Budget Flow vs Net Worth Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Budget Flow
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Budget Flow is the simplest way to manage your money. Track income and expenses, set smart budgets, and see where your money goes. No sign-up, no login, no account needed. All your data is stored locally on your device. Your financial data stays private and never leaves your phone. Create budgets with custom periods, add transactions with categories, set up recurring payments, and stay on top of your spending. Supports 14 currencies and 13 languages with dark mode. Legal: Terms of Use: https://yenes11.github.io/budget-flow-docs/terms-of-service.html Privacy Policy: https://yenes11.github.io/budget-flow-docs/privacy-policy.html
Net Worth Tracker
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Know your true net worth with complete privacy. Vaultly helps you track assets, debts, cash, property, and investments in one beautiful dashboard — with no bank logins, no ads, and no data collection. Take control of your financial life with a finance tracker built for privacy-first users. TRACK EVERYTHING IN ONE PLACE • Cash accounts • Investments • Property • Loans • Credit cards • Assets & liabilities WHY VAULTLY • 100% private on your device • No bank connections required • Fast and simple setup • Clean modern iPhone experience • Visual wealth dashboard • Track progress over time WHETHER YOU'RE • Building wealth • Paying down debt • Planning retirement • Replacing spreadsheets • Seeking financial clarity Vaultly gives you one clear picture of your finances. Download Vaultly today and start building wealth with confidence. Terms of Use (EULA): https://appvaultly.github.io/Vaultly/terms.html Privacy Policy: https://appvaultly.github.io/Vaultly/privacy.html
Screenshots
Verdict
The clearest difference is update cadence: Net Worth Tracker at every 2 days against Budget Flow's every 4 months. Budget Flow's advantage is iOS requirement (15.1 vs 18.6). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Budget Flow sells 3 in-app purchases, starting at $1.99 per month and Net Worth Tracker sells 2 in-app purchases, starting at $6.99 per month. Whichever you choose, the download price is not the number that matters.
Budget Flow ships an update every 4 months, Net Worth Tracker every 2 days. The most recent releases landed on October 31, 2026 and November 9, 2026 respectively.
| Parameter | Budget Flow | Net Worth Tracker |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 4 months | Every 2 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 15.1 — better | 18.6 |
| Further details — not scored | ||
| Size | 50 MB | 18 MB |
| Age rating | 4+ | 4+ |
| Developer | Enes Yurtsever | Amandeep Singh Chhatwal |
In-app purchases
Budget Flow
- Monthly Premium$1.991 Month
- Yearly Premium$19.991 Year
- Lifetime Premium$39.99
Net Worth Tracker
- Vaultly Pro$6.991 Month
- Vaultly Pro$49.991 Year
Questions
Is Budget Flow free?
Is Net Worth Tracker free?
Do Budget Flow or Net Worth Tracker have ads?
Which is updated more often, Budget Flow or Net Worth Tracker?
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