MoneyNotes+ vs MaJuTa

Just talk. We'll track it. MoneyNotes makes expense tracking effortless. Tap the mic, say what you spent, and AI handles the rest — no typing, no spreadsheets, no hassle. VOICE-POWERED TRACKING: Tap the microphone and speak naturally. "Spent 50 on groceries" or "Paid 200 for electricity." MoneyNotes transcribes your voice and automatically creates a categorized transaction in seconds. SMART DASHBOARD: See your complete financial picture at a glance. Your balance, income, and expenses are clearly displayed with visual progress bars. Set a monthly budget and track your spending against it in real time. MANUAL ENTRY: Prefer typing? Add transactions manually with a simple form. Choose from categories, set the amount, and you're done. AI FINANCIAL INSIGHTS (Pro): Get a personalized, AI-generated financial report that analyzes your spending habits and provides actionable insights — written in plain language, not spreadsheet jargon. ANALYTICS & TRENDS (Pro): Visualize your money with beautiful charts. See daily expense and income trends, discover your top spending categories, and find out your biggest spending day. MULTIPLE WALLETS: Organize your money your way. Create multiple wallets to separate your finances and manage everything with clarity and control. WEALTH MANAGEMENT (pro): Track your complete financial picture. Monitor your assets and liabilities and understand your true net worth in one place—free for a limited time. BANK MESSAGE AUTOMATION: Automatically log transactions from your bank SMS notifications through Apple Shortcuts integration. Even when you are offline, all messages will be saved until your connection is back, reopen the app, and your transactions will be logged automatically. KEY FEATURES: - Voice-to-transaction in seconds - Smart AI categorization - Monthly budget tracking with progress bars - Income and expense filtering - Swipe to edit or delete transactions - Month-by-month transaction history - Apple Pay, Insta Pay, and Payment by cards are logged automatically, even when you are offline. They are queued until your connection is back. Reopen the app they will be synced automatically - Secure sign-in with Apple or Google MONEYNOTES PLUS SUBSCRIPTION PLAN: Unlock the full experience Monthly Plan - 5$/month: - Unlimited voice recordings - Unlimited transactions - Analytics & spending trends - AI-powered financial insights - Full wealth management screen Your data is yours. Sign in securely with Apple or Google. Delete your account and all data at any time from Settings. Terms: https://fintechcopilot.ai/terms Privacy: https://fintechcopilot.ai/privacy

MaJuTa is the complete personal finance app built for families. Track every riyal, plan every goal, and grow your wealth all in one place. SMART MONEY MANAGEMENT Add income and expenses in seconds. Categorize transactions, track spending patterns, and see exactly where your money goes. Supports cash, card, bank transfer, and more. Scan receipts to capture transactions instantly. AI FINANCIAL ADVISOR Get personalized money insights powered by AI. Receive tailored recommendations based on your spending patterns, savings rate, and financial goals refreshed on demand. FINANCIAL HEALTH SCORE Your finances are rated 0 to 100. A composite score measuring savings rate, emergency fund coverage, debt ratio, and spending stability with clear grades and actionable steps to improve. 30-DAY CASH FLOW FORECAST See your financial future before it happens. MaJuTa projects upcoming income and expenses so you always know what's ahead. SAVINGS GOALS & EMERGENCY FUND Set savings targets with visual progress tracking and milestone celebrations. Build your emergency fund with dedicated monitoring to cover 3+ months of expenses. INVESTMENT PORTFOLIO Track stocks, ETFs, REITs, Sukuk, and more across Tadawul and international markets. Live Saudi stock prices. Monitor cost basis, unrealized gains, and portfolio allocation at a glance. BILLS & SUBSCRIPTIONS Never miss a payment. Track one-time and recurring bills, receive reminders before due dates, and monitor all subscriptions in one view. Split bills across household members. INSTALLMENTS & LOANS Manage BNPL plans, personal loans, and mortgages. Track balances, interest rates, and payoff timelines. Monitor your debt-to-income ratio. FAMILY FINANCES Share your household with family members using invite codes. Role-based access Owner, Admin, Member, and Guest keeps everyone involved while protecting sensitive data. Shared accounts, goals, and budgets for the whole family. BUDGET CONTROL Set monthly budgets by category. Track spending against limits with a safe-to-spend card that shows exactly how much room you have left. LIVE GOLD PRICE Daily gold price updates in SAR so you always know the value of your holdings. APPLE WATCH & WIDGETS Check your balance from your wrist. Home screen widgets display your financial snapshot and upcoming bills at a glance, updated hourly. PRIVACY & SECURITY Face ID and Touch ID protection. Auto-lock after inactivity. Privacy screen on app switch. All API connections are secured server-side with zero secrets on your device. Encrypted keychain storage for sensitive data. BILINGUAL Full Arabic and English support. Switch languages instantly without restarting. Arabic-first design with native right-to-left layout. DESIGNED FOR SAUDI ARABIA Native Saudi Riyal currency display. Tadawul stock integration. Islamic finance support with Sukuk tracking. Built with Saudi families in mind. Export your data to CSV anytime. Your money, your data, your control. Terms of Use (EULA): https://majuta.app/terms Privacy Policy: https://majuta.app/privacy Subscriptions: MaJuTa Plus and MaJuTa Family, available monthly or yearly. Payment is charged to your Apple ID at confirmation of purchase. Auto-renews unless turned off at least 24 hours before the period ends. Manage or cancel anytime in your App Store account settings.