Expense Tracker vs Spend Pal

Track every expense and income with subcategories for detailed spending insights. Export your data as CSV. MyDinero is a simple, private money manager designed for clarity over complexity — without ever connecting a bank account. You know how much you spent on "Food" last month — but was it groceries, restaurants, or delivery? MyDinero answers that with two-level categories. See your total spending and the full breakdown in one view. Add daily totals, visual budgets, recurring transactions, and iCloud sync — everything you need to take control of your money. FEATURES →Subcategories Create Food → Groceries, Restaurants, Coffee. See total category spending and the full breakdown. Custom icons and colors. →Lightning-Fast Expense Entry Add any transaction in 3 taps. Category → Amount → Done. Calculator-style number pad with smart defaults and haptic confirmation. →Daily Totals at a Glance See how much you spent each day without mental math. Color-coded indicators show whether you're under, approaching, or over budget. →Multiple Accounts Track cash, checking, savings, and credit cards with running balances. Set a default account so every entry is one less tap. →Transfers Without Double-Counting Move money between accounts without it appearing as income or expense. Your totals stay accurate. →Recurring Transactions Set up rent, subscriptions, and bills once. They auto-populate on schedule. Skip or modify any instance without breaking the series. →Budgets Set monthly limits per category with visual progress bars. Custom start dates for your budget cycle. Rollover unused amounts. Get notified when approaching limits. →Charts & Reports Pie charts for category breakdown, bar charts for spending trends, income vs expense comparison. Tap any segment for details. →iCloud Sync Seamlessly sync across iPhone and iPad. No account creation required. →CSV Export One-tap export with detailed, simple, or custom column profiles. →Streak Tracking Build a daily logging habit with streak counter and shareable milestone cards. →Smart Reminders Daily logging prompts and bill due date alerts. Build awareness without the annoyance. →Dark Mode & Accessibility VoiceOver compatible, Dynamic Type support. One-handed use with large touch targets. WHY MYDINERO → Privacy by design — no bank connections, your data stays on your device → Subcategories with rollup reporting — the big picture and the details → Daily totals everywhere — know your spending at a glance → Manual entry with intention — track spending mindfully → Native iOS interface — feels like it belongs on your iPhone SUBSCRIPTION INFORMATION Payment will be charged to your Apple ID account at confirmation of purchase. Subscription automatically renews unless canceled at least 24 hours before the end of the current period. Manage and cancel subscriptions in your App Store account settings. Any unused portion of a free trial period will be forfeited when you purchase a subscription. Terms of Use: https://mydinero.app/terms Privacy Policy: https://mydinero.app/privacy DISCLAIMER MyDinero is a personal expense tracking and budget planning tool. It is not a financial advisory service and does not provide financial advice, investment recommendations, or tax guidance. All information is for personal awareness only. Always consult qualified financial professionals for financial advice or tax planning. Individual results may vary.

By the end of the month, you know where it went. Not roughly — actually. That costs you one line a day. Type tacos 11.40 and press enter. SpendPal reads the amount, files the category, and writes it onto today's page. A paper notebook that happens to do the arithmetic. One line, then you're done Write in plain words and let the app sort out the rest. It learns your regulars, so the second coffee lands in the right place without being told. Tap any row to fix it. Tap the date to flip back and write into an earlier day. Drawn by hand, not by a spreadsheet Every page is handwriting on paper, and a small mascot called pal keeps you company in the corner. It's the rare money app you don't mind opening. A month you can read at a glance Set one monthly number. A single bar fills as you spend, next to what you spent last month and where it went. No alerts, no red screens, no charts you didn't ask for. Two seconds from the lock screen The widget shows today's total and a line to write in. Tap it and you land in the app with the keyboard already up. Home Screen and Lock Screen sizes included. Nobody asks for your bank No account, no sign-up, no bank login, no server of ours. Everything lives on the phone, and iCloud sync — on by default, one tap to stop — goes to your own private database. Keep a backup file wherever you like. Deleting the app deletes the data — that's the point. Also inside 30+ currencies · dark mode that actually looks like paper at night · works with no connection, ever · no ads, no tracking, no email asking you to come back. What Premium opens The first five lines are yours to write, with five categories and day, week and month trends. Premium lifts both limits, adds year and all-time trends, and turns on CSV import and export. Weekly, yearly, or a one-time lifetime purchase. Privacy: https://elevenapril.com/privacy Terms: https://elevenapril.com/terms