Comparison

BudlyApp vs Spending Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BudlyApp

Effortlessly track your expenses and manage your budget with this intuitive finance app. Log spending in seconds, ask questions about your financial habits, and visualize your money's flow with clear charts and custom categories. Ideal for those seeking financial control without the complexity.

Highlights
  • Monthly budget tracking
  • Customizable spending categories
  • Trip-specific budgets
  • Automated subscription logging
  • AI-powered spending analysis
  • Offline functionality
  • Cross-device data sync
Features
Read full description

Budly is the simplest way to know where your money goes. Set a monthly budget, log what you spend in a few taps, and let Budly turn it into something you can actually read. → Ask Budly anything about your spending: "How much did I spend on coffee last month?" and get a real answer, based on what you've actually logged. → Going on a trip? Open a separate trip budget in the local currency, track everything as it happens, and come home knowing exactly what you spent. → Already have your bank statements? Drop them in and Budly will sort them into categories and skip the ones you've already logged. WHAT YOU GET - A monthly budget that's actually clear at a glance - Categories you can name, color, and set your own limits on - Trips with their own currency and their own budget - Subscriptions and instalments that log themselves once you set them up - A chat that answers questions about your money in plain English, Portuguese, or Spanish - Home and lock screen widgets so your budget is one glance away - Charts that show where your money actually went, month by month - Gentle nudges when a category is about to blow up - Works fully without internet, and catches up with itself when you're back online - Your data follows you between your iPhone and iPad Budly is built for people who want to feel in control of their money without turning it into a second job. Built in Brazil. Made for the world. Terms of Use (EULA): https://giuliano.work/budly/terms-of-use Privacy Policy: https://giuliano.work/budly/privacy-policy

About

Spending Tracker

Easily track your daily expenses and manage your budget without feeling overwhelmed. Visualize your spending habits with colorful breakdowns and set category limits to save for your goals. Get a clear financial picture with quick, friendly insights.

Highlights
  • Track daily expenses
  • Stay on budget
  • Visualize spending categories
  • Save for goals
  • Home screen widgets
  • Manage recurring charges
Features
Read full description

Mochi Money. Track spending, stay on budget, save more. Managing money is stressful. MochiMoney makes it easy. Tap in your morning coffee. See where this month's money actually went. Hit the end of the month with something left over, for once. That's the whole pitch. Most budgeting apps treat you like an accountant. Mochi treats you like a person. It's the friendly little tracker you'll actually open every day, because it takes ten seconds and never makes you feel bad. What Mochi helps you do: Stop wondering where your money went. Every coffee, ride, and impulse buy goes in with a few taps. By the end of the month, you swap "I have no idea" for a clear picture you can act on. See your spending in colour. A simple, beautiful breakdown shows which categories are eating your paycheck. Groceries, dining, subscriptions. It's all right there. No spreadsheets. No math. Stay on budget without thinking about it. Set a monthly limit per category once, then let Mochi quietly mind the gap. You'll know you're getting close before you blow past it, not after. Save up for the things you actually want. Make wallets for the trip to Japan, the first car, the moving-out fund. Watch the progress bars grow. Feel that little hit of "I'm doing it" every time you put money aside. Glance, don't dig. Pin Mochi widgets to your home screen and see your balance, your budget, and your top spending without even unlocking the app. Money clarity in a single glance. Never get blindsided by a recurring charge. Log your subscriptions and bills once. Mochi remembers the rest, so future you doesn't get that "wait, what?" moment on payday. Built for real people, not finance nerds You don't need to learn Mochi. There's no setup wizard, no jargon, no judgment. It's quick, it's friendly, it's a little bit cute. Within a week, you'll actually understand your money for the first time. Saving for your first apartment? Trying to stop bleeding cash on takeout? Just want to feel less anxious when your phone buzzes with a bank notification? Mochi's got you. Take a breath. Tap a few buttons. Take control. Download Mochi Money and start a softer, smarter relationship with your money today.

Screenshots

BudlyApp4 screens
Spending Tracker4 screens

Verdict

The call

The clearest difference is update cadence: BudlyApp at every 4 days against Spending Tracker's monthly. BudlyApp also leads on iOS requirement (16.0 vs 26.2). On price, review sentiment, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. BudlyApp sells 2 in-app purchases, starting at $4.99 per month and Spending Tracker sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

BudlyApp ships an update every 4 days, Spending Tracker monthly. The most recent releases landed on October 9, 2026 and September 30, 2026 respectively.

Scorecard2 real differences · 8 level
BudlyApp versus Spending Tracker: the parameters behind the verdict, then further details
ParameterBudlyAppSpending Tracker
PriceFreeFree
Rating—5.0 (1 ratings) — better
Positive reviews100.0% of reviews100.0% of reviews
Number of ratings—1 — better
Update frequencyEvery 4 days — betterMonthly
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFree with in-app purchases
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.0 — better26.2
Further details — not scored
Size58 MB20 MB
Age rating4+4+
DeveloperGiuliano AccorsiPratish Shrestha

Customer experience

BudlyApp

Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Spending Tracker

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

2 purchases

BudlyApp

Subscriptions2
  • Budly Pro - Monthly14 Days trial$4.991 Month
  • Budly Pro - Annual1 Month trial$29.991 Year
1 purchases

Spending Tracker

One-time1
  • Mochi Money Pro$12.99

Questions

Is BudlyApp free?
BudlyApp is free to download, with in-app purchases available.
Is Spending Tracker free?
Spending Tracker is free to download, with in-app purchases available.
Do BudlyApp or Spending Tracker have ads?
Neither BudlyApp nor Spending Tracker shows ads.
Which is updated more often, BudlyApp or Spending Tracker?
BudlyApp ships an update every 4 days, and Spending Tracker monthly. Most recently, BudlyApp was updated on October 9, 2026 and Spending Tracker on September 30, 2026.

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