SECBank vs SubTrack
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SECBank
This mobile banking app allows customers to securely access their accounts, monitor transactions, and perform various banking services. Features include online account opening, fund transfers, and an AI-powered help center for quick assistance.
- Mobile account access
- Online account opening
- Secure login with biometrics
- Fund transfers (own accounts, other SECBANK, InstaPay, PESONet)
- Transaction notifications
- AI-powered help center
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SECBANK Mobile Banking SECBANK Mobile Banking is the official mobile banking application of SouthEast Country Bank, Inc. (A Rural Bank). It allows SECBANK customers to access their accounts, monitor transactions, and perform selected banking services securely using their smartphone. With SECBANK Mobile, you can manage your account anytime, receive important updates, and enjoy convenient digital banking services supported by enhanced security controls. Key Features Mobile Account Access View your SECBANK accounts, balances, and recent transaction activity in one convenient app. Online Account Opening Apply for a SECBANK account through the mobile app using a guided digital onboarding and eKYC process. Secure Login Protect your account with multiple security layers, including password authentication, OTP verification, device validation, and biometric login on supported devices. Fund Transfers Transfer funds conveniently: - Between your own SECBANK accounts - To other SECBANK accounts - To other banks via InstaPay - To other banks via PESONet InstaPay and PESONet Send funds to participating banks and financial institutions using InstaPay and PESONet, subject to applicable limits, fees, availability, and processing rules. Notifications and Updates Receive transaction alerts, account-related notifications, and important in-app announcements from SECBANK. Transaction Details View clearer transaction information, including transfer channel, amount, fees, reference details, and transaction status where available. AI-Powered Help Center Access the in-app Help Center for quick guidance, frequently asked questions, and assistance when using SECBANK Mobile. QR and Digital Banking Services SECBANK Mobile is designed to support additional digital banking services, including QR-related features, as they become available. Contact Us For assistance, please contact SECBANK Customer Support: Hotline: (054) 881-8692 Email: help@secbank.ph SouthEast Country Bank, Inc. (A Rural Bank) Regulated by the Bangko Sentral ng Pilipinas (BSP) Deposits are insured by PDIC up to PHP 1,000,000 per depositor.
SubTrack
Effortlessly manage all your recurring expenses in one place. Get timely alerts for renewals and free trials, and visualize your spending habits with insightful charts. Organize subscriptions by category and payment method for better financial control.
- Track all recurring subscriptions
- Timely renewal and trial reminders
- Spending insights and charts
- Multi-currency support
- Custom categories and payment methods
- iCloud sync across devices
- Siri Shortcuts integration
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SubTrack helps you take control of your subscriptions. Track every recurring charge in one place, get timely reminders before renewals, and understand your spending at a glance. KEY FEATURES • Track all your subscriptions — streaming, apps, cloud storage, gym, and more • Multi-currency support with real-time exchange rate conversion • Smart reminders so you never miss a renewal or free trial ending • Beautiful charts and spending insights powered by Swift Charts • Calendar view to see upcoming renewals at a glance • Organize with custom categories and payment methods • iCloud sync across iPhone, iPad, and Mac • Home Screen widgets for quick spending overview • Siri Shortcuts — ask "How much do I spend on subscriptions?" PRO FEATURES (Optional Upgrade) • Unlimited subscriptions (free tier: up to 5) • AI-powered spending health score and optimization suggestions • Monthly spending reports with trend analysis • Advanced overlap detection for duplicate services • Custom categories and unlimited payment methods • CSV data export PRIVACY FIRST SubTrack is designed with privacy in mind — all data stays on your device and your private iCloud. No accounts, no analytics, no tracking, no ads. Ever. Download SubTrack today and stop overpaying for subscriptions you forgot about. Terms of Use: https://matrixreligio.github.io/subtrack-privacy/#terms Privacy Policy: https://matrixreligio.github.io/subtrack-privacy/#privacy
Screenshots
Verdict
The clearest difference is rating: SubTrack at 5.0 against SECBank's 1.0. SECBank's advantage is in-app purchases (none vs 3) and iOS requirement (15.1 vs 17.0). On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. SubTrack sells 3 in-app purchases, starting at $0.99 per month. SECBank asks for nothing beyond the download.
SubTrack holds the better App Store score, 5.0 against 1.0. Both are backed by a comparable volume of ratings — 2 and 1 respectively.
SECBank ships an update fortnightly, SubTrack every 9 days. The most recent releases landed on October 28, 2026 and October 15, 2026 respectively.
| Parameter | SECBank | SubTrack |
|---|---|---|
| Price | Free | Free |
| Rating | 1.0 (2 ratings) | 5.0 (1 ratings) — better |
| Number of ratings | 2 — better | 1 |
| Update frequency | Fortnightly | Every 9 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Freemium |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.1 — better | 17.0 |
| Further details — not scored | ||
| Size | 42 MB | 3 MB |
| Age rating | 4+ | 4+ |
| Developer | SOUTHEAST COUNTRY BANK | MatrixReligio LLC |
Customer experience
SECBank
SubTrack
In-app purchases
SECBank
No in-app purchases
SubTrack
- Pro Monthly$0.991 Month
- Pro Annual$9.991 Year
- Pro Lifetime$29.99









