Koby vs Centry

Track everything. Stop overspending. Koby keeps your money in check — scan receipts, set budgets, and see exactly where your cash goes. Built dark, syncs in real-time, feels nothing like a finance app. Point your camera at any receipt and AI pulls out every detail instantly. Or just speak it. Or type it. Whatever works for you. Set budgets per category and watch them through charts that actually make sense —track rings, s-curves, heatmaps, burn rates. You'll know you're overspending before it happens. Shopping lists, bank accounts, real-time sync across all your devices. Everything in one place, always up to date. No ads. No tracking. No selling your data. Just a clean way to understand your money. https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Centry Wallet is a simple and private personal finance tracking app for iOS. All data stays on your device: no server, no registration, no analytics! QUICK START Create an account, select a currency — and record your expenses in a matter of seconds. No accounts, passwords, or clouds: the app is ready to use right after installation. PRIVACY BY DEFAULT — All accounts, transactions, categories, and budgets are stored only locally on your device. — No server-side component and no analytics — your financial data is not sent anywhere. — The only network request is an anonymous retrieval of exchange rates, during which only currency codes are transmitted. MULTICURRENCY — Keep accounts in different currencies simultaneously. — Automatic conversion and overall balance at current exchange rates. — The ability to manually set your own rate. — Rates are cached, so the app works completely offline. WIDGETS Add a widget to your home screen — the balance and recent transactions are always visible, without the need to open the app. ACCOUNTING AND ANALYTICS — Income and expense categories with color-coded labels. — Budgeting by category with clear spending control. — Transaction history with notes for each transaction. — Quick overview of balances across all accounts and currencies. CONVENIENCE — Dark and light themes. — Multiple interface languages. — Optional daily reminder (local notification, no server). — Export all data to a CSV file — you have full control over your data. The app uses the open Fawaz currency-api exchange rate service (via the jsDelivr CDN with a backup on Cloudflare Pages); only currency codes are transmitted, and personal and financial data does not leave the device. The privacy policy is available at https://kostyabet.github.io/centry/privacy.html#en.