Comparison

BudlyApp vs Spending Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BudlyApp

Effortlessly track your expenses and manage your budget with this intuitive finance app. Log spending in seconds, ask questions about your financial habits, and visualize your money's flow with clear charts and custom categories. Ideal for those seeking financial control without the complexity.

Highlights
  • Monthly budget tracking
  • Customizable spending categories
  • Trip-specific budgets
  • Automated subscription logging
  • AI-powered spending analysis
  • Offline functionality
  • Cross-device data sync
Features
Read full description

Budly is the simplest way to know where your money goes. Set a monthly budget, log what you spend in a few taps, and let Budly turn it into something you can actually read. → Ask Budly anything about your spending: "How much did I spend on coffee last month?" and get a real answer, based on what you've actually logged. → Going on a trip? Open a separate trip budget in the local currency, track everything as it happens, and come home knowing exactly what you spent. → Already have your bank statements? Drop them in and Budly will sort them into categories and skip the ones you've already logged. WHAT YOU GET - A monthly budget that's actually clear at a glance - Categories you can name, color, and set your own limits on - Trips with their own currency and their own budget - Subscriptions and instalments that log themselves once you set them up - A chat that answers questions about your money in plain English, Portuguese, or Spanish - Home and lock screen widgets so your budget is one glance away - Charts that show where your money actually went, month by month - Gentle nudges when a category is about to blow up - Works fully without internet, and catches up with itself when you're back online - Your data follows you between your iPhone and iPad Budly is built for people who want to feel in control of their money without turning it into a second job. Built in Brazil. Made for the world. Terms of Use (EULA): https://giuliano.work/budly/terms-of-use Privacy Policy: https://giuliano.work/budly/privacy-policy

About

Spending Tracker

Easily track your expenses and manage your budget with a simple, user-friendly interface. Set monthly limits for categories, create savings goals, and view your spending habits at a glance. Log expenses quickly and get insights into where your money goes.

Highlights
  • Fast expense logging
  • Spending by category charts
  • Monthly budget setting
  • Savings goals creation
  • Home screen widgets
  • Recurring charge tracking
  • Quick Log via Siri/Action Button
Features
Read full description

Mochi Money: track spending, stay on budget, save more. Mochi Money is a simple expense tracker for people who aren't accountants. Logging a spend takes a few taps, and you can see where this month's money went at any time. It's a little bit cute and uses plain words. It also never makes you feel bad about what you spent, so it's easy to open every day. FEATURES • Fast logging: add an expense in about ten seconds • Spending by category: a colour-coded chart shows where your money goes • Monthly budgets: set a limit for each category and see how much is left • Savings goals: make a wallet for a trip, a car or a move, and watch it fill up • Home screen widgets: see this month's spending and your remaining budget without opening the app • Recurring charges: add subscriptions and bills once, and Mochi logs them when they're due • Quick Log: save an expense with Back Tap, the Action Button or Siri Know where your money went Add every coffee, ride and impulse buy with a few taps. By the end of the month you'll have a clear picture of where it all went and what you might change. See your spending by category A colour-coded breakdown shows which categories take the biggest share of your pay, from groceries and eating out to subscriptions. You won't need a spreadsheet or a calculator. Stay on budget Set a monthly limit for each category once. Mochi shows how much is left as you spend, so you can tell you're getting close before you go over. Save for the things you want Create a wallet for the trip to Japan, your first car or the moving-out fund, and watch its progress bar fill as you put money aside. Check in from your home screen Mochi's widgets show what you've spent this month compared with a usual month, and how much of your budget is left. Keep track of recurring charges Add your subscriptions and bills once. Mochi logs them when they come due, so payday has fewer surprises. Log a spend without opening the app With Quick Log, double-tap the back of your iPhone, press the Action Button or ask Siri, and the expense is saved. After a week or so of logging, your spending starts to make sense. If you're saving for your first apartment or spending too much on takeout, Mochi can help you keep track.

Screenshots

BudlyApp4 screens
Spending Tracker4 screens

Verdict

The call

The clearest difference is update cadence: BudlyApp at every 4 days against Spending Tracker's monthly. BudlyApp also leads on iOS requirement (16.0 vs 26.2). Spending Tracker's advantage is monetization model (free vs freemium). On price, review sentiment, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. BudlyApp sells 2 in-app purchases, starting at $4.99 per month and Spending Tracker sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

BudlyApp ships an update every 4 days, Spending Tracker monthly. The most recent releases landed on October 9, 2026 and October 31, 2026 respectively.

Scorecard3 real differences · 7 level
BudlyApp versus Spending Tracker: the parameters behind the verdict, then further details
ParameterBudlyAppSpending Tracker
PriceFreeFree
Rating—5.0 (1 ratings) — better
Positive reviews100.0% of reviews100.0% of reviews
Number of ratings—1 — better
Update frequencyEvery 4 days — betterMonthly
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFree — better
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.0 — better26.2
Further details — not scored
Size58 MB30 MB
Age rating4+4+
DeveloperGiuliano AccorsiPratish Shrestha

Customer experience

BudlyApp

Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Spending Tracker

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

2 purchases

BudlyApp

Subscriptions2
  • Budly Pro - Monthly14 Days trial$4.991 Month
  • Budly Pro - Annual1 Month trial$29.991 Year
1 purchases

Spending Tracker

One-time1
  • Mochi Money Pro$12.99

Questions

Is BudlyApp free?
BudlyApp is free to download, with in-app purchases available.
Is Spending Tracker free?
Spending Tracker is free to download, with in-app purchases available.
Do BudlyApp or Spending Tracker have ads?
Neither BudlyApp nor Spending Tracker shows ads.
Which is updated more often, BudlyApp or Spending Tracker?
BudlyApp ships an update every 4 days, and Spending Tracker monthly. Most recently, BudlyApp was updated on October 9, 2026 and Spending Tracker on October 31, 2026.

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