Comparison

SECBank vs SubTrack

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SECBank

This mobile banking app allows customers to securely access their accounts, monitor transactions, and perform various banking services. Features include online account opening, fund transfers, and an AI-powered help center for quick assistance.

Highlights
  • Mobile account access
  • Online account opening
  • Secure login with biometrics
  • Fund transfers (own accounts, other SECBANK, InstaPay, PESONet)
  • Transaction notifications
  • AI-powered help center
Features
Read full description

SECBANK Mobile Banking SECBANK Mobile Banking is the official mobile banking application of SouthEast Country Bank, Inc. (A Rural Bank). It allows SECBANK customers to access their accounts, monitor transactions, and perform selected banking services securely using their smartphone. With SECBANK Mobile, you can manage your account anytime, receive important updates, and enjoy convenient digital banking services supported by enhanced security controls. Key Features Mobile Account Access View your SECBANK accounts, balances, and recent transaction activity in one convenient app. Online Account Opening Apply for a SECBANK account through the mobile app using a guided digital onboarding and eKYC process. Secure Login Protect your account with multiple security layers, including password authentication, OTP verification, device validation, and biometric login on supported devices. Fund Transfers Transfer funds conveniently: - Between your own SECBANK accounts - To other SECBANK accounts - To other banks via InstaPay - To other banks via PESONet InstaPay and PESONet Send funds to participating banks and financial institutions using InstaPay and PESONet, subject to applicable limits, fees, availability, and processing rules. Notifications and Updates Receive transaction alerts, account-related notifications, and important in-app announcements from SECBANK. Transaction Details View clearer transaction information, including transfer channel, amount, fees, reference details, and transaction status where available. AI-Powered Help Center Access the in-app Help Center for quick guidance, frequently asked questions, and assistance when using SECBANK Mobile. QR and Digital Banking Services SECBANK Mobile is designed to support additional digital banking services, including QR-related features, as they become available. Contact Us For assistance, please contact SECBANK Customer Support: Hotline: (054) 881-8692 Email: help@secbank.ph SouthEast Country Bank, Inc. (A Rural Bank) Regulated by the Bangko Sentral ng Pilipinas (BSP) Deposits are insured by PDIC up to PHP 1,000,000 per depositor.

About

SubTrack

Effortlessly manage all your recurring expenses in one place. Get timely alerts for renewals and free trials, and visualize your spending habits with insightful charts. Organize subscriptions by category and payment method for better financial control.

Highlights
  • Track all recurring subscriptions
  • Timely renewal and trial reminders
  • Spending insights and charts
  • Multi-currency support
  • Custom categories and payment methods
  • iCloud sync across devices
  • Siri Shortcuts integration
Features
Read full description

SubTrack helps you take control of your subscriptions. Track every recurring charge in one place, get timely reminders before renewals, and understand your spending at a glance. KEY FEATURES • Track all your subscriptions — streaming, apps, cloud storage, gym, and more • Multi-currency support with real-time exchange rate conversion • Smart reminders so you never miss a renewal or free trial ending • Beautiful charts and spending insights powered by Swift Charts • Calendar view to see upcoming renewals at a glance • Organize with custom categories and payment methods • iCloud sync across iPhone, iPad, and Mac • Home Screen widgets for quick spending overview • Siri Shortcuts — ask "How much do I spend on subscriptions?" PRO FEATURES (Optional Upgrade) • Unlimited subscriptions (free tier: up to 5) • AI-powered spending health score and optimization suggestions • Monthly spending reports with trend analysis • Advanced overlap detection for duplicate services • Custom categories and unlimited payment methods • CSV data export PRIVACY FIRST SubTrack is designed with privacy in mind — all data stays on your device and your private iCloud. No accounts, no analytics, no tracking, no ads. Ever. Download SubTrack today and stop overpaying for subscriptions you forgot about. Terms of Use: https://matrixreligio.github.io/subtrack-privacy/#terms Privacy Policy: https://matrixreligio.github.io/subtrack-privacy/#privacy

Screenshots

SECBank4 screens
SubTrack4 screens

Verdict

The call

The clearest difference is rating: SubTrack at 5.0 against SECBank's 1.0. SECBank's advantage is in-app purchases (none vs 3) and iOS requirement (15.1 vs 17.0). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. SubTrack sells 3 in-app purchases, starting at $0.99 per month. SECBank asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

SubTrack holds the better App Store score, 5.0 against 1.0. Both are backed by a comparable volume of ratings — 2 and 1 respectively.

UpkeepUpdate frequency

SECBank ships an update fortnightly, SubTrack every 9 days. The most recent releases landed on October 28, 2026 and October 15, 2026 respectively.

Scorecard4 real differences · 5 level
SECBank versus SubTrack: the parameters behind the verdict, then further details
ParameterSECBankSubTrack
PriceFreeFree
Rating1.0 (2 ratings)5.0 (1 ratings) — better
Number of ratings2 — better1
Update frequencyFortnightlyEvery 9 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFreemium
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.1 — better17.0
Further details — not scored
Size42 MB3 MB
Age rating4+4+
DeveloperSOUTHEAST COUNTRY BANKMatrixReligio LLC

Customer experience

SECBank

All ratings2 ratings
Positive0.0%
Neutral0.0%
Negative100.0%

SubTrack

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

SECBank

No in-app purchases

3 purchases

SubTrack

Subscriptions2
  • Pro Monthly$0.991 Month
  • Pro Annual$9.991 Year
One-time1
  • Pro Lifetime$29.99

Questions

Is SECBank free?
SECBank is free to download, with no in-app purchases.
Is SubTrack free?
SubTrack is free to download, with in-app purchases available.
Which has better reviews, SECBank or SubTrack?
SubTrack is rated higher. SECBank averages 1.0 out of 5 from 2 ratings, while SubTrack averages 5.0 from 1 ratings.
Do SECBank or SubTrack have ads?
Neither SECBank nor SubTrack shows ads.
Which is updated more often, SECBank or SubTrack?
SECBank ships an update fortnightly, and SubTrack every 9 days. Most recently, SECBank was updated on October 28, 2026 and SubTrack on October 15, 2026.

Other comparisons