Comparison

Expensa vs Spent

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Expensa

This app offers a private way to track expenses and manage budgets without linking bank accounts. It uses AI to automatically categorize transactions and build budgets, with support for over 150 currencies and iCloud syncing for privacy.

Highlights
  • Automatic transaction tracking via Wallet Shortcuts
  • AI-powered budget creation and categorization
  • Multi-currency support for travelers
  • Private iCloud sync, no bank linking
  • Shared budgets for family and partners
  • Customizable budget cycles and alerts
Features
Read full description

Track money without handing over your bank password. Expensa is a private budget and expense tracker built for iPhone. Set up one Shortcut and every card tap lands in your budget automatically. AI builds your first budget in seconds. Works in 150+ currencies. Syncs via iCloud — and only iCloud. No bank linking. No data brokers. Your money stays on your devices. ------------------------------------------------- WALLET + SHORTCUTS — AUTOMATIC TRACKING ------------------------------------------------- Set up one Shortcut; every card tap in Wallet logs a transaction Works with Apple Card and any card you've added to Wallet Auto-categorized from your history, with AI Alerts if a purchase pushes you over a category limit No polling a bank, no waiting for statements ------------------------------------------------- BUDGETS THAT ACTUALLY WORK ------------------------------------------------- Always know what's left — live progress bar on your dashboard A limit for every category (groceries, dining, transport…) Alerts before you overspend, not after Monthly, weekly, or custom cycles — auto-rollover each cycle Smart Allocation: tell Expensa your budget, AI splits it across categories based on your region and spending habits ------------------------------------------------- SEPARATE WALLETS FOR SEPARATE LIVES ------------------------------------------------- Keep personal, household, business, and trip budgets fully isolated. Switch spaces with one tap. Invite family or your partner to shared spaces — real-time sync via iCloud, no extra accounts to create. ------------------------------------------------- BUILT FOR TRAVELERS & EXPATS ------------------------------------------------- 150+ currencies with live exchange rates Original amount + converted amount both stored Per-transaction historical rates — accurate reporting forever ------------------------------------------------- PRIVATE BY DEFAULT ------------------------------------------------- No bank login, no Plaid, no third-party aggregators iCloud sync on your Apple ID — that's it Offline-first: log now, sync later Works on iPhone ------------------------------------------------- EVERYTHING ELSE ------------------------------------------------- Recurring transactions (rent, subscriptions, salary) Tags, categories, folders, custom merchant rules CSV, PDF, TXT import/export — move in from any app, out anytime Net worth across accounts and currencies Dashboard, calendar heatmap, category/tag analytics Optional receipt scanning for the rare paper moment Dark mode, Dynamic Type, VoiceOver, localized (EN, UK) ------------------------------------------------- FREE, OR GO PREMIUM ------------------------------------------------- Free: 1 space, 2 accounts, 3 recurrences, 5 receipt scans Premium: unlimited spaces & accounts, 30 scans/mo, AI categorization, category budgets, analytics, shared spaces, multi-currency entry. Your money. Your rules. Your devices. Terms of Use: https://getexpensa.com/terms.html Privacy Policy: https://getexpensa.com/privacy.html

About

Spent

Features
Read full description

Meet Spent — the AI expense tracker that logs your spending in seconds. Just say it out loud or snap a receipt, and Spent captures the amount, category, and date for you. No endless forms, no fuss. Most money apps make tracking a chore. Spent makes it feel effortless — so you actually stick with it. WHY YOU'LL LOVE SPENT - Speak to track — Say "12 on lunch" and it's logged instantly. The fastest way to record an expense. - Scan any receipt — Snap a photo and AI pulls out the total, merchant, and date automatically. - Or just tap — Prefer to type? Quick-add an expense in a couple of taps. - See where it goes — Clean charts and a month calendar show your spending at a glance. - Budgets that stick — Set budgets by category and stay ahead before you overspend. - Any currency — Traveling or earning abroad? Track in your currency with automatic conversion. - Your categories — Tailor categories to match how you really spend. - Gentle reminders — Stay on top of logging and reviewing your money. - Export anytime — Send your history to CSV whenever you need it. PRIVATE BY DESIGN Spent works fully offline and keeps your data on your device first. No account needed to start. No bank connections. No selling your data — ever. BEAUTIFULLY SIMPLE Native, fast, and calm. Just the tools you need to understand your money, with none of the clutter. Download Spent and take control of your spending — one word, one receipt, one tap at a time. Spent requires a paid subscription to unlock unlimited logs. New members start with a free trial. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://khamidjon.github.io/spent-landing-page/privacypolicy/

Screenshots

Expensa4 screens
Spent4 screens

Verdict

The call

The clearest difference is iOS requirement: Expensa at 17.0 against Spent's 26.4. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Expensa sells 7 in-app purchases, starting at $4.99 per month and Spent sells 5 in-app purchases, starting at $1.99 per 7 days. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Expensa ships an update every 11 days, Spent every 6 days. The most recent releases landed on October 26, 2026 and November 2, 2026 respectively.

Scorecard1 real difference · 9 level
Expensa versus Spent: the parameters behind the verdict, then further details
ParameterExpensaSpent
PriceFreeFree
Rating3.9 (10 ratings) — better—
Positive reviews85.7% of reviews—
Number of ratings10 — better—
Update frequencyEvery 11 daysEvery 6 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhoneiPhone
Requires iOS17.0 — better26.4
Further details — not scored
Size91 MB28 MB
Age rating4+9+
DeveloperAndrii SeredaKhamidjon Egamov

In-app purchases

7 purchases

Expensa

Subscriptions2
  • Expensa PRO Monthly14 Days trial$4.991 Month
  • Expensa PRO Yearly14 Days trial$39.991 Year
One-time5
  • 1 Espresso$0.99
  • 2 Espressos$1.99
  • 4 Espressos$4.99
Show 2 more
  • 10 Espressos$9.99
  • Expensa Pro Lifetime$79.99
5 purchases

Spent

Subscriptions5
  • Weekly Premium$1.997 Days
  • Monthly Premium$4.991 Month
  • Weekly Premium$4.997 Days
Show 2 more
  • Monthly Premium$9.991 Month
  • Annual Premium$39.991 Year

Questions

Is Expensa free?
Expensa is free to download, with in-app purchases available.
Is Spent free?
Spent is free to download, with in-app purchases available.
Do Expensa or Spent have ads?
Neither Expensa nor Spent shows ads.
Which is updated more often, Expensa or Spent?
Expensa ships an update every 11 days, and Spent every 6 days. Most recently, Expensa was updated on October 26, 2026 and Spent on November 2, 2026.

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