Comparison

CRC Mobile vs GT e

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CRC Mobile

Features
Read full description

CRC Mobile CRC Mobile is a comprehensive financial services and e-commerce application developed by CRC Credit Bureau, one of Nigeria's leading credit reporting agencies. The app provides a unified platform for digital wallet management, utility bill payments, professional course enrollment, and access to credit reports and financial products. CREDIT REPORTS & FINANCIAL PRODUCTS Browse and purchase individual and corporate credit reports directly from CRC Credit Bureau. Access trending reports, view detailed product descriptions, and complete purchases using your preferred payment method. Stay informed with the latest updates and news from CRC through the in-app content feed. CFEC PROFESSIONAL COURSES Explore and enrol in professional development courses offered by the CRC Financial Education Centre (CFEC). Browse available courses by category, view detailed course information including schedules, formats (online, in-person, or hybrid), pricing, and duration. Complete your enrollment and payment seamlessly within the app. SHOPPING CART & CHECKOUT Add credit reports and financial products to your cart, apply coupon codes for discounts, review your order summary, and complete checkout. The app supports multiple payment methods including card payment via Paystack, wallet payment, and bank transfer. TRANSACTION HISTORY View your complete transaction history with detailed records of all payments, purchases, and wallet activities. Filter transactions by status (successful, pending, or failed) and tap any transaction to view its full details. SECURE AUTHENTICATION Your account is protected with robust security features: Email and password login with strong validation Biometric authentication support (fingerprint and Face ID) for quick and secure access Automatic session timeout after 10 minutes of inactivity to protect your account Account deactivation option available in settings PROFILE MANAGEMENT View and manage your personal information, access privacy and security settings, get help and support through the integrated helpdesk, and learn more about CRC Credit Bureau through the About section. DIGITAL WALLET Manage your funds with a built-in digital wallet. Fund your wallet instantly using your debit card or bank transfer, view your real-time balance, and use your wallet to make payments across all services within the app. Your balance can be hidden for privacy with a single tap. BILL PAYMENTS Pay your everyday utility bills directly from the app: Airtime top-up for all major Nigerian networks (MTN, Airtel, Glo, 9mobile) Mobile data bundle purchases across all supported networks Cable TV subscription payments (DStv, GOtv, StarTimes, and more) Electricity bill payments for prepaid and postpaid meters across all major distribution companies Educational institution payments Each bill payment includes real-time customer verification, confirmation of details before payment, and instant transaction receipts. PAYMENT OPTIONS The app supports flexible payment methods across all services: Debit/credit card payments processed securely via Paystack Wallet payments using your funded in-app wallet balance Bank transfer options for wallet funding KEY FEATURES SUMMARY Buy individual and corporate credit reports Enrol in CFEC professional development courses Shopping cart with coupon code support Complete transaction history with filtering Fund and manage your digital wallet Purchase airtime, data, TV subscriptions, and electricity Real-time customer verification for bill payments Auto-logout for account security Secure payment processing via Paystack CRC Mobile is developed and maintained by CRC Credit Bureau Limited, a licensed credit bureau regulated by the Central Bank of Nigeria.

About

GT e

This app generates secure one-time passwords (OTPs) for authenticating electronic transactions like online and mobile banking. It offers a convenient alternative to hardware tokens, providing 24/7 access to banking services after a simple activation process.

Highlights
  • Generates One-Time Passwords (OTPs)
  • Authenticates electronic transactions
  • Alternative to hardware tokens
  • Supports web, internet, and mobile banking
  • Secure 6-digit passcode login
  • 24/7 banking access
Features
Read full description

GT e-Token Plus Application Description (About this app) The "GT e-Token Plus" is a mobile application for generating One Time Passwords (OTPs) used in authenticating electronic transactions. A one-time password (OTP) is a secure and automatically generated string of characters that authenticates the user for login and/or electronic transaction completion. Electronic transactions include (but may not be limited to) web, internet banking and mobile banking transactions, where you are required to enter a 6-digit token-generated code. A one-time password (OTP) generated from your "GT e-Token Plus" App can be used as an alternative to or alongside the GTBank hardware token device. Activating Your "GT e-Token Plus" app To activate your "GT e-Token Plus", select your customer type and choose your preferred activation method, which can be the use of your Bank card, Hardware Token or by calling contact center to get an authorization code. Your data ID will be verified to complete the activation. Using Your "GT e-Token Plus" app: Once your app is activated, you can create a unique 6-digit Passcode that will be used for subsequent log in to the application and enjoy 24/7 banking. You can find more information about "GT e-Token Plus" on www.gtbank.com or contact GTCONNECT contact center on 080 2900 2900 or 080 3900 3900. Note: To avoid your OTP being used by anyone, you absolutely DO NOT DISCLOSE OTP code for anyone.

Screenshots

CRC Mobile4 screens
GT e4 screens

Verdict

The call

The clearest difference is update cadence: CRC Mobile at every 4 days against GT e's fortnightly. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

CRC Mobile ships an update every 4 days, GT e fortnightly. The most recent releases landed on September 21, 2026 and September 27, 2026 respectively.

Scorecard1 real difference · 9 level
CRC Mobile versus GT e: the parameters behind the verdict, then further details
ParameterCRC MobileGT e
PriceFreeFree
Rating—4.8 (587 ratings) — better
Positive reviews—53.1% of reviews
Number of ratings—587 — better
Update frequencyEvery 4 days — betterFortnightly
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.615.1 — better
Further details — not scored
Size71 MB55 MB
Age rating4+4+
DeveloperCRC Credit Bureau LimitedGuaranty Trust Bank PLC

In-app purchases

None

CRC Mobile

No in-app purchases

None

GT e

No in-app purchases

Questions

Is CRC Mobile free?
CRC Mobile is free to download, with no in-app purchases.
Is GT e free?
GT e is free to download, with no in-app purchases.
Do CRC Mobile or GT e have ads?
Neither CRC Mobile nor GT e shows ads.
Which is updated more often, CRC Mobile or GT e?
CRC Mobile ships an update every 4 days, and GT e fortnightly. Most recently, CRC Mobile was updated on September 21, 2026 and GT e on September 27, 2026.

Other comparisons