Parasify vs Breadsheet

Parasify is a privacy-focused personal finance app that stores your data locally on your device. No accounts required — your data stays on your phone unless you choose to enable cloud sync. BUDGET & EXPENSE TRACKING Create budgets for any category and track spending in real time. Get alerts when approaching limits. Log expenses, income, and transfers across multiple wallets with multi-currency support. NET WORTH & ASSET TRACKING See your complete financial picture. Track real estate, vehicles, investments, precious metals, and cryptocurrencies alongside your debts and loans. Watch your net worth grow over time. FINANCIAL GOALS Set savings targets, debt payoff goals, emergency funds, and more. Link goals to wallets for automatic tracking or update manually. SMART FEATURES • AI-powered receipt scanning — snap a photo and auto-create transactions • Financial insights and spending forecasts • AI chat assistant for financial questions • Recurring transaction automation • Credit card management with billing cycles • Loan amortization tracking • Home screen widgets for quick access MULTI-CURRENCY & GLOBAL Support for 150+ fiat currencies, 500+ cryptocurrencies, and precious metals. Real-time exchange rates with cross-currency conversion. PRIVACY FIRST • Data stored locally on your device by default • Face ID / Touch ID lock • No ads, no tracking • Optional cloud sync for backup and multi-device access • Family and wallet sharing via cloud sync REPORTS & EXPORT Spending heatmaps, cash flow forecasts, monthly comparisons, and category breakdowns. Export to CSV or PDF. PREMIUM FEATURES Unlock unlimited wallets, budgets, goals, assets, and debts. Get AI chat, receipt scanning, financial insights, cloud sync, and family sharing with a subscription. All core features work fully offline with local data. Free to download. Premium subscription available with a 7-day free trial. Terms of Use (EULA): https://kochanahm.github.io/parasify-website/terms Privacy Policy: https://kochanahm.github.io/parasify-website/privacy Subscriptions auto-renew unless cancelled at least 24 hours before the end of the current period. Payment will be charged to your Apple ID account at confirmation of purchase. Manage and cancel subscriptions in your App Store account settings.

Keeping a budget starts with keeping your transactions up to date. Breadsheet gives you a few quick ways to record daily spending. Tap it in by hand, say what you spent, scan a receipt, or write a short message to the assistant. Voice and receipt results are saved to your local ledger after processing, then opened for review so you can correct or remove them. Assistant transaction suggestions remain drafts until you save them. ADD EXPENSES YOUR WAY • Manual entry logs a transaction in a few taps, with control over every field • Voice entry records a transaction from a short recording • Receipt scanning reads the merchant, total, date, and available line items • The assistant can prepare a draft transaction from a sentence ASK ABOUT YOUR SPENDING Ask questions about categories, recent purchases, subscriptions, account balances, and budget progress. Breadsheet uses a limited set of relevant spending information to prepare a clear answer. FOLLOW YOUR BUDGETS Set monthly budgets by category and see how much has been spent and how much remains. Give every category its own monthly limit. SEE WHERE YOUR MONEY GOES Review monthly totals, category breakdowns, income, expenses, and recent activity from the dashboard and insights screens. MANAGE EVERYDAY FINANCES Breadsheet includes multiple accounts, cash wallets, transfers, recurring transactions, custom categories, notes, and transaction search. IMPORT AND EXPORT CSV FILES Import transactions from Mint, YNAB, or another CSV export. Export your Breadsheet transactions whenever you want a separate copy. FREE AND PRO Manual tracking, budgets, insights, accounts, recurring transactions, and CSV import and export are included in the free plan. You can run Breadsheet as a fully manual tracker and never use an AI feature. Breadsheet Pro unlocks unlimited voice entries, receipt scans, and assistant questions. Pro is available as a monthly subscription, annual subscription, or one-time lifetime purchase. SUBSCRIPTION TERMS Payment is charged to your Apple Account when the purchase is confirmed. Monthly and annual subscriptions renew automatically unless cancelled at least 24 hours before the current period ends. You can manage or cancel a subscription in your Apple Account settings. Privacy Policy: https://trybreadsheet.com/privacy Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/