Subcut vs Hoist
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Subcut
Effortlessly track all your recurring expenses, from streaming services to software subscriptions. Get smart reminders before you're charged, visualize your bills on a calendar, and receive guided help to cancel unwanted services, saving you money.
- Subscription tracking
- Bill reminders
- Free-trial alerts
- Visual bill calendar
- Guided cancellation
- Automatic import
- Offline functionality
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Most people are paying for subscriptions they forgot they had. Subcut helps you find them, then cancel the ones you do not want. Scan a bank or credit card statement and Subcut surfaces the recurring charges hiding inside it. The free trial that quietly started billing. The app you stopped opening months ago. The service you meant to cancel and never did. You see exactly what you are paying, and what it adds up to over a year. Find Forgotten Subscriptions • Bank statement import (CSV and PDF): upload a statement and Subcut picks out the recurring charges in about a minute • Email import (Gmail): scan receipts and confirmation emails to detect services automatically • App Store import: pull in your Apple subscriptions instantly • No manual typing, no guessing How import works: your statement or receipts are sent to a secure service that reads them to find recurring charges. They are used only to detect your subscriptions, and are never sold or shared. See Everything in One Calendar • Monthly calendar of every upcoming bill • Tap any day to see what is due • Color-coded categories • Automatic monthly and yearly totals Know what you pay, when you pay, and how much it really costs. Reminders Before You Get Charged • Alerts before each billing date • Free-trial ending warnings so you can cancel in time • Custom reminder timing • Snooze or turn off per subscription Cancel, With Guidance Subcut helps you actually cancel, not just track. • Step-by-step cancellation instructions • Website links, email templates, and phone numbers • Difficulty rating and estimated time • Savings tracked after you cancel Keep Everything Organized For every subscription you can store the name and icon, price and currency, billing cycle, category, notes, cancellation link, and trial status. Categories include Entertainment, Music, Productivity, Cloud, Gaming, Finance, Fitness, Education, Shopping, Utilities, and more. Understand Your Spending • Monthly and yearly totals • Monthly equivalent for annual plans • History of archived subscriptions • A running total of what you have saved by cancelling Privacy • No account required to start • Your subscription data is stored on your device, with optional iCloud sync • Face ID and Touch ID lock • No ads, no third-party tracking, no selling your data The app works offline for tracking and managing your subscriptions. Import needs a connection, because it reads your statements to find charges. Export Anytime Export to CSV or JSON for spreadsheets and budgeting tools. Subcut Pro • Unlimited subscriptions • Bank statement import • Data export • Custom notification timing • Priority support Free users can track up to 5 subscriptions. Terms of Use (EULA): https://subcut.xyz/terms Privacy Policy: https://subcut.xyz/privacy
Hoist
This app helps UK sole trader builders manage job costs, create quotes and invoices from their phone, and track expenses like receipts and mileage. It simplifies business administration with clear records and financial insights.
- Create quotes and invoices on-site
- Scan and log receipts with OCR
- Track job-related mileage
- Detailed job costing and margin analysis
- Export financial records (CSV/PDF)
- View outstanding balances and job status
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Good catch pulling this up — this description still sells the old Pro/subscription model throughout, and that EULA link at the bottom is specifically Apple's subscription agreement, which no longer applies at all. Here's the updated version: Hoist is built for UK sole trader builders who want less paperwork, cleaner records, and a better grip on every job. Create quotes and invoices from site. Scan receipts before they disappear. Track mileage. See what each job is really costing you. No accounting jargon. No bloated software. Just the tools a builder needs to stay on top of the business side of the job. Free to use. No subscription, no limits. KNOW WHAT YOU'RE OWED See your outstanding balance the moment you open the app. Track unpaid invoices, overdue jobs, quoted work and paid jobs in one clear place. QUOTE AND INVOICE FROM SITE Create professional PDF quotes and invoices in seconds. Send them straight from your phone while you're still on site, instead of leaving the paperwork until later. SCAN YOUR RECEIPTS Snap material receipts, fuel receipts and job expenses before they get lost in the van. Hoist reads the details with OCR and logs them against the right job. TRACK EVERY MILE Record site visits and calculate claimable mileage using UK mileage rates. Keep mileage records tidy throughout the year instead of trying to piece them together at tax time. JOB COSTING THAT WORKS Add labour, materials, receipts, expenses and mileage to each job. See your costs, income and margin before the job is finished, so you can stop undercharging and stay in control. EXPORT CLEAN RECORDS Export income, expenses and mileage as clean CSV or PDF records. Send them to your accountant or keep them ready for your own tax records. BUILT FOR BUILDERS Hoist is not trying to be full accounting software. It is made for builders who need a simple way to manage jobs, send invoices, log receipts and track mileage from their phone. COMPLETELY FREE Unlimited jobs, receipt scanning, mileage tracking and exports — all included, no card required, no subscription.
Screenshots
Verdict
The clearest difference is in-app purchases: Hoist at none against Subcut's 3. Hoist also leads on ads (none vs shown). Subcut's advantage is ratings volume (19 vs 1). On price, rating, review sentiment and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Subcut sells 3 in-app purchases, starting at $4.99 per month. Hoist asks for nothing beyond the download.
On the App Store both sit at effectively the same score — 4.9 for Subcut against 5.0 for Hoist. That said, the two scores are not equally well evidenced: Subcut has 19 ratings behind it against 1, so its average is the more settled of the two. Written reviews split almost evenly too, at 100% and 100% positive.
Subcut ships an update every 6 days, Hoist every 5 days. The most recent releases landed on October 31, 2026 and October 23, 2026 respectively.
| Parameter | Subcut | Hoist |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (19 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| Number of ratings | 19 — better | 1 |
| Update frequency | Every 6 days | Every 5 days — better |
| Ads | Yes | No — better |
| In-app purchases | Yes | No — better |
| Monetization | Freemium | Freemium |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 17.0 | 16.0 — better |
| Further details — not scored | ||
| Size | 29 MB | 6 MB |
| Age rating | 4+ | 4+ |
| Developer | Shrenik Choudhary | Craig Paterson |
Customer experience
Subcut
Hoist
In-app purchases
Subcut
- Subcut Pro - Monthly$4.991 Month
- Subcut Pro - Yearly$14.991 Year
- Subcut Pro - LIFETIME$24.99
Hoist
No in-app purchases









