Hevi vs Koby

Take control of your finances with Hevi, an AI-powered personal finance app that keeps your data private and on your device. **What you can do:** - Track income and expenses with categories - Dashboard overview of balance, income and spending - Calendar view of daily transactions - Reports, charts and CSV export - Budget goals and savings goals - Recurring transactions and bill reminders - Subscriptions and contracts tracker - Custom categories - Investment portfolio with stocks and crypto tracking - PIN/Face ID app lock - Backup and restore - Cloud sync across multiple devices - Custom themes: 8 color palettes, light/dark/system mode - 100+ currencies, 13 languages **AI Features:** - AI Chat Agent: manage your finances through conversation. Add, edit, delete transactions, subscriptions, budget goals, recurring entries, bill reminders, savings goals, categories and contracts - AI Autopilot: automatically detects subscriptions, recurring payments and spending patterns — and creates them for you with one tap - AI Financial Report: get a graded PDF report analyzing your income, expenses and financial health - AI Receipt Scanner: scan receipt photos or PDFs and auto-extract items - AI Voice Input: speak naturally to add transactions - AI Insights: automatic spending analysis, predictions and tips - AI Memory: learns your store and item patterns from scanned receipts for smarter future suggestions **Subscription Information (Auto-Renewable):** Title: Budget Pro Monthly Length: 1 month (auto-renewable) Price: shown in app and on the App Store purchase screen (varies by region) Payment is charged to Apple ID at confirmation of purchase Subscription renews automatically unless canceled at least 24 hours before period end Account is charged for renewal within 24 hours before period end Manage/cancel in App Store Account Settings **Privacy and Legal:** Core budget data is stored locally on your device Some optional features use external services (AI processing, cloud sync, in-app purchases, ads) Privacy Policy: https://mworx.app/privacy/budget-tracker/ Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Track everything. Stop overspending. Koby keeps your money in check — scan receipts, set budgets, and see exactly where your cash goes. Built dark, syncs in real-time, feels nothing like a finance app. Point your camera at any receipt and AI pulls out every detail instantly. Or just speak it. Or type it. Whatever works for you. Set budgets per category and watch them through charts that actually make sense —track rings, s-curves, heatmaps, burn rates. You'll know you're overspending before it happens. Shopping lists, bank accounts, real-time sync across all your devices. Everything in one place, always up to date. No ads. No tracking. No selling your data. Just a clean way to understand your money. https://www.apple.com/legal/internet-services/itunes/dev/stdeula/