Credit Buddy vs LearnFi

Premium credit cards come with a stack of statement credits: a monthly ride credit, a quarterly dining credit, a yearly airline fee credit, and more. They're easy to forget, and every one you miss makes the annual fee harder to justify. Credit Buddy keeps track of them for you. Pick your cards and every credit, reset date and fee date fills in on its own. No bank login, nothing to type. TRACKER Opens with a short brief of what's worth using this week and how to use it. Every credit shows what's left this month, quarter or year, including partial amounts. Credits that need enrollment remind you until you've used them once. CARDS See how much of each annual fee you've earned back this card year, what's still left to claim, and how many days until the fee posts again. Open a card for its recovery dashboard and a timeline for every credit: used, partly used, missed or still available, period by period. Long-press any credit to edit, hide or reset it. REWARDS Track points and miles across Membership Rewards, Ultimate Rewards, ThankYou, Capital One, Bilt, and airline and hotel programs, with what they're worth in cash. TOOLS The Wallet Optimizer tells you which card to use for dining, groceries, travel and more. Transfers finds the best way to move points to an airline or hotel partner, including current transfer bonuses. The Points Calculator tells you whether a redemption is a good deal. ON YOUR HOME SCREEN Widgets in every size show what's expiring, and you can check off a credit right from the widget without opening the app. A Points Balances widget shows your points and what they're worth. Ask Siri what's expiring or mark a credit used, hands-free. BUILT FOR IPHONE DUO AND IPAD Unfold iPhone Duo and Cards, Rewards and Tools show your list on one side and the details on the other, while Tracker lays your credits out in a grid beside the brief. iPad gets the same layouts. Folded, it's the iPhone app you'd expect. ALSO INSIDE • A card catalog covering Amex, Chase, Citi, Capital One, Bilt and most major issuers, kept current as terms change • Import a statement PDF or screenshot to check off credits you've already used • Auto-log for credits that renew on a schedule, like streaming • Added a card mid-year? Catch up on what you've already used, without double-counting • Reminders before a credit expires and before an annual fee posts • Share your year as an image • True Black dark mode • Household Mirror: give a partner a live, read-only view of your wallet with one private link PRIVATE BY DESIGN No bank logins, no Plaid, no account to create. Your cards stay on your device and in your own iCloud. Optional analytics are off by default and never include your cards, balances or amounts. FREE, WITH ONE OPTIONAL UPGRADE Free for up to 3 cards and 3 reward accounts, with the full Tracker, fee recovery, reminders, widgets, Points Calculator and Transfers. A one-time Credit Buddy+ purchase unlocks unlimited cards and accounts, the full Wallet Optimizer and card recommendations, custom categories, calendar sync, Household Mirror and advanced notifications. No subscription. Credit Buddy is independent and not affiliated with any card issuer or rewards program. All trademarks belong to their respective owners.

LearnFi helps you build strong personal finance skills through short lessons, quizzes, daily challenges, and interactive mini games that reflect real money decisions. You learn budgeting, saving, debt, credit, investing, taxes, and career money choices with clear explanations and structured progression from beginner to advanced. Progress tracking, streaks, rewards, and personal notes keep you engaged while turning financial learning into a consistent habit.