Splitrate vs Ends Meet

Fixed costs shouldn't be a headache. Splitrate makes managing your recurring expenses so simple and clear, you'll wonder how you ever managed without it. Whether you live alone, share your home with a partner, or split an apartment with roommates: Splitrate adapts to your life. Not the other way around. Your Fixed Costs. Always Under Control. Rent, utilities, internet, insurance, subscriptions: Set up your recurring expenses once and Splitrate takes care of the rest. Weekly, monthly, quarterly, or only in certain months. Even seasonal costs like winter heating can be mapped out. You can also set an end date, and the expense will automatically mark itself as complete. Plan Together. Split Your Way. When you share fixed costs with others, you have full control. Split by income so everyone contributes their fair share. Split equally when that works better for you. Or set custom percentages. Splitrate always shows who owes what to whom, making settling up effortless. With the settlement history, you can also keep track of past balances. Budgets for Variable Costs Besides fixed costs, you can also create budgets for things that vary each month. Groceries, dining out, or leisure activities. Set a monthly limit and always know how much you can still spend. When things get tight, Splitrate reminds you before you go over budget. Savings Goals You'll Actually Reach Whether it's a new phone, an emergency fund, or your dream trip: Set up savings goals and watch yourself get closer month by month. Splitrate calculates how much you should set aside each month and shows you when you'll likely reach your goal. At 25, 50, and 75 percent, the app celebrates with you. Stay on Top of Everything Your personal dashboard shows at a glance what's happening this month. Income, expenses, available money, and your fixed cost ratio. Swipe between months to see how your finances are developing. The insights show you with clear charts where your money goes and which categories cost the most. Widgets for a Quick Glance With the home screen widgets, you can see your financial situation without opening the app. Available money, budget status, or both together. Always With You Your data syncs automatically via iCloud across iPhone and iPad. Changes appear instantly, no matter which device you're using. Your Data Stays Yours Protect the app with Face ID or your device passcode. In privacy mode, you can hide amounts when someone is looking over your shoulder. Your financial data remains private and never leaves your devices. Search and Export Find any expense in seconds with the search. Export your data as CSV or JSON if you want to use it elsewhere. Please Note Splitrate is not a banking app and does not offer financial advice. The app simply helps you keep an organized overview of your finances: What goes out when, how much is left, and who owes what to whom.

Too many bills, unclear priorities, and no idea what the next check can cover? Ends Meet puts every bill in one place and shows one thing clearly: which bills land on this paycheck, and what is left after them. That is your breathing room, and you see it before you spend a cent. Keep the plan true Ends Meet is now something you talk to. Say "rent is paid," "spent 40 on gas," or "landed 940," and your real number updates on the spot. No forms to fill, no categories to babysit. It is the fastest budget you have ever kept, because keeping it is one short sentence. Built for real pay schedules Paid weekly, every two weeks, twice a month, or on a schedule that jumps around? Ends Meet plans by paycheck, not by calendar month. Each bill lands on the check that covers it, so the number you see is what you actually have, not an average. If your pay varies, like serving, gig, or freelance work, just tell Ends Meet when a check lands and it opens that stretch for you. Money Talk is optional help. Add or change a bill, income, or goal just by typing in plain words, like "rent is 1200 on the first." Ask what to cover first or what cost may be worth reviewing, and it uses the plan you entered to explain the tradeoff. It never moves money or promises savings. On payday and each week it can also leave a short, honest read in the app. See the whole picture, or just this check Move between Pay period, Month, and Bills & accounts. Pay period shows the bills covered by one check, Month shows the wider plan, and Bills & accounts keeps recurring bills, cards, and payoff accounts easy to maintain. Been away for a few days? Ends Meet helps you square up in a tap, then quietly celebrates when you made ends meet for the month. Pick one goal and watch it grow Set a single goal that matters: a starter cushion, a paid-off card, money for a trip. Ends Meet helps you put money toward it on the checks that have room, and skip it on the ones that do not. Prefer a plan? Follow a simple guided path a step at a time. No pressure, ever. Calm by design No dark spreadsheets, no jargon, no endless categories. Just warm paper and your number as the biggest thing on the screen. Private by default No bank logins. You type your own income and bills, so there is no financial account to connect. No ads, and we do not sell your personal information. Delete your account and active account data from inside the app anytime. Free Planning your paychecks, tracking which bills land on each one, seeing your leftover, setting a goal, and Money Talk are all free. Sign in with Apple or Google and you are set up in under a minute. Make ends meet, and see the room you did not know you had.