Comparison

Settle Book vs CentRail

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Settle Book

Features
Read full description

Take Control of Your Money - All in One Place Managing money shouldn’t be stressful. This app helps you track debts, daily expenses, and subscriptions so you always know where your money goes. Whether you owe friends, pay monthly bills, or want to improve spending habits, everything is organized in one clean and simple dashboard. -> Track Debts Easily Keep a clear record of money you owe or lent. • Add bank loans, friends & family debts • Monitor remaining balances • Track payments and progress • Stay organized and avoid missed repayments -> Monitor Daily Expenses Understand your spending habits and improve budgeting. • Log expenses in seconds • View monthly spending trends • Analyze where your money goes • Build smarter financial habits -> Manage Subscriptions Stop forgetting recurring payments. • Track active & inactive subscriptions • Get billing cycle insights • Know upcoming renewal dates • Avoid surprise charges -> Powerful Analytics Make better decisions with clear insights. • Spending distribution charts • Monthly trends and breakdowns • Subscription billing analysis -> Why You’ll Love It • Simple and clean design • Easy to use and fast • All finances in one place • Built for everyday use Start your journey towards better money management today.

About

CentRail

Features
Read full description

Take control of your money — all of it. Whether you're splitting costs, tracking subscriptions, or just trying to understand where your paycheck went, this app brings every corner of your finances into one clean, focused place. Expense Tracking Log and categorize every expense as it happens. See your monthly totals at a glance, filter by category or month, and spot patterns before they become problems. Transaction Ledger Track money you've sent and received with specific people. Know exactly who owes what, search by name or amount, and keep a clear record of every exchange — across any currency. Recurring Payments Your subscriptions and bills, all in one list. See what's active, what's paused, and what your monthly commitment really looks like. No more forgetting that trial you signed up for. Currency Converter Work in multiple currencies? Convert your transactions using live exchange rates or enter your own. Get a unified view of your finances no matter how many currencies are in play. Monthly Comparison Pick any two months and compare them side by side — total spending, category breakdowns, daily cumulative charts, and biggest movers. Understand not just what you spent, but how your habits are changing. Cloud Sync & Export Your data syncs securely to the cloud so it's always backed up and available. Export your expenses, transactions, or subscriptions as CSV anytime — ready to open in Numbers, Excel, or any spreadsheet app.

Screenshots

Settle Book4 screens
CentRail4 screens

Verdict

The call

The clearest difference is in-app purchases: CentRail at none against Settle Book's 1. On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Settle Book sells 1 one-off in-app purchase. CentRail asks for nothing beyond the download.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly weekly. The most recent releases landed on June 17, 2026 and September 17, 2026 respectively.

Scorecard1 real difference · 5 level
Settle Book versus CentRail: the parameters behind the verdict, then further details
ParameterSettle BookCentRail
PriceFreeFree
Update frequencyWeeklyWeekly
AdsNoNo
In-app purchasesYesNo — better
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.0 — better15.1
Further details — not scored
Size44 MB69 MB
Age rating17+4+
DeveloperHasan Raza KhanHabibullah Yousofi

In-app purchases

1 purchases

Settle Book

One-time1
  • SettleBook Lifetime Premium$9.99
None

CentRail

No in-app purchases

Questions

Is Settle Book free?
Settle Book is free to download, with in-app purchases available.
Is CentRail free?
CentRail is free to download, with no in-app purchases.
Do Settle Book or CentRail have ads?
Neither Settle Book nor CentRail shows ads.
Which is updated more often, Settle Book or CentRail?
Settle Book ships an update weekly, and CentRail weekly. Most recently, Settle Book was updated on June 17, 2026 and CentRail on September 17, 2026.

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