BudlyApp vs Spending Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BudlyApp
Effortlessly track your expenses and manage your budget with this intuitive finance app. Log spending in seconds, ask questions about your financial habits, and visualize your money's flow with clear charts and custom categories. Ideal for those seeking financial control without the complexity.
- Monthly budget tracking
- Customizable spending categories
- Trip-specific budgets
- Automated subscription logging
- AI-powered spending analysis
- Offline functionality
- Cross-device data sync
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Budly is the simplest way to know where your money goes. Set a monthly budget, log what you spend in a few taps, and let Budly turn it into something you can actually read. → Ask Budly anything about your spending: "How much did I spend on coffee last month?" and get a real answer, based on what you've actually logged. → Going on a trip? Open a separate trip budget in the local currency, track everything as it happens, and come home knowing exactly what you spent. → Already have your bank statements? Drop them in and Budly will sort them into categories and skip the ones you've already logged. WHAT YOU GET - A monthly budget that's actually clear at a glance - Categories you can name, color, and set your own limits on - Trips with their own currency and their own budget - Subscriptions and instalments that log themselves once you set them up - A chat that answers questions about your money in plain English, Portuguese, or Spanish - Home and lock screen widgets so your budget is one glance away - Charts that show where your money actually went, month by month - Gentle nudges when a category is about to blow up - Works fully without internet, and catches up with itself when you're back online - Your data follows you between your iPhone and iPad Budly is built for people who want to feel in control of their money without turning it into a second job. Built in Brazil. Made for the world. Terms of Use (EULA): https://giuliano.work/budly/terms-of-use Privacy Policy: https://giuliano.work/budly/privacy-policy
Spending Tracker
Easily track your daily expenses and manage your budget without feeling overwhelmed. Visualize your spending habits with colorful breakdowns and set category limits to save for your goals. Get a clear financial picture with quick, friendly insights.
- Track daily expenses
- Stay on budget
- Visualize spending categories
- Save for goals
- Home screen widgets
- Manage recurring charges
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Mochi Money. Track spending, stay on budget, save more. Managing money is stressful. MochiMoney makes it easy. Tap in your morning coffee. See where this month's money actually went. Hit the end of the month with something left over, for once. That's the whole pitch. Most budgeting apps treat you like an accountant. Mochi treats you like a person. It's the friendly little tracker you'll actually open every day, because it takes ten seconds and never makes you feel bad. What Mochi helps you do: Stop wondering where your money went. Every coffee, ride, and impulse buy goes in with a few taps. By the end of the month, you swap "I have no idea" for a clear picture you can act on. See your spending in colour. A simple, beautiful breakdown shows which categories are eating your paycheck. Groceries, dining, subscriptions. It's all right there. No spreadsheets. No math. Stay on budget without thinking about it. Set a monthly limit per category once, then let Mochi quietly mind the gap. You'll know you're getting close before you blow past it, not after. Save up for the things you actually want. Make wallets for the trip to Japan, the first car, the moving-out fund. Watch the progress bars grow. Feel that little hit of "I'm doing it" every time you put money aside. Glance, don't dig. Pin Mochi widgets to your home screen and see your balance, your budget, and your top spending without even unlocking the app. Money clarity in a single glance. Never get blindsided by a recurring charge. Log your subscriptions and bills once. Mochi remembers the rest, so future you doesn't get that "wait, what?" moment on payday. Built for real people, not finance nerds You don't need to learn Mochi. There's no setup wizard, no jargon, no judgment. It's quick, it's friendly, it's a little bit cute. Within a week, you'll actually understand your money for the first time. Saving for your first apartment? Trying to stop bleeding cash on takeout? Just want to feel less anxious when your phone buzzes with a bank notification? Mochi's got you. Take a breath. Tap a few buttons. Take control. Download Mochi Money and start a softer, smarter relationship with your money today.
Screenshots
Verdict
The clearest difference is update cadence: BudlyApp at every 4 days against Spending Tracker's monthly. BudlyApp also leads on iOS requirement (16.0 vs 26.2). On price, review sentiment, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. BudlyApp sells 2 in-app purchases, starting at $4.99 per month and Spending Tracker sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.
BudlyApp ships an update every 4 days, Spending Tracker monthly. The most recent releases landed on October 9, 2026 and September 30, 2026 respectively.
| Parameter | BudlyApp | Spending Tracker |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (1 ratings) — better |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| Number of ratings | — | 1 — better |
| Update frequency | Every 4 days — better | Monthly |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | Free with in-app purchases |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 16.0 — better | 26.2 |
| Further details — not scored | ||
| Size | 58 MB | 20 MB |
| Age rating | 4+ | 4+ |
| Developer | Giuliano Accorsi | Pratish Shrestha |
Customer experience
BudlyApp
Spending Tracker
In-app purchases
BudlyApp
- Budly Pro - Monthly14 Days trial$4.991 Month
- Budly Pro - Annual1 Month trial$29.991 Year
Spending Tracker
- Mochi Money Pro$12.99








