, set up recurring payments, and stay on top of your spending. Supports 14 currencies and 13 languages with dark mode. Legal: Terms of Use: https://yenes11.github.io/budget-flow-docs/terms-of-service.html Privacy Policy: https://yenes11.github.io/budget-flow-docs/privacy-policy.html

About

Net Worth Tracker

Features
Read full description

Know your true net worth with complete privacy. Vaultly helps you track assets, debts, cash, property, and investments in one beautiful dashboard — with no bank logins, no ads, and no data collection. Take control of your financial life with a finance tracker built for privacy-first users. TRACK EVERYTHING IN ONE PLACE • Cash accounts • Investments • Property • Loans • Credit cards • Assets & liabilities WHY VAULTLY • 100% private on your device • No bank connections required • Fast and simple setup • Clean modern iPhone experience • Visual wealth dashboard • Track progress over time WHETHER YOU'RE • Building wealth • Paying down debt • Planning retirement • Replacing spreadsheets • Seeking financial clarity Vaultly gives you one clear picture of your finances. Download Vaultly today and start building wealth with confidence. Terms of Use (EULA): https://appvaultly.github.io/Vaultly/terms.html Privacy Policy: https://appvaultly.github.io/Vaultly/privacy.html

Screenshots

Budget Flow4 screens
Net Worth Tracker4 screens

Verdict

The call

The clearest difference is update cadence: Net Worth Tracker at every 2 days against Budget Flow's every 4 months. Budget Flow's advantage is iOS requirement (15.1 vs 18.6). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Budget Flow sells 3 in-app purchases, starting at $1.99 per month and Net Worth Tracker sells 2 in-app purchases, starting at $6.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Budget Flow ships an update every 4 months, Net Worth Tracker every 2 days. The most recent releases landed on October 31, 2026 and November 9, 2026 respectively.

Scorecard2 real differences · 4 level
Budget Flow versus Net Worth Tracker: the parameters behind the verdict, then further details
ParameterBudget FlowNet Worth Tracker
PriceFreeFree
Update frequencyEvery 4 monthsEvery 2 days — better
AdsNoNo
In-app purchasesYesYes
DevicesiPhone, iPod — betteriPhone
Requires iOS15.1 — better18.6
Further details — not scored
Size50 MB18 MB
Age rating4+4+
DeveloperEnes YurtseverAmandeep Singh Chhatwal

In-app purchases

3 purchases

Budget Flow

Subscriptions2
  • Monthly Premium$1.991 Month
  • Yearly Premium$19.991 Year
One-time1
  • Lifetime Premium$39.99
2 purchases

Net Worth Tracker

Subscriptions2
  • Vaultly Pro$6.991 Month
  • Vaultly Pro$49.991 Year

Questions

Is Budget Flow free?
Budget Flow is free to download, with in-app purchases available.
Is Net Worth Tracker free?
Net Worth Tracker is free to download, with in-app purchases available.
Do Budget Flow or Net Worth Tracker have ads?
Neither Budget Flow nor Net Worth Tracker shows ads.
Which is updated more often, Budget Flow or Net Worth Tracker?
Budget Flow ships an update every 4 months, and Net Worth Tracker every 2 days. Most recently, Budget Flow was updated on October 31, 2026 and Net Worth Tracker on November 9, 2026.

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