Splitrate vs Axio Net Worth Tracker

Fixed costs shouldn't be a headache. Splitrate makes managing your recurring expenses so simple and clear, you'll wonder how you ever managed without it. Whether you live alone, share your home with a partner, or split an apartment with roommates: Splitrate adapts to your life. Not the other way around. Your Fixed Costs. Always Under Control. Rent, utilities, internet, insurance, subscriptions: Set up your recurring expenses once and Splitrate takes care of the rest. Weekly, monthly, quarterly, or only in certain months. Even seasonal costs like winter heating can be mapped out. You can also set an end date, and the expense will automatically mark itself as complete. Plan Together. Split Your Way. When you share fixed costs with others, you have full control. Split by income so everyone contributes their fair share. Split equally when that works better for you. Or set custom percentages. Splitrate always shows who owes what to whom, making settling up effortless. With the settlement history, you can also keep track of past balances. Budgets for Variable Costs Besides fixed costs, you can also create budgets for things that vary each month. Groceries, dining out, or leisure activities. Set a monthly limit and always know how much you can still spend. When things get tight, Splitrate reminds you before you go over budget. Savings Goals You'll Actually Reach Whether it's a new phone, an emergency fund, or your dream trip: Set up savings goals and watch yourself get closer month by month. Splitrate calculates how much you should set aside each month and shows you when you'll likely reach your goal. At 25, 50, and 75 percent, the app celebrates with you. Stay on Top of Everything Your personal dashboard shows at a glance what's happening this month. Income, expenses, available money, and your fixed cost ratio. Swipe between months to see how your finances are developing. The insights show you with clear charts where your money goes and which categories cost the most. Widgets for a Quick Glance With the home screen widgets, you can see your financial situation without opening the app. Available money, budget status, or both together. Always With You Your data syncs automatically via iCloud across iPhone and iPad. Changes appear instantly, no matter which device you're using. Your Data Stays Yours Protect the app with Face ID or your device passcode. In privacy mode, you can hide amounts when someone is looking over your shoulder. Your financial data remains private and never leaves your devices. Search and Export Find any expense in seconds with the search. Export your data as CSV or JSON if you want to use it elsewhere. Please Note Splitrate is not a banking app and does not offer financial advice. The app simply helps you keep an organized overview of your finances: What goes out when, how much is left, and who owes what to whom.

How long could your savings cover your life without new income? Axio brings your net worth, usable reserves and planned expenses together so you can explore the answer. No bank connection or Axio account is required. KNOW YOUR FINANCIAL RUNWAY Choose which reserves you could actually use to pay your expenses. See an estimated duration in years and months, an estimated end date, the date of your recorded balance and the next planned spending change. PLAN EXPENSES THAT CHANGE OVER TIME Add regular living costs, installments and temporary expenses. Set start dates and durations. When a payment ends, the projection reflects the lower spending that follows. EXPLORE BEFORE YOU DECIDE Compare your reference plan with a scenario: reduce spending, remove a planned payment, add income, model an income loss or test a one-off purchase. Explore inflation and return assumptions. See the impact on your reserves over time and estimated runway without changing your recorded balances or expense plan. KEEP YOUR WHOLE FINANCIAL PICTURE Track savings, investments, property and debts in your own pots. Record dated updates, add notes, explore charts and compare periods. Track assets in multiple currencies, with current and historical exchange rates. Import and export CSV or JSON; JSON backups can include your expense plan and saved scenarios. BUILT FOR YOUR APPLE DEVICES Explore a dedicated iPad workspace with sidebar navigation and contextual chart details. Keep runway close with widgets, Apple Watch and complications. Use Siri, Shortcuts and quick actions to reach your data. Hide external financial amounts when you prefer. YOUR DATA, YOUR CHOICES Protect access with Face ID or Touch ID on supported devices. Your financial records stay on your device or, with Axio Pro, in your private iCloud account. The free version includes advertising. Pro removes ads and enables iCloud sync, through an annual subscription or a one-time lifetime purchase. Restore purchases from Settings. Estimates depend on the balances and assumptions you enter. The baseline excludes new income, investment returns, inflation and future exchange-rate changes. Scenarios include only the assumptions you select; taxes and exact payment dates are not modelled. Axio provides information, not financial advice or a guarantee of future results. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/