Comparison

My Wealth Tracker vs Zuko

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

My Wealth Tracker

Features
Read full description

Ever wondered "how much do I actually have?" Wealth Tracker is a simple app that answers that question. Add your bank accounts, savings, investments, and retirement funds, and see your total net worth on a single screen. No spreadsheets, no complexity - just a clear number and a chart showing how it changes over time. HOW IT WORKS Wealth Tracker takes regular snapshots of your account balances. Over time, this builds a history that shows how your net worth grows (or dips). Think of it as a weighing scale for your finances - step on it regularly and watch the trend. You can enter balances manually or connect supported accounts to sync automatically. SELF-HOSTED - YOUR DATA, YOUR SERVER Unlike other finance apps, Wealth Tracker does not store your data on someone else's cloud. You host the backend yourself. That means: - Your financial data never leaves your control - No company can sell, leak, or lose your information - You decide where your data lives and who has access - The app works with your own server - set it up once and you are good to go BUILT FOR SECURITY Your finances deserve serious protection: - Per-user encryption: each account has its own encryption key derived from your password - Ephemeral login tokens: credentials are never stored on the server after authentication - Biometric unlock (Face ID, Touch ID) for quick but secure access - All communication encrypted via TLS - No ads, no tracking, no data sharing CONNECT YOUR ACCOUNTS Sync balances automatically from supported institutions: - German banks via FinTS/HBCI - Interactive Brokers (IBKR) - TrueWealth (Swiss robo-advisor) - VIAC (Swiss 3a retirement) - Morgan Stanley at Work - Or simply add any account manually MULTI-CURRENCY SUPPORT Have accounts in different currencies? No problem. Wealth Tracker fetches exchange rates automatically and shows everything in your preferred base currency. CLEAN AND SIMPLE - One dashboard with your total net worth - A chart showing your wealth over time - List of all accounts with their latest balances - No bloat, no ads, no upsells PERFECT FOR - Anyone who wants to know their net worth at a glance - People with accounts at multiple banks or brokers - Privacy-conscious users who want to own their data - Expats with finances in different countries - Anyone saving toward a goal and wanting to see progress - Wealth Tracker is not a budgeting app and does not track individual transactions. It simply answers: "What is my net worth today, and how has it changed?" Download it, point it at your server, and start tracking.

About

Zuko

Easily track and manage your recurring bills and subscriptions. Get timely reminders before renewals and access guided cancellation steps for popular services, all without linking your bank account.

Highlights
  • No bank login required
  • Renewal and trial reminders
  • Price change alerts
  • Step-by-step cancel guides
  • Import from receipts, PDFs, emails, photos
  • Home Screen widget
  • Subscription management score
Features
Read full description

Cancel subscriptions without linking your bank. Zuko finds forgotten subs, alerts you before renewals, and walks you through canceling — all on your phone. Built for people who don't want their bank data scraped. WHY ZUKO • No bank login required. Your data stays on your device. • Renewal and trial reminders before you get billed. • Price change alerts when subscriptions hike. • Step-by-step cancel guides for popular services. • Import subscriptions from App Store receipts, bank PDFs, email, or scanned photos. • Long-cycle review surfaces yearly subs you forgot about. • Home Screen widget for next renewal at a glance. • Monthly and yearly totals with a management score. WHO IT'S FOR People tired of surprise renewals, apps demanding bank logins, forgotten free trials turning into paid charges, and yearly subs that auto-renew before you remember. PRIVACY Zuko works without bank connections. No Plaid. No screen scraping. No selling your transaction history. Your subscription data lives on your phone. PRO Zuko is free to start. Pro unlocks iCloud Sync, unlimited subscriptions, premium import (PDF, email, photo), and export. Stop surprise charges. Cancel without your bank.

Screenshots

My Wealth Tracker4 screens
Zuko4 screens

Verdict

The call

The clearest difference is in-app purchases: My Wealth Tracker at none against Zuko's 3. My Wealth Tracker also leads on iOS requirement (15.0 vs 18.0). On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Zuko sells 3 in-app purchases, starting at $2.99 per month. My Wealth Tracker asks for nothing beyond the download.

UpkeepUpdate frequency

My Wealth Tracker ships an update fortnightly, Zuko every 2 weeks. Both last shipped on October 31, 2026.

Scorecard2 real differences · 7 level
My Wealth Tracker versus Zuko: the parameters behind the verdict, then further details
ParameterMy Wealth TrackerZuko
PriceFreeFree
Rating—5.0 (1 ratings) — better
Number of ratings—1 — better
Update frequencyFortnightlyEvery 2 weeks — better
AdsNoNo
In-app purchasesNo — betterYes
Monetization—Freemium
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.0 — better18.0
Further details — not scored
Size23 MB29 MB
Age rating4+4+
DeveloperLukas Schulzeabiodun oyetomi

In-app purchases

None

My Wealth Tracker

No in-app purchases

3 purchases

Zuko

Subscriptions2
  • Zuko Pro Monthly$2.991 Month
  • Zuko Pro Yearly14 Days trial$19.991 Year
One-time1
  • Zuko Pro Lifetime$29.99

Questions

Is My Wealth Tracker free?
My Wealth Tracker is free to download, with no in-app purchases.
Is Zuko free?
Zuko is free to download, with in-app purchases available.
Do My Wealth Tracker or Zuko have ads?
Neither My Wealth Tracker nor Zuko shows ads.
Which is updated more often, My Wealth Tracker or Zuko?
My Wealth Tracker ships an update fortnightly, and Zuko every 2 weeks. Most recently, My Wealth Tracker was updated on October 31, 2026 and Zuko on October 31, 2026.

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