Paymate vs LoanTracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Paymate
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¡Olvídate de las libretas de papel! Lleva el control total de tu dinero prestado con PayMate. ¿Prestas dinero a amigos, familiares o clientes y te cuesta llevar la cuenta? PayMate es la herramienta definitiva para gestionar tus préstamos personales de forma fácil, rápida y segura. Dile adiós a los malentendidos y a los olvidos. Con PayMate, tendrás un asistente financiero en tu bolsillo que te recordará quién te debe, cuánto y cuándo deben pagarte. Ideal para prestamistas independientes, pequeños comercios que fían mercancía o simplemente para organizar las finanzas entre amigos. Características Principales: Registro Fácil: Crea fichas de préstamos en segundos con nombre, monto y fecha. Cálculo de Intereses: (Opcional) Configura tasas de interés simple o compuesto si tu modelo lo requiere. Control de Pagos Parciales: Registra abonos y mira cómo disminuye la deuda automáticamente. Historial Detallado: Visualiza el estado de cada préstamo (Pagado, Pendiente, Vencido). Recordatorios: Nunca dejes pasar una fecha de cobro importante. Modo Oscuro: Diseño elegante y fácil de leer en cualquier momento. Organiza tu cartera, mejora tu flujo de caja y recupera tu dinero sin estrés. ¡Descarga PayMate hoy y toma el control de tus cobranzas!
LoanTracker
Manage all your loans in one place, from mortgages to personal loans. Automatically calculates monthly payments and generates clear repayment schedules. Receive timely reminders to avoid missing any due dates.
- Unified loan management
- Automatic monthly payment calculation
- Multiple repayment methods
- Early repayment calculator (VIP)
- Detailed repayment schedules
- Repayment reminders
- Local data storage
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One App. All Your Loans. Mortgage, car loan, personal loan — lost track? LoanTracker keeps everything organized. Auto-calculate payments and generate full amortization schedules. AUTO-CALCULATE PAYMENTS Enter principal, rate, term, and method. Instantly see your monthly payment and complete repayment schedule. 3 REPAYMENT METHODS • Equal Installment: Fixed monthly payment • Equal Principal: Fixed principal, decreasing payments • Interest-Only: Pay interest, principal at end EARLY REPAYMENT (VIP) Enter an amount to see two scenarios: shorten term or reduce payment. 100% PRIVATE & OFFLINE All data stored locally. No sign-up, no upload, no tracking. Free for 1 loan. Unlock VIP for unlimited loans + early repayment + CSV export. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is in-app purchases: Paymate at none against LoanTracker's 3. Paymate also leads on update cadence (every 2 days vs every 5 weeks) and iOS requirement (15.1 vs 17.0). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. LoanTracker sells 3 in-app purchases, starting at $2.99 per year. Paymate asks for nothing beyond the download.
Paymate ships an update every 2 days, LoanTracker every 5 weeks. The most recent releases landed on October 16, 2026 and October 29, 2026 respectively.
| Parameter | Paymate | LoanTracker |
|---|---|---|
| Price | Free | Free |
| Positive reviews | — | 100.0% of reviews |
| Update frequency | Every 2 days — better | Every 5 weeks |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | — | Freemium |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.1 — better | 17.0 |
| Further details — not scored | ||
| Size | 33 MB | 10 MB |
| Age rating | 4+ | 12+ |
| Developer | Jose Delgado | 磊 刘 |
In-app purchases
Paymate
No in-app purchases
LoanTracker
- LoanTracker VIP Yearly$2.991 Year
- Liaoran VIP One Year$3.99
- Unlock Full Version$4.99
