Koby vs richAI

Track everything. Stop overspending. Koby keeps your money in check — scan receipts, set budgets, and see exactly where your cash goes. Built dark, syncs in real-time, feels nothing like a finance app. Point your camera at any receipt and AI pulls out every detail instantly. Or just speak it. Or type it. Whatever works for you. Set budgets per category and watch them through charts that actually make sense —track rings, s-curves, heatmaps, burn rates. You'll know you're overspending before it happens. Shopping lists, bank accounts, real-time sync across all your devices. Everything in one place, always up to date. No ads. No tracking. No selling your data. Just a clean way to understand your money. https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

richAI is a personal finance tracker that makes logging expenses effortless. Speak, snap a receipt, or type — AI does the rest. THREE WAYS TO ADD AN EXPENSE • Voice input: say what you spent and AI parses the amount, category and note in seconds. • Receipt scanning: point your camera at a receipt and richAI extracts the data automatically. • Manual entry: a fast, clean form when you want full control. SEE WHERE YOUR MONEY GOES • Spending by category with clear donut charts. • Trends over time and period-to-period comparison. • Daily, monthly and yearly breakdowns. BUILT FOR REAL LIFE • Multi-currency with automatic conversion. • Smart categories with AI-generated icons and colors. • Transaction location saved automatically on a map. • CSV export and import to move your data in and out. PRIVATE BY DESIGN Your financial data syncs through your own private iCloud with CloudKit — it stays yours. Voice and photos are processed to read the expense, not stored on our servers. richAI Premium unlocks voice input, receipt scanning, iCloud sync, multi-currency, multiple accounts and CSV import. Subscriptions renew automatically; cancel anytime in Settings. Terms of Use (EULA): https://www.richai.money/terms