Comparison

Spendlio vs Breadsheet

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Spendlio

Effortlessly track your spending using voice commands. This app offers quick expense entry, custom categories, and insightful spending charts. Upgrade for unlimited voice input, receipt scanning, and advanced financial planning.

Highlights
  • Voice-activated expense entry
  • Unlimited transaction tracking (free)
  • Customizable categories
  • Spending charts and insights
  • Bill reminders and planning
  • PIN/Face ID security
  • Receipt scanning (premium)
Read full description

Spendlio — Private expense tracker & money manager, with voice. Track expenses in seconds — just speak. Say "$45 for groceries" and it's logged. No typing, no bank logins, no hassle. PRIVATE BY DESIGN - No sign-up and no account required - No bank connections — ever - Your financial data stays on your device - Works offline VOICE INPUT (7-DAY FREE TRIAL) - Just say "$23 for coffee" — tracked instantly - Add expenses while you live your life - The fastest expense entry you'll ever use - Try it free — keep it if you love it FREE FEATURES - Unlimited transaction tracking - Up to 3 accounts & wallets, with per-account cash flow - Custom categories with icons & colors - Beautiful spending charts & insights - Saved Views — save any filter combo and reapply it in one tap - Powerful filters (account, category, tag, date, type & more) - Recurring transactions with clear indicators - Bill reminders & planning - Receipt & photo attachments on transactions - Balance projection widget on your dashboard - Light & dark mode - Secure with PIN / Face ID PREMIUM SUBSCRIPTION After your free trial: - Unlimited voice input forever - Unlimited accounts - Account balance projections - Receipt scanning (OCR) - CSV import & export - Priority support - Ad-free experience PERFECT FOR Daily expense tracking, spending insights, bill reminders, and managing cash across multiple wallets — privately. Start your 7-day free trial today. No commitment. Cancel anytime. Privacy Policy: https://tboxsolutionz.com/spendlio/privacy/ Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Breadsheet

Easily track daily spending with multiple input methods including manual entry, voice commands, and receipt scanning. Analyze your financial habits with insightful dashboards and manage budgets by category. Offers both free and premium features for comprehensive personal finance management.

Highlights
  • Manual expense logging
  • Voice entry for transactions
  • Receipt scanning
  • AI assistant for transaction drafts
  • Budget creation by category
  • Spending insights and dashboards
  • CSV import/export
Features
Read full description

Keeping a budget starts with keeping your transactions up to date. Breadsheet gives you a few quick ways to record daily spending. Tap it in by hand, say what you spent, scan a receipt, or write a short message to the assistant. Voice and receipt results are saved to your local ledger after processing, then opened for review so you can correct or remove them. Assistant transaction suggestions remain drafts until you save them. ADD EXPENSES YOUR WAY • Manual entry logs a transaction in a few taps, with control over every field • Voice entry records a transaction from a short recording • Receipt scanning reads the merchant, total, date, and available line items • The assistant can prepare a draft transaction from a sentence ASK ABOUT YOUR SPENDING Ask questions about categories, recent purchases, subscriptions, account balances, and budget progress. Breadsheet uses a limited set of relevant spending information to prepare a clear answer. FOLLOW YOUR BUDGETS Set monthly budgets by category and see how much has been spent and how much remains. Give every category its own monthly limit. SEE WHERE YOUR MONEY GOES Review monthly totals, category breakdowns, income, expenses, and recent activity from the dashboard and insights screens. MANAGE EVERYDAY FINANCES Breadsheet includes multiple accounts, cash wallets, transfers, recurring transactions, custom categories, notes, and transaction search. IMPORT AND EXPORT CSV FILES Import transactions from Mint, YNAB, or another CSV export. Export your Breadsheet transactions whenever you want a separate copy. FREE AND PRO Manual tracking, budgets, insights, accounts, recurring transactions, and CSV import and export are included in the free plan. You can run Breadsheet as a fully manual tracker and never use an AI feature. Breadsheet Pro unlocks unlimited voice entries, receipt scans, and assistant questions. Pro is available as a monthly subscription, annual subscription, or one-time lifetime purchase. SUBSCRIPTION TERMS Payment is charged to your Apple Account when the purchase is confirmed. Monthly and annual subscriptions renew automatically unless cancelled at least 24 hours before the current period ends. You can manage or cancel a subscription in your Apple Account settings. Privacy Policy: https://trybreadsheet.com/privacy Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Spendlio4 screens
Breadsheet4 screens

Verdict

The call

The clearest difference is update cadence: Breadsheet at every 6 days against Spendlio's fortnightly. Spendlio's advantage is iOS requirement (16.4 vs 18.2). On price, rating, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Spendlio sells 2 in-app purchases, starting at $4.99 per month and Breadsheet sells 3 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Spendlio against 5.0 for Breadsheet. Both are backed by a comparable volume of ratings — 2 and 2 respectively.

UpkeepUpdate frequency

Spendlio ships an update fortnightly, Breadsheet every 6 days. Both last shipped on October 24, 2026.

Scorecard2 real differences · 8 level
Spendlio versus Breadsheet: the parameters behind the verdict, then further details
ParameterSpendlioBreadsheet
PriceFreeFree
Rating5.0 (2 ratings)5.0 (2 ratings)
Positive reviews100.0% of reviews—
Number of ratings22
Update frequencyFortnightlyEvery 6 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFreemium
DevicesiPhoneiPhone
Requires iOS16.4 — better18.2
Further details — not scored
Size19 MB73 MB
Age rating4+4+
DeveloperDilawer HussainAsher Ahmed

Customer experience

Spendlio

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Breadsheet

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

2 purchases

Spendlio

Subscriptions2
  • Monthly7 Days trial$4.991 Month
  • Yearly7 Days trial$44.991 Year
3 purchases

Breadsheet

Subscriptions2
  • Breadsheet Pro Monthly$4.991 Month
  • Breadsheet Pro Annual$24.991 Year
One-time1
  • Breadsheet Pro Lifetime$69.99

Questions

Is Spendlio free?
Spendlio is free to download, with in-app purchases available.
Is Breadsheet free?
Breadsheet is free to download, with in-app purchases available.
Which has better reviews, Spendlio or Breadsheet?
Spendlio and Breadsheet are both rated 5.0 out of 5 on the App Store, from 2 and 2 ratings respectively.
Do Spendlio or Breadsheet have ads?
Neither Spendlio nor Breadsheet shows ads.
Which is updated more often, Spendlio or Breadsheet?
Spendlio ships an update fortnightly, and Breadsheet every 6 days. Most recently, Spendlio was updated on October 24, 2026 and Breadsheet on October 24, 2026.

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